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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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Truckermal

Last few years 450-480.. This year 850 with AA as per renewal.

Zurich 1500
Liberty 2200
Chill 1200
Aviva 1800
MIG.IE 700

I've numerous other places tried who were all over 800 I can't understand why it's gone up.

Male.
Age 40.
2005 Lexus GS 300.
6K KMS per annum.
10 year's NCB.
0 point's.
Live in rural Cork car is kept in a secure location....

CinammonGirl

Yeah I should have done that, the guy actually said the person did not have to be living at same address (OH has claim in) but he kind of caught me on the hop and I just wanted to get it done and dusted!

chancer12

CinammonGirl wrote: »

Female, late 40s
BoI quoted renewal of €461.29 fully comp
Got it for €408.00 fully comp with KBC (underwritten by Zurich)
Would have been cheaper if I could have put someone else on as named driver

.. use a friend's contact details. They could do the same for you and reduce it for both of you. Got to play the system!

deisedude

Male 30
No penalty points
5+ years no cliams bonus
Full license
Drive roughly 30,000km per year
1.6L 2013 Ford Focus

Got quoted over €700 from FBD, axa, AIB, Allianz and a few more for comprehensive

Aviva were €520 so went with them

CinammonGirl

Female, late 40s
BoI quoted renewal of €461.29 fully comp
Got it for €408.00 fully comp with KBC (underwritten by Zurich)
Would have been cheaper if I could have put someone else on as named driver

chancer12

chancer12 wrote: »

Anyone got any experience of An Post? Came in with the best quote for me

Female, 60, 10+ no claims, no penalty points, 2010 Ford Fiesta, but have my daughter on the policy as named driver, She's 24, full licence (less than a year). An Post quoted 601 fully comp, breakdown assist, windscreen cover, step back. Currently with AA, quoting 630. They don't include breakdown assist, you have to get separate AA membership for 90. Their argument is that they are the only provider who will send a mechanic to fix your car. All others tow you to the nearest garage and you're liable for all other costs.

TBH, I've only used breakdown assist at any point for a flat battery after hols so wasn't aware of this. I find the whole process so time-consuming and frustrating. the AA have come down more than 200 on the original quote but I think you'd need a degree in insurance to understand the Ts & Cs. You think you're covered until you make a claim, grrrr.

Now quoted 587 with Cornmarket … going with them!

Duffryman

Think I must be doing better than most. Just got my renewal notice from Aviva. €361 - up slightly from €337 last year, but still happy with it.

Male, late 40s, driving a 1.4 litre Kia Ce'ed (131 reg). Not exactly a head-turning car, but it gets me around safely and economically.

No penalty points, umpteen years NCB (never actually had a claim in approx. 25 years driving), with wife as a named driver - she has no penalty points either, and also has a full NCB on her own insurance for her own car. We also have house insurance with Aviva, so qualified for a loyalty discount.

€361 price includes stepback NCB protection, driving other cars, windscreen cover, breakdown cover, etc.

Did a quick shoparound with a few others anyway, not expecting to do any better. Best I saw was €447 with Axa.

Wildly Boaring

An post were best for me this year.
Just an aviva policy

chancer12

Anyone got any experience of An Post? Came in with the best quote for me

Female, 60, 10+ no claims, no penalty points, 2010 Ford Fiesta, but have my daughter on the policy as named driver, She's 24, full licence (less than a year). An Post quoted 601 fully comp, breakdown assist, windscreen cover, step back. Currently with AA, quoting 630. They don't include breakdown assist, you have to get separate AA membership for 90. Their argument is that they are the only provider who will send a mechanic to fix your car. All others tow you to the nearest garage and you're liable for all other costs.

TBH, I've only used breakdown assist at any point for a flat battery after hols so wasn't aware of this. I find the whole process so time-consuming and frustrating. the AA have come down more than 200 on the original quote but I think you'd need a degree in insurance to understand the Ts & Cs. You think you're covered until you make a claim, grrrr.

angel eyes 2012

2012 Hyundai i20
Fully Comprehensive and NCB Full Protection
F
Full Licence 14 years with full NCB
Dublin
Spouse as a named driver (full licence)

2018: €488
Renewal (Blue Ins): €708
Post Insurance: €525
123.ie:€539
Chill: €635
FBD: €591
Liberty:€804 (always high for me for some reason)

I'm not giving up!

moonlighting_1

LediVal wrote: »

Your Age: 26 F
Car type and engine: BMW 520d 2006
Cover: Comp
Area: louth
years driving: 0, full Irish licence from Feb 19
any claims: No
Price and provider: 2990 Sullivan insurance
Aib 6000
AA 6500
Quote devil 3837
First Ireland 3850
Campion 3450
Coverinaclic 3580
Chill 4360.

thats shocking bad.
looks like your going to have to change car.

Marcusm

Two policies with Liberty; each reduced 8-10%.

LediVal

Your Age: 26 F
Car type and engine: BMW 520d 2006
Cover: Comp
Area: louth
years driving: 0, full Irish licence from Feb 19
any claims: No
Price and provider: 2990 Sullivan insurance
Aib 6000
AA 6500
Quote devil 3837
First Ireland 3850
Campion 3450
Coverinaclic 3580
Chill 4360.

beertons

Renewal came in there a while ago, €711 on a 03 1.9 golf. I've had the car 15 years. Said this to herself from fbd. Got it down to €655. Happy enough with that.

sheroman01

I switched cars, from 1.4 petrol to 1.6 diesel. Before and what they have offered me now.

Before:
====
Gender: Male
Age: 26
Car: 2006 VW Golf 1.4 Petrol
Area: Meath
Cover: Full comp
Last year: €555 AA

Renewal:
====
Gender: Male
Age: 27
Car: 2010 VW Golf 1.6 Diesel
Area: Meath
Cover: Full comp
Last year: €840 AA

biko

biko wrote: »

Renewed now - Liberty quote me €550 for another year.

Renewal time again
Went with Liberty again, €562
On par or cheaper than others I looked at, around 6 companies or so from the sticky list

Pops_20

Your Age: 27
Car type and engine: 1995 Nissan 180sx 2.0 Turbo
Cover: Fully Comp
Area: Cork City South
years driving: 10
any claims: No
Price and provider: €755 Liberty
Lat year: €845 Liberty

While I'm happy it came down a bit, I think it should be cheaper because I have one year more NCB and 3 Penalty Points less than last year.

The way they work it is cheeky. I should have been looking at a €300 reduction, but they increased the base premium from 1600 > 1900. Unfortunately I can't shop around because of the age and type of car.

septicsac

Wifes insurance
45
Full ncb 10+yrs
Full license 15 yrs
No claims, penalty pts or convictions
Louth
Hyundai ix35 1.7 2014
Itsforwomen renewal 474
No one else even close, some ridiculous quotes over 800€ esp considering everything clean
Contacted Itsforwomen and they did it for 437€

jimgoose

morritty wrote: »

And people are worrying about diesel being dead, Ford still uses the 1.6 TDCI in the year 2911

Well, it turns out this battery business is a bit trickier than anyone had supposed.

morritty

jimgoose wrote: »

Car: 2911 Ford Focus Style 1.6 TDCi 110

And people are worrying about diesel being dead, Ford still uses the 1.6 TDCI in the year 2911

jimgoose

Gender: Male
Age: 47
Car: 2011 Ford Focus Style 1.6 TDCi 110
NCD: Yurt
Licence: Obviously
Area: Cork City Southside
Cover: Full comp/breakdown/glass/step-back
Renewal: €581 AXA
Last year: €650 AXA

Rang them up, they won't budge below €555, so fuck 'em. Got better cover from RSA via BoI for €378. I'm dropping my full-comp-on-other-cars, but I can do without it. Quite happy.

ShadowHearth

wotzgoingon wrote: »

That's pricey enough SH. Just looked up your car it's quick enough. It's as quick as some larger bigger engined cars due to their extra weight.

I see it has 8 injectors also port and direct.

It's not slow car indeed, small size factor with bigger displacement and turbo makes it very happy little car. Can't complain.
My biggest issue is that I am Limerick city. I bet I am paying at least 200eu extra just for that.

What really funny is, that I had Alfa GT 1.9 JTDM 04" and was told my insurance is 1k eu, because it's old, powerful and Alfa...
Got brand new Seat and insurance still same and now qoutes going even up. Last year I spent hours filling in forms and calling for cheaper insurance and it was same or more everywhere else. This year I tried few quick ones and just didn't bother. Will bend over, pay 1k and wait again for a year with lube ready.

Odyssey 2005

inna981 wrote: »

Getting my sister on the road

2007 Peugeot 207 1.4 petrol
Third Party
22F
Provisional Licence 3 years with 0 years NCB (only starting driving now)
No Points
Kilkenny
Me and the mother down as a named driver (23F and 58F full licences)

Aviva, BOI, FBD, Chill, An Post: No quote
123.ie: 5019 hahahaha
Its4women: 4800
AA: 4800
AIG: 4500
Liberty: 3100
Boxymo: 2300
AXA: 2215
SuperValu: 2215

Went with AIB at 2139

Not great, but it'll finally get her on the road.

Put her on the Aviva young driver program

inna981

Getting my sister on the road

2007 Peugeot 207 1.4 petrol
Third Party
22F
Provisional Licence 3 years with 0 years NCB (only starting driving now)
No Points
Kilkenny
Me and the mother down as a named driver (23F and 58F full licences)

Aviva, BOI, FBD, Chill, An Post: No quote
123.ie: 5019 hahahaha
Its4women: 4800
AA: 4800
AIG: 4500
Liberty: 3100
Boxymo: 2300
AXA: 2215
SuperValu: 2215

Went with AIB at 2139

Not great, but it'll finally get her on the road.

wotzgoingon

That's pricey enough SH. Just looked up your car it's quick enough. It's as quick as some larger bigger engined cars due to their extra weight.

I see it has 8 injectors also port and direct.

ShadowHearth

Male
33
11ncb
No points or accidents
Seat ibiza Cupra 1.8t 192hp 2017
Previous year 980eu

Renewal 1150eu ( feck you FBD )

On positive side same broker got me renewal for 1001eu from AXA.

So sick of paying 1k for insurance while having 11ncb and no accidents or penalty point ever.

Wildly Boaring

Mid 30s
Rural
Full no claims
Comp
Breakdown assist
Class 1
High mileage
300 excess

2.0 diesel kuga

Renewal AIG 635
Online AIG 585
Aviva 623
FBD 692
Chill 623
AXA 582
123.ie 810
AA 620
Liberty 667
Itsforwomen 588
Allianz - ****e website, it gave up on me, I gave up on it

The winner was An Post 520 initially and 550 with class 1. No way to add it online.
Through Aviva.

Geuze

2011 Octavia, last year = 700 with AIG, through An Post brokers
renewal = 665, before having a chat with the An Post staff

switched to 2015 Octavia, had a chat with staff, 560 with AIG

20% off, and I don't really know why.

grounderfill

My mother - 81, new quote due to renewal lapsing
5+ yrs no claim bonus
Driving yrs as named driver.
Main driver last 3
Aviva â‚¬1120
AXA â‚¬700

Odyssey 2005

tiredblondie wrote: »

Renewal came in from 123.ie for 512euro
Only one to come close to that was SuperValu (through AXA) at 514euro but they are offering 50euro in SuperValu vouchers with it.
Rang 123.ie to see if they could do anything with the price and told straight up NO!
Ah well, looks like i'm moving so - i guess 123.ie aren't interested in keeping customers!

Have been receiving emails from 123vfor the past3 years re ins for my son. They have NEVER been under €5.5k. I have him insured comp in his own name for less than €800. Only got another mail from them today.