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Who'd live in a house like this? Part 2

Ken.

New thread.
Old thread https://www.boards.ie/vbulletin/showthread.php?t=2056170773&page=667

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ziggy23

https://lovindublin.com/dublin/dublin-bed-one-euro.....creepy
Sorry link not working how do I add pictures?

Deebles McBeebles

ziggy23 wrote: »

https://lovindublin.com/dublin/dublin-bed-one-euro.....creepy
Sorry link not working how do I add pictures?

Click Post Reply and go across to Insert Image.

ziggy23

Sorry not with it today

pxdf9i5cmoavkz

ziggy23 wrote: »

https://lovindublin.com/dublin/dublin-bed-one-euro.....creepy
Sorry link not working how do I add pictures?

What the f...

It's pretty much this from the UK

tara73

ziggy23 wrote: »

Sorry not with it today

sick stuff. I hope this guy will be pranked a lot.

Deebles McBeebles

ziggy23 wrote: »

Sorry not with it today

That has to be a joke! Jesus wept.

Moonjet

Gloria Rough Bum wrote: »

What the f...

It's pretty much this from the UK

The wife won't be happy with my plans for the spare room then.

tara73

Deebles McBeebles wrote: »

That has to be a joke! Jesus wept.

A joke? In which world do you live? Exploiting women whenever the chances are there and chances are promising it's top priority!

Sabre0001

ziggy23 wrote: »

Sorry not with it today

Isn't that the plot of Maudie?

AlmightyCushion

ziggy23 wrote: »

https://lovindublin.com/dublin/dublin-bed-one-euro.....creepy
Sorry link not working how do I add pictures?

You will have your own TV, Computer, Internet, Bedroom and can venture out on your own a few nights a week if you wish.

How generous of him.

Sardonicat

^^^^
"Must enjoy deep conversation" i.e. listen to him talking ****e for hours on end...

I hope that is a troll.

Lady Haywire

He's looking for someone;

"18 - 35 years old - Calm Personality but Enjoys Deep Conversation - Possible but not essential characteristics, Submissive Personality - Unemployed (with no desire to work - I can facilitate this) Unambitious - Does not want or have kids - Nature lover - Calm - Affectionate..
I am genuine and will make any potential woman as happy as I can. You will have a quiet comfortable life with no responsibilities and you will be cared for very well. You will have your own TV, Computer, Internet, Bedroom and can venture out on your own a few nights a week if you wish.

Sounds like he wants a human pet!! My cat sleeps in my bed, listens to me wittering on about everything with no complaints, zero ambitions or responsibilities except eat, sleep & maul random toys, enjoys the outdoors, no balls so he can't have kids, watches Youtube videos of birds & squeaky things, nature stuff on TV, gets to come in & out when he pleases.....plus he doesn't have to cook or clean, :pac:

bodhrandude

I think we should set him up with a financial domination girl and get her to tease him to hell and give him nothing. ha ha

:D:D

Ted_YNWA

I reckon the provided computer has a webcam

Neyite

He should have advertised for a sex doll because that's basically what he wants.

BBFAN

It has to be a joke surely lads?

Dia1988

ziggy23 wrote: »

https://lovindublin.com/dublin/dublin-bed-one-euro.....creepy
Sorry link not working how do I add pictures?

How do I contact him?.............asking for a friend.

Does he accept HAP?

[Deleted User]

BBFAN wrote: »

It has to be a joke surely lads?

You don't know the real world if you're sure that's a joke! (it could be of course, but....).

Real life is stranger than most of us can ever imagine.

Graces7

For your delectation, a modern castle in Kenmare..

https://www.independent.ie/life/home-garden/homes/modern-castle-built-by-accident-in-kenmare-has-underground-swimming-pool-grotto-minstrels-gallery-and-marina-37556132.html

BBFAN

Deleted User wrote: »

You don't know the real world if you're sure that's a joke! (it could be of course, but....).

Real life is stranger than most of us can ever imagine.

No, I'm not sure it's a joke, that's the scary thing. :eek:

TomSweeney

WTF has happened in Dublin ??? :O
I just checked a tiny 3 bed house in D13 (sutton area) and was going for €2,250 a month!!!
I would have thought €1,800 MAX!!!

2ndcoming

TomSweeney wrote: »

WTF has happened in Dublin ??? :O
I just checked a tiny 3 bed house in D13 (sutton area) and was going for €2,250 a month!!!
I would have thought €1,800 MAX!!!

Welcome to 2018. It's been kind of a big deal this past decade.

Zulu

TomSweeney wrote: »

WTF has happened in Dublin ??? :O
I just checked a tiny 3 bed house in D13 (sutton area) and was going for €2,250 a month!!!
I would have thought €1,800 MAX!!!

We got evicted from a tiny 3 bed in Sutton (Binn Eadair View?) this time last year. Given notice in June 2017. "Major renovations". Place was painted, and 3 windows at the front replaced. Went back on the market for €2,250 this time last year.

It's madness.

The Nal

Zulu wrote: »

We got evicted from a tiny 3 bed in Sutton (Binn Eadair View?) this time last year. Given notice in June 2017. "Major renovations". Place was painted, and 3 windows at the front replaced. Went back on the market for €2,250 this time last year.

It's madness.

You can't blame some landlords - accidental landlords especially - when they're being taxed as much as they are. Lower rent, bigger tax bill vs income. Some people simply can't afford to charge lower rents.

For example, if you're an honest landlord looking to cover a 1k a month mortgage and charge 1k a month rent - you're open to a yearly tax bill of about 4 or 5k. Which comes from other income (ie a job) where you're already taxed 50% on. So you have to earn 10k to pay that 5k tax bill unless you pull a stroke to hike the rent to cover the tax bill.

Thats madness.

check_six

The Nal wrote: »

You can't blame some landlords - accidental landlords especially - when they're being taxed as much as they are. Lower rent, bigger tax bill vs income. Some people simply can't afford to charge lower rents.

For example, if you're an honest landlord looking to cover a 1k a month mortgage and charge 1k a month rent - you're open to a yearly tax bill of about 4 or 5k. Which comes from other income (ie a job) where you're already taxed 50% on. So you have to earn 10k to pay that 5k tax bill unless you pull a stroke to hike the rent to cover the tax bill.

Thats madness.

Has something changed in the tax system for landlords recently? I thought everyone paid tax on their income, including landlords.

Maybe I'm getting mixed up, but I always assumed that a landlord collected rent, claimed a variety of allowances like the value of the furniture and fittings, the cost of maintenance, etc. and paid tax on the rest. Maybe someone could fill in the gaps for me?

Zulu

The Nal wrote: »

You can't blame some landlords - accidental landlords especially ...

Thats madness.

I certainly can blame our old landlord. They decided to evict. I can also blame the government who introduced the crazy 4% rent cap, which encouraged the landlord to evict as opposed to just upping the rent.

As I said, it's madness.

I'm a landlord (accidental) myself. I've a 2 bed renting for €1K per month. I could be earning twice that if I risked the RTB and evicted for "renovations". But, I cant afford a solicitor, an over-holding tenant, a fine, or a long drawn-out RTB hearing. Go figure.

DrPhilG

The Nal wrote: »

1k a month rent - you're open to a yearly tax bill of about 4 or 5k.

They need a new accountant.

[Deleted User]

The Nal wrote: »

You can't blame some landlords - accidental landlords especially - when they're being taxed as much as they are. Lower rent, bigger tax bill vs income. Some people simply can't afford to charge lower rents.

For example, if you're an honest landlord looking to cover a 1k a month mortgage and charge 1k a month rent - you're open to a yearly tax bill of about 4 or 5k. Which comes from other income (ie a job) where you're already taxed 50% on. So you have to earn 10k to pay that 5k tax bill unless you pull a stroke to hike the rent to cover the tax bill.

Thats madness.

This wrecks my head.

Your 1000 quid a month mortgage covered by 1000 quid a month rent could leave you with a 4-5k tax bill?

A: as someone else said, get yourself a new accountant. 12k a year income and 5k tax bill?

But more importantly,

B: When you sell the house, all the proceeds are yours. Someone else has paid the mortgage for you. Poor poor landlords, average house price is 350k nowadays and that's recent prices, everyone knows how low they were 15 years ago!
So my heart bleeds for the poor landlord class.

Even if they were to pay 4k a year in tax, that's 100k over 25 years. When they sell, they'll get vastly more.

Anyway....

All this is vastly off topic, apologies.

ButtersSuki

Deleted User wrote: »

This wrecks my head.

Your 1000 quid a month mortgage covered by 1000 quid a month rent could leave you with a 4-5k tax bill?

A: as someone else said, get yourself a new accountant. 12k a year income and 5k tax bill?

But more importantly,

B: When you sell the house, all the proceeds are yours. Someone else has paid the mortgage for you. Poor poor landlords, average house price is 350k nowadays and that's recent prices, everyone knows how low they were 15 years ago!
So my heart bleeds for the poor landlord class.

Even if they were to pay 4k a year in tax, that's 100k over 25 years. When they sell, they'll get vastly more.

Anyway....

All this is vastly off topic, apologies.

Pretty big assumption to make that everyone who is landlord is one for more than 10 years. Some (like myself) bought at the peak.

I had a tennant who paid no rent for 18+months and we only got him out because he was deported. Before he left he caused damage to the property which cost over €10,000 to repair - and that was at mate's rates. All told 20+months with no rent (incl. repair time) and another €10K+ on top of that out of my pocket. PRTB (Ireland's most useless quango) dropped the case before the hearing date as he was deported. We tried to pursue him for criminal damage while he was still here but Gardai and solicitor informed us there was no point as again, he was being deported. Gardai didn't even charge him with it as they said "we have enough to deport him"....basically they couldn't be bothered as they wanted him for other "misdeeds".

He was spotted by my OH back in Dublin less than 6 months after the deportation. Contacted the Garda Immigration Office and PRTB. "Sorry, nothing we can do as we don't know where he is now........."

Had another tennant (Irish) who was also a complete nightmare for other reasons.

I'm sure you've heard this line before but I couldn't say to the bank during that time "sorry I can't pay the full mortgage this month as my tennant didn't pay the rent". I've always had to top up the rent to cover the mortgage - so your "someone else paid the mortgage for you" line isn't factually correct in all cases.. Someone else paid part of the mortgage - whilst they were availing of a service (if you want to call it that). I never took the p*ss on rent, but I got screwed for it. In addition to tax on rent and many other expenses (LPT etc.), you also have you have Capital Gains applicable to most sales.

This "all landlords are evil money grabbing scumbags" rhetoric is just getting completely out of hand. Are there scumbag landlords? Yes. Are they in the majority? I don't think so.

Kingp35

Deleted User wrote: »

A: as someone else said, get yourself a new accountant. 12k a year income and 5k tax bill?

Assuming the landlord in question had a day to day job earning enough to be in the higher tax band then the tax on 12k rental income would be at 48.75% (income tax + PRSI + USC). Of course they can claim some expenses but they are very restrictive so the tax bill on the rent would more than likely be above 5k.

An accountant is not a magician. That being said I have no sympathy for any landlords charging crazy rents which is most of them at the moment!