Rod Munch wrote: I don't know why people get so rankled when quoted a silly price.
KC161 wrote: » so any savings the younger drivers get is made up by screwing the older drivers???
Rod Munch wrote: » You aren't in their target market. I don't know why people get so rankled when quoted a silly price. Its nothing personal, its that you don't tick the boxes for the type of driver they want. That's no reflection on you, it could be for the most mundane of reasons. Liberty for example seem to be targeting the young driver market at the moment, they are quoting a lot at decent (relative to the risk) premiums but then quoting seasoned motorists like yourself ridiculous prices. On the surface it doesn't make sense but they are obviously putting their eggs in a particular basket.
Micky 32 wrote: » Liberty are a shower of rip of merchants. They qouted me 1896 euro that absolutely has no justification for it. I'm 46 , held full licence since i was 19 and never an accident.
KC161 wrote: » I don't find they have changed much since their Quinn days. They can be right [EMAIL="b@stards"]b@stards[/EMAIL] for making a claim apparently. Cheapest quote isn't always best.
Micky 32 wrote: » Age 46 driving since 17 no claims Car and type :2017 Passat 2.0 BiTDi 240bhp Qoute from Aviva ( with girlfriend added) 654 euro (surprised how cheap to be honest!)
inforfun wrote: » Almost tempted to try and get a quote from a Dutch insurer. Almost. Since i am sure it wont be cheaper than what i am paying now.
BorneTobyWilde wrote: » So Ireland making up it's own rules? EU law clearly states you can obtain can insurance in any member state of EU . It's on EU website.
arkrow wrote: » Your insurance company has to be registered with mibi here. They've a list on their site somewherehttp://www.mibi.ie/
BorneTobyWilde wrote: » Under EU law one can obtain car insurance from any European state. Has anyone done this ??
Vanilla Cupcake wrote: » Age: 27 Car type: 04 yaris 1.0l Years driving: 1 Claims: None Points: None Full Licence also Price and Provider: 850e Liberty tpft with 2 named drivers 1 with full licence other with provisional. Cover includes breakdown assist, key cover, driving other cars, windscreen cover extra but I opted to get it. I was getting quotes from 1900e to around 1100e from various other insurers! Liberty was definitely the cheapest.
Zaph wrote: » Male 49 05 Golf 1.6 10+ years no claims Full License, 0 points Last year - € 430 Just got my renewal today - € 809 I know premiums are going up, put somebody is extracting vast quantities of yellow bodily fluids here. It's not up until the end of the month so I have plenty of time to find someone who can offer a slightly more acceptable level of gouging.
cplwhisper wrote: » Then Axa will honour at least 1yr NCB subject that your insurer will confirm 4 full years earned prior to claim. If the claim had of been a fire or theft claim then all 4 yrs would have been honoured
cplwhisper wrote: » How many years NCB did u have before tree incident ?
Tyson Fury wrote: » I've zero no claims bonus as a tree fell on my car in a storm. Most insurance companies won't even quote me because of this, really frustrating. Anyone know of companies who will atleast quote me?
Rod Munch wrote: » That's pretty harsh tbh. An underwriter should take a more holistic view of claims like that. Yes, by the letter of the law it was an accidental damage claim and they are within their rights to remove your bonus but something like that is completely non fault. Have you tried speaking to your insurer and getting some direct feedback from them as to their thinking? Might be worth a shot in the hope you get someone reasonable to review your case.
[Deleted User] wrote: » Wife's renewal time.... Age: 48 Gender: Female Car type and engine: 2011 Clio 1.2 years driving: 10+ No claims or penalty points Max NCD Price and provider: Aviva renewal €493 Spouse included on policy. Basically same details except Male and with 2 penalty points. Above price includes full NCD protection, Windscreen, breakdown assist etc. Previous year it was about €470. Got loads of quotes from every insurer mentioned in this thread. Ranged from €460 to €900. Will stay with Aviva to avail of the L Driver offer of 6months insurance and 13 lessons for €499 which is incredible value. Did same last year for oldest son and next son turns 17 in April, so need it again. If I add my 19 yr old son who has full licence for 3 months to the policy it goes up to €1050. If I remove myself from the policy (without son either) it goes up to €560.
sporina wrote: » ok - if there a significant difference between step back and full No Claims Bonus protection? As in, say the difference in price is €60 - but if one had a claim how much would that impact on price the following year - wither step back or full protection? Apparently there is a hike in price in renewal the following year if a claim is made, even if one has full protection.. what say those who know?
chancer12 wrote: » I got the best price from Its4Women.ie earlier this year. An Post were also competitive, best of luck
Micky 32 wrote: » Aviva qouted me 200 euro less if i add my girlfriend as a named driver! I'm trying to understand how this systems works or makes sense...
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