€25k invested in prize bonds

Sligo Quay · 09-06-2018 11:02pm

Taylor365 wrote: »

Future wishful thinking :rolleyes:

2017 slip of keyboard LOL!!!

John arse · 10-06-2018 12:02am

Anyway folks as I was saying cashing in and buying a half share in an apartment will be getting 750-800 a month against €50 every six months with prize bonds??? No brainer really!!!

dosebier · 10-06-2018 10:33am

Think i'm going to cash in the majority of my bonds, will leave the oldest €50 bonds there for a laugh and to keep up with the thread on Fridays. Only have a few grand but i'm going to buy some equities for the long term and a bit more excitement. at least i'll be getting some dividends (even if i'm taxed on such small amounts!) with the possibility of capital gains.

Sarn · 10-06-2018 10:37am

Cashed in here as well. All went in to a new home purchase.

tuisginideach · 10-06-2018 10:53am

Well Sarn - thats sounds like a great achievement!

Cork Lass · 10-06-2018 11:30am

Sarn wrote: »

Cashed in here as well. All went in to a new home purchase.

Good for you - best of luck with it

j4vier · 12-06-2018 9:44pm

is it possible to have winnings credited to a bank account rather than a cheque in the post?

I've asked twice to lodge me in my boi account, first in the applications form and then by sending a form attached with a previous winning, and I'm still receiving winnings as cheques

WhiteMan32 · 12-06-2018 10:10pm

j4vier wrote: »

is it possible to have winnings credited to a bank account rather than a cheque in the post?

I've asked twice to lodge me in my boi account, first in the applications form and then by sending a form attached with a previous winning, and I'm still receiving winnings as cheques

Yes - it is possible to receive any PB winnings via bank transfer. I originally used to receive my PB winnings by cheques in the post (the default method) before later changing to bank transfer...after providing all the necessary documents they require for changing a PB customer's method of payment.

colliemcc · 13-06-2018 11:51am

What happens if your child wins 50k or more on the prize bonds that you bought them or they received as a gift and they are only 2 years of age.

my3cents · 13-06-2018 11:55am

colliemcc wrote: »

What happens if your child wins 50k or more on the prize bonds that you bought them or they received as a gift and they are only 2 years of age.

No ? mark so is that a question or more a factual statement and a question?

colliemcc · 13-06-2018 11:58am

my3cents wrote: »

No ? mark so is that a question or more a factual statement and a question?

Can you as the parent collect the money...
I wish it was a statement and not a question...

my3cents · 13-06-2018 12:04pm

colliemcc wrote: »

Can you as the parent collect the money...
I wish it was a statement and not a question...

My understanding is that as a parent its not your money its the childs so you'd need to open a bank account for them and pay the cheque into it but you wouldn't be able to draw cash and spend it.

tuisginideach · 15-06-2018 12:42pm

(What a load of

:(:(:(:(:(:(

Just reviewing - a batch which won €850 in 2016, €550 in 2017 has won €100 up to now in 2018 - half way through the year. Think I'll renew them this week and see what the next three months brings.

And I note that on their super-duper new website (am I the only one that has to scroll miles down to find anything of relevance?) , they have removed / omitted the reference on the Repayments form to FREEPOST - it's still on the Contact Page and re Data Commissioner but is An Post trying to sneakily get stamp revenue for the Repayments?

Andrew Flexing · 15-06-2018 1:45pm

Logged into the statesavings account from a different computer this week - told me "Congrats e50 etc" Since I last logged in - I was delighted but it was referring to a e50 I won last week. I wish the site was clever enough to have known I logged in last week from another pc.
Not Liking this new site at all.

No joy this week

Sligo Quay · 15-06-2018 3:32pm

colliemcc wrote: »

What happens if your child wins 50k or more on the prize bonds that you bought them or they received as a gift and they are only 2 years of age.

Well it's a nice worry to have, why even go there, wait till you win, the child probably has a better chance of being struck by lighting than winning a big prize in the prize bonds, that is if you haven't read through this long thread.
Now back to the real world, nothing AGAIN this week, in the real world a big prize is as rare as hens teeth and the small prizes are going the same way.

PB2018 · 15-06-2018 3:53pm

Winnings on 15th June 2018: €0
Last win on 8th June 2018: €50
Weeks since last win: 1
€134k invested in prize bonds since July 2017
Win ratio: 6 wins in 50 weeks (11%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 1 x €50 = €50

John arse · 15-06-2018 4:11pm

Yeah that's shocking, they'll have to bring the rate up surely?

Cork Lass · 15-06-2018 4:55pm

Nothing for us again this week 😩

pbwinner · 15-06-2018 11:31pm

Their new website sucks. Sucks bad. What was wrong with the old one that needed a revamp? What were they actually hoping to fix? Is screwing around with a perfectly functional website the most pressing problem facing NTMA today?!

pbwinner · 15-06-2018 11:31pm

Winnings on 15th June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

Thargor · 16-06-2018 11:42am

Andrew Flexing wrote: »

Logged into the statesavings account from a different computer this week - told me "Congrats e50 etc" Since I last logged in - I was delighted but it was referring to a e50 I won last week. I wish the site was clever enough to have known I logged in last week from another pc.
Not Liking this new site at all.

No joy this week

It did the same to me last week.

It's such a complete and utter faff to check now especially on mobile where you have to scroll and scroll looking for stuff.

Agent Smyth · 16-06-2018 5:30pm

I haven't logged in since mid April but decided to log in today,
Surprised to see 4 new winners (4x€50)

John arse · 20-06-2018 10:44am

The new website is a disaster, just tried to check my bonds and it won't let me.says numbers not found!!!

Okon · 20-06-2018 12:56pm

John arse wrote: »

The new website is a disaster, just tried to check my bonds and it won't let me.says numbers not found!!!

You'd think in 2018 they'd have a mobile app for people to check their numbers in a simple way... although if it's anything like the new website, maybe not!

tuisginideach · 22-06-2018 12:38pm

Got my two largest batches re-issued this week ... still nothing.

:(:(:(:(:(

Andrew Flexing · 22-06-2018 1:50pm

No Joy.

weeks since last win: 2

Robodoc · 22-06-2018 1:54pm

Took most of my money out last year to buy an apartment, went from winning about 150 a month to getting 1500 (taxable) a month, no brainer. Still have 60k in bonds, nothing so far this year. Have 30k in shares and getting about 1200 in dividends, think I’ll say bye bye to the prizebonds.

TiGeR KiNgS · 22-06-2018 2:48pm

Robodoc wrote: »

Took most of my money out last year to buy an apartment, went from winning about 150 a month to getting 1500 (taxable) a month, no brainer. Still have 60k in bonds, nothing so far this year. Have 30k in shares and getting about 1200 in dividends, think I’ll say bye bye to the prizebonds.

yeah prize bonds are trash, always were in fairness.

PB2018 · 22-06-2018 6:08pm

Winnings on 22nd June 2018: €0
Last win on 8th June 2018: €50
Weeks since last win: 2
€134k invested in prize bonds since July 2017
Win ratio: 6 wins in 51 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 1 x €50 = €50

Okon · 22-06-2018 6:59pm

TiGeR KiNgS wrote: »

yeah prize bonds are trash, always were in fairness.

They're not a serious investment but they are no-risk fun, it's nice to think (hope) you might win something. After all, you've got to have a dream...

... or how you gonna make a dream come true?

CeilingFly · 22-06-2018 11:38pm

John arse wrote: »

Yeah that's shocking, they'll have to bring the rate up surely?

Rate is reviewed regularly and moves in line with ecb rate.

Ecb rate is zero.

Some banks charge you for deposits.

So a guarantee of 100% of your money and a slight chance of a prize is better than bank deposit rates.

If the ecb rate increased to 3%, you'd have 7 times the current prize level - you'd also have higher mortgage, car loan and general price inflation

pbwinner · 24-06-2018 12:46pm

Winnings on 22nd June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

pbwinner · 24-06-2018 12:55pm

Mormegil wrote: »

No Map on the new site as far as I can see.

https://www.statesavings.ie/prize-bonds/results and click on "Map" on the top right

Sligo Quay · 24-06-2018 7:52pm

pbwinner wrote: »

Winnings on 22nd June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

My situation very similar, last win 22th September 2017 €50, zero wins in 2018.

wirelessdude01 · 24-06-2018 7:59pm

What is the process to buy â‚¬25k worth? Assuming I can't just use my debit card to buy in the post office.

Andrew Flexing · 29-06-2018 10:17am

Is the e 1Million draw this month? Did I miss it already?

tuisginideach · 29-06-2018 12:45pm

tuisginideach wrote: »

Got my two largest batches re-issued this week ... still nothing. :(:(:(:(:(

:(:(:(:(:(:(:(:
Apparently i can only use 15 images - 1500 wouldn't reflect my feelings ...

The €1m won by a relatively recent bond (but not mine) ....

Andrew Flexing · 29-06-2018 1:13pm

No Joy.

weeks since last win = 3

WhiteMan32 · 29-06-2018 2:12pm

€50 win today on 103k
(Previous win: €50 on 11th May 2018)

butrasgali · 29-06-2018 5:03pm

What would you recommend I do with 50k.investment wise..

tuisginideach · 29-06-2018 5:24pm

butrasgali wrote: »

What would you recommend I do with 50k.investment wise..

I'll mind it for you

Taylor365 · 29-06-2018 6:58pm

butrasgali wrote: »

What would you recommend I do with 50k.investment wise..

Stocks

dxhound2005 · 30-06-2018 10:53am

€50 for me from the 10K block which also won €50 on 1st June.

pbwinner · 30-06-2018 4:04pm

Winnings on 29th June 2018: €0
Last win 29th September 2017: €50
Total winnings on €25k from Feb 2011 to date: €2500
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €0

pbwinner · 30-06-2018 4:05pm

wirelessdude01 wrote: »

What is the process to buy €25k worth? Assuming I can't just use my debit card to buy in the post office.

Type "purchase prize bonds Ireland" into google

PB2018 · 30-06-2018 7:29pm

Winnings on 29th June 2018: €0
Last win on 8th June 2018: €50
Weeks since last win: 3
€134k invested in prize bonds since July 2017
Win ratio: 6 wins in 52 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-date): 1 x €50 = €50

Gumbi · 30-06-2018 11:56pm

No winnings as of yet; 10k in bonds since the beginning of April this year. Statistically, looks like I'll be quite a while waiting yet!

N.96 · 01-07-2018 12:16am

I have about 4 grand in prize bonds accumulated over 20 years but with the overall big drop in the prize bonds and very poor personal winnings (i've only won x2 50euro ever) i'm unsure what to do.

People on here seem to talk about reissuing, should i cash them all in and repurchase, is this something that makes a difference (i know there can't be concrete evidence but just in general)?

dxhound2005 · 01-07-2018 1:18am

N.96 wrote: »

I have about 4 grand in prize bonds accumulated over 20 years but with the overall big drop in the prize bonds and very poor personal winnings (i've only won x2 50euro ever) i'm unsure what to do.

People on here seem to talk about reissuing, should i cash them all in and repurchase, is this something that makes a difference (i know there can't be concrete evidence but just in general)?

Bonds bought for IR£5 (equivalent to €6.35) have a slightly better chance of winning than those bought for €6.25 each. This is catered for in the software which operates the draw.

Other than that each bond has exactly the same chance of winning. Getting them reissued won't make any difference.

Zimmerframe · 01-07-2018 10:49am

Okon wrote: »

You'd think in 2018 they'd have a mobile app for people to check their numbers in a simple way...

It should be very easy to write one. It would only have to display
"NOTHING THIS WEEK"
every time the app was opened.

€25k invested in prize bonds

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