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How much was your 1st insurance?

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    #92
    AlanMcC23
    Registered Users Posts: 112 ✭✭AlanMcC23


    YbFocus wrote: »
    An astra and a 530d man, yourself?

    Driving mk5 golf tdi at the minute looking at passat cc now though :)


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    #93
    salad dodger
    Registered Users Posts: 642 ✭✭✭salad dodger


    How old were you? 22

    What was the year? 2000

    What was make, model and year of car? Toyota corolla, 1.3 xli, '95

    Provisional or Full? provisional

    What county was it? limerick

    Main Driver or Name Driver? main

    How much did you pay in Euros? €3682 (£2900)
    (€1 = £0.7875)

    TP, or Full Comp? TPF&T


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    #94
    Dowl88
    Closed Accounts Posts: 167 ✭✭Dowl88


    How old were you? 23

    What was the year? 2011

    What was make, model and year of car? Fiat Punto 2003 - cost 1200 at the time, still driving it and doing 4,000 km to 6,000 km a month.

    Provisional or Full? Provisional

    What county was it? Kilkenny

    Main Driver or Name Driver? Named Driver

    How much did you pay in Euros? 760
    (€1 = £0.7875)

    TP, or Full Comp? TPFT


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    #95
    Kevin!
    Registered Users Posts: 1,622 ✭✭✭Kevin!


    How old were you?
    17

    What was the year?
    2011

    What was make, model and year of car?
    Opel Astra GTC 2008

    Provisional or Full?
    Provisional

    What county was it?
    Dublin

    Main Driver or Name Driver?
    Named driver

    How much did you pay in Euros?
    1600
    (€1 = £0.7875)

    TP, or Full Comp
    Third Party

    Now 19, driving a 170bhp Leon FR and insurance is 280 a year under motor trader policy :)


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    #96
    Ded_Zebra
    Registered Users Posts: 4,792 ✭✭✭Ded_Zebra


    How old were you?
    19

    What was the year?
    2011

    What was make, model and year of car?
    1999 Toyota AE111 Levin

    Provisional or Full?
    Full

    What county was it?
    Wicklow

    Main Driver or Name Driver?
    Main driver

    How much did you pay in Euros?
    €1800
    (€1 = £0.7875)

    TP, or Full Comp
    Third Party Fire and Theft


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    #97
    FobleAsNuck
    Registered Users Posts: 793 ✭✭✭FobleAsNuck


    How old were you? 26

    What was the year? 2006

    What was make, model and year of car? Opel Vectra 01

    Provisional or Full? Provisional

    What county was it? Limerick

    Main Driver or Name Driver? Main

    How much did you pay in Euros? €2,700

    TP, or Full Comp? TPFT


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    #98
    Bang_Bang
    Closed Accounts Posts: 258 ✭✭Bang_Bang


    My very first insurance was 3,500 IRL punts, for 3rd party fire and theft, the cheapest I could get. The highest quote I got was 5,700 IRL punts from Quinn direct.

    I was driving a 1.3 petrol bog standard Daihatsu Charade that cost me IRL 1,000.

    I remember some people saying to me their mortgage payments were cheaper than my monthly insurance payments. 400 pounds per month it cost me.


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    #99
    goz83
    Registered Users Posts: 8,034 ✭✭✭goz83


    Bang_Bang wrote: »
    My very first insurance was 3,500 IRL punts, for 3rd party fire and theft, the cheapest I could get. The highest quote I got was 5,700 IRL punts from Quinn direct.

    I was driving a 1.3 petrol bog standard Daihatsu Charade that cost me IRL 1,000.

    I remember some people saying to me their mortgage payments were cheaper than my monthly insurance payments. 400 pounds per month it cost me.

    That's around €4,444. But, what year was it? How old were you? What county was it? Provisional, or Full license? Main, or named driver?


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    #100
    Bang_Bang
    Closed Accounts Posts: 258 ✭✭Bang_Bang


    goz83 wrote: »
    That's around €4,444. But, what year was it? How old were you? What county was it? Provisional, or Full license? Main, or named driver?

    Main driver, provisional, I was 19, and it was 1999. Brokers were the only ones that would touch me. It was county Dublin.


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    #101
    Dord
    Closed Accounts Posts: 10,817 ✭✭✭✭Dord


    I think I did pretty well in fairness. :)



    How old were you? 26

    What was the year? 2012

    What was make, model and year of car? 2002 Mercedes Benz A140 L Classic - 1.4L Petrol Manual

    Provisional or Full? Provisional

    What county was it? Dublin

    Main Driver or Name Driver? Main driver

    How much did you pay in Euros? €1270
    (€1 = £0.7875)

    TP, or Full Comp? Full Comp


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    #102
    duffman13
    Registered Users Posts: 8,946 ✭✭✭duffman13


    How old were you? 19

    What was the year? 2006

    What was make, model and year of car? Toyota Starlet 1992

    Provisional or Full? Provisional

    What county was it? Dublin

    Main Driver or Name Driver? Named Driver

    How much did you pay in Euros? €4200
    (€1 = £0.7875)

    TP, or Full Comp? TPFT


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    #103
    Gavman84
    Registered Users Posts: 1,113 ✭✭✭Gavman84


    2002 provisional license. I was 17 cost my father 20 Euro to add me to insurance tpft. Reason was brothers and sisters were already on insurance so I wasn't much extra risk. Was with fbd. Ford Orion 1.3


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    #104
    matt70iu
    Registered Users Posts: 415 ✭✭matt70iu


    How old were you? 21

    What was the year? 2004

    What was make, model and year of car? Citreon saxo 1.1 00

    Provisional or Full? Provisional

    What county was it? Meath

    Main Driver or Name Driver? Main

    How much did you pay in Euros? 4,470
    (€1 = £0.7875)

    TP, or Full Comp? Full Comp


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    #105
    the_syco
    Registered Users Posts: 37,295 ✭✭✭✭the_syco


    Considering the reputation of the "usual driver" for the car I had, I think I got a decent quote.

    How old were you? 28
    (I think, not 100% on the one above and below)
    What was the year? 2011

    What was make, model and year of car? 2002 1.4L Honda Civic saloon

    Provisional or Full? Provisional

    What county was it? Kildare

    Main Driver or Name Driver? Main Driver

    How much did you pay in Euros? €1,200
    (€1 = £0.7875)

    TP, or Full Comp? Full Comp


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    #106
    quadrifoglio verde
    Registered Users Posts: 3,670 ✭✭✭quadrifoglio verde


    the_syco wrote: »
    Considering the reputation of the "usual driver" for the car I had, I think I got a decent quote.

    How old were you? 28
    (I think, not 100% on the one above and below)
    What was the year? 2011

    What was make, model and year of car? 2002 1.4L Honda Civic saloon

    Provisional or Full? Provisional

    What county was it? Kildare

    Main Driver or Name Driver? Main Driver

    How much did you pay in Euros? €1,200
    (€1 = £0.7875)

    TP, or Full Comp? Full Comp

    Yeah but that reputation would be for someone who was in nappies when you first became interested in women


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    #107
    Bang_Bang
    Closed Accounts Posts: 258 ✭✭Bang_Bang


    Why is it that everyone In Dublin got really fúcked for insurance during the 1998~2001. Especially the young in my time. I remember one lad in my job paying IRL 6,000 for TPFT, on a Toyota starlet. Bog standard no bells or whistles, no turbos nothing. Sean Quinn was on to a winner back then.


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    #108
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Bang_Bang wrote: »
    Why is it that everyone In Dublin got really fúcked for insurance during the 1998~2001. Especially the young in my time. I remember one lad in my job paying IRL 6,000 for TPFT, on a Toyota starlet. Bog standard no bells or whistles, no turbos nothing. Sean Quinn was on to a winner back then.

    ****box + No NCT + No need for PL licence holders to be accompanied + no penalty points system = high claims

    Sean Quinn was never really "winning" because his profits were wrongly calculated. It there was money to be made in young driver insurance, even at a few grand, more insurers would have done it.


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    #109
    LawlessBoy
    Registered Users Posts: 1,001 ✭✭✭LawlessBoy


    How old were you? 17

    What was the year? 2013

    What was make, model and year of car? 98 Renault Clio 1.2 now 2001 1.4 Bora

    Provisional or Full? Provisional then Full now ( Due refund )

    What county was it? Dublin

    Main Driver or Name Driver? Main Driver

    How much did you pay in Euros? €3,500
    (€1 = £0.7875)

    TP, or Full Comp? TP only


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    #110
    Bang_Bang
    Closed Accounts Posts: 258 ✭✭Bang_Bang


    oldyouth wrote: »
    ****box + No NCT + No need for PL licence holders to be accompanied + no penalty points system = high claims

    Sean Quinn was never really "winning" because his profits were wrongly calculated. It there was money to be made in young driver insurance, even at a few grand, more insurers would have done it.


    Toyota starlet was a good car back in those years, reliable and fuel efficient, so 6k is unreasonable IMO. NCT wasn't enforced back then either.


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    #111
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Bang_Bang wrote: »
    Toyota starlet was a good car back in those years, reliable and fuel efficient, so 6k is unreasonable IMO. NCT wasn't enforced back then either.

    Insurers couldn't give a toss about good, reliable, efficient cars.

    I will put it another way. Hardly any insurer thought they could turn a profit at ANY PREMIUM LEVEL, so the few that did offer quotes could charge what they liked. Time proved that the majority were correct to walk away


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    #112
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    my first insurance was £20 a month at 17. Mind you it was on a Hillman Imp and was a lot of money at the time!


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    #113
    Pov06
    Closed Accounts Posts: 1,487 ✭✭✭Pov06


    How old were you? 19

    What was the year? 2014 (insured today :D)

    What was make, model and year of car? 1999 Toyota Yaris 1.0

    Provisional or Full? Provisional

    What county was it? Dublin

    Main Driver or Name Driver? Main Driver

    How much did you pay in Euros? €1,747
    (€1 = £0.7875)

    TP, or Full Comp? TPFT


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    #114
    Aeternum
    Registered Users Posts: 471 ✭✭Aeternum


    How old were you? 19

    What was the year? 2014

    What was make, model and year of car? Nissan Micra GX 2001

    Provisional or Full? provisional

    What county was it? Mayo

    Main Driver or Name Driver? Main driver

    How much did you pay in Euros? €1834
    (€1 = £0.7875)

    TP, or Full Comp? TPFT


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    #115
    morritty
    Registered Users Posts: 887 ✭✭✭morritty


    How old were you? 21

    What was the year? 2012

    What was make, model and year of car? Opel Astra 1.4 2003

    Provisional or Full? had a full licence for 10 months

    What county was it? Dublin

    Main Driver or Name Driver? Main

    How much did you pay in Euros? 1150
    (€1 = £0.7875)

    TP, or Full Comp? TPFT

    Now paying 400 on a 05 Hyundai Coupe 1.6


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    #116
    omicron
    Registered Users Posts: 818 ✭✭✭omicron


    How old were you? 20

    What was the year? 2013

    What was make, model and year of car? Fiat Punto 1.2 2002

    Provisional or Full?Full

    What county was it? Dublin

    Main Driver or Name Driver? Main

    How much did you pay in Euros? 730
    (€1 = £0.7875)

    TP, or Full Comp? TPFT


    €590 this year (different company, renewal was 1100 from original company!), think I did pretty well!


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    #117
    D16TURBO
    Closed Accounts Posts: 70 ✭✭D16TURBO


    How old were you? 20

    What was the year? 2004

    What was make, model and year of car? 2002 Peugeot 306 1.8 diesel van

    Provisional or Full? Prov

    What county was it? DONEGAL

    Main Driver or Name Driver? main driver

    How much did you pay in Euros? 2508
    (€1 = £0.7875)

    TP, or Full Comp? Tpft

    Seeing some of the other quotes it was good value.


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