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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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jordanfaf

Gender: M

Age: 19

Car: 07 Renault Clio RS 2.0

NCD: 2 years

Licence: Full Irish, 2 years

Cover: Fully comp, protected

Best quote: €1500 - Aviva

ive always been lucky with quotes on past cars,

my 08 Bravo Tjet was 1200 when i was 17 on a provisional
2005 Mini one was 1,000 17-18 years old on full license
and 2006 Cooper s was 980 18-19 on full license

All quotes with aviva
and pretty damn good considering performance and my age

[Deleted User]

Gender: m
Age: 41
Car: 09 Focus
NCD: 6+ years
Licence: Full Irish 10 years, no points
Cover: Fully comp
Current Premium: €355 with Aviva
Renewals: Renewal quote of €365 from Aviva. Rang Cornmarket to see €475
Rang Aviva to renew and reduced to €330.

Wife has own policy with them too. Her renewal similar on vw Polo

***Update: I rang to pay wife's insurance. Initial was €320 but reduced it to €299 on phone. Well happy with Aviva for both quotes****

Muahahaha

If you can find an insurance co. abroad to insure you in Ireland is it possible/legal? Anyone ever done this and did you save much money?

Mechanic365

How did OP get on have been having similar issues, theyre all telling me they cant insure the policy holder if they are under 25years old, really frustrating as i found a really nice van but just cant drive it

kh8

gender M

Age 20

car vw polo 97

NCB 2

Licence 2 years

cover tpft

Last year 1050

renewal 1858 from coverinaclick

best quote i got was 1280 from BOI and theres driving of other cars

Xcellor

kev_Makaveli wrote: »

Gender. Male

Age. 35

Licence. 12 years. Full.

Car. 2010 Vauxhall Insignia 2.0 Diesel.

FNCB. 7 years.

Points. 0

Cover Required. Fully Comp

Last year: €450 Mccarthy Insurance

Renew Quote. €850!!!!!

Looked around and managed to get €483 from another broker.

What broker did you use? Last year I would have been ~ 480 this year cheapest I can get is 685...

Autosport

My fathers renewal is up this month:

Gender: M

Age: 67

Location: Kilkenny

Car: 10 Insignia Tourer sports

Licence: Full Irish, can drive everything still has his Arctic licence

Penalty Points: 0

NCD: 40+Years

Cover: Fully comp

Last year: €650

Renewal: €830 with Liberty

Best quote: €680 with Liberty, got a few different quotes Axa €700 Aviva €940, €680 Allianz etc but Liberty came back matched Allianz

I think it's scandalous that my father is practically paying the same as myself.

kh8

mhackett102 wrote: »

It sounded so good online that I had to call them and confirm all my details, to make sure it was correct.. And then they offer €1,308!

I am also covered to drive other cars once I have the owners permission & the car has valid tax, nct and insurance & the logbook is not in my name. Happy days!

up to what ltr can u drive up to

kh8

mhackett102 wrote: »

Age: 19
Gender: Male
Car: 2006 Volkswagen Passat 1.9 TDI
NCD: 1 Year in my own name
Licence: 1 Year Full Licence, 1 year provisional
Penalty Points: 0
Cover: TPFT

Current insurer: FBD
Last Year: €2,200 (on a '03 Corolla 1.4 but I got a quote of €2,400 for a '05 Passat 1.9 at the time)
This year: €3,778

I havent done much shopping around but FBD are keen on that price and wont give much of a discount.
Liberty Insurance offered €1,590 after doing an online quote & furthermore reduced to €1,308 after a phone call. Doubt I'll get better than that.

thats a very good quote from liberty there quoting me 1320 on 1ltr im 20 with 2 years ncb and 2 years full irish

ZeitgeistGlee

My renewal last month:

Gender: M

Age: 29

Location: Tipperary

Car: 07 Nissan Note (88 bhp)

Licence: Provisional, 3 years.

Penalty Points: 0

NCD: 2 Years

Cover: Fully comp, many bells and whistles.

Last year: Different car.

Renewal: €1800ish w/ AXA

Best quote: €1200 w/ Allianz, next nearest quote was about €1600 IIRC.

mhackett102

frozenfrozen wrote: »

take that quote and run

It sounded so good online that I had to call them and confirm all my details, to make sure it was correct.. And then they offer €1,308!

I am also covered to drive other cars once I have the owners permission & the car has valid tax, nct and insurance & the logbook is not in my name. Happy days!

Black_Knight

Gender: M

Age: 29

Car: 09 VW CC (140bhp)

NCD: Full

Licence: Full 10+ years, no points

Cover: Fully comp, protected

Last year: €490 - Allianz
Renewal: €580

Best quote: So far my renewal is the best ive seen (Allianz didnt beat themselves, Aviva were 600+, an post were 600 until I added in protection - went to 1000 then)

frozenfrozen

take that quote and run

mhackett102

Age: 19
Gender: Male
Car: 2006 Volkswagen Passat 1.9 TDI
NCD: 1 Year in my own name
Licence: 1 Year Full Licence, 1 year provisional
Penalty Points: 0
Cover: TPFT

Current insurer: FBD
Last Year: €2,200 (on a '03 Corolla 1.4 but I got a quote of €2,400 for a '05 Passat 1.9 at the time)
This year: €3,778

I havent done much shopping around but FBD are keen on that price and wont give much of a discount.
Liberty Insurance offered €1,590 after doing an online quote & furthermore reduced to €1,308 after a phone call. Doubt I'll get better than that.

chocksaway

Quote for me (28) and my girlfriend (27).

Car: 07 Fiat Grande Punto 1.2

NCD: Me: 5 Years + in my own name. Her: 5 +

Licence: Me:5 year full license. Her: 8 years

Me: 2 penalty points, her: none

Cover: Comprehensive

Current insurer: Axa
Last Year: 560
This year: 710

Best Quote: Aviva 638
Others:
Allianz 679
FBD 942
123.ie 1080
Chill 852 with axa

Skatedude

My Mothers renewal this year.
Gender: Female
Age: 65
Car: Bmw z4 2.2
Year: 2005
NCB: 10+ Years.
Claims: 0.
Points: 0
License: 40+ Years Full
Cover: Fully Comp
Last Year: Allianz €650
This Year: Allienz €1584 ??
Best quote €1250

Totaly fecked up, no clains, only drives about a 1000 miles a year at best.

GavRedKing

GavRedKing wrote: »

Gender: Male
Age: 30
Car: Fiesta ST2
Year: 2016
NCB: 9 Years.
Claims: 0.
Points: 0 (Had 4 but that was over 4 years ago I assume expired)
License: 8 Years Full
Cover: Fully Comp
Last Year: AIG €560 (from the previous car, an 07 Astra OPC, didnt change when I got the Fiesta in January)
This Year: AIG €850

Seems to be the cheapest around too from some provisional checks online without ringing around, its not up for renewal until June 30th so I've some time to ring around.

After some back and forth on the phone yesterday, AIG have dropped their quote to €658, basically €100 up on last years figure.

Cortina_MK_IV

When I started driving (1986) a figure of 25% was thrown around for Dublin vs. outside Dublin. However it was borne out when I got a quote on a 957cc Fiesta. It was £1,200 for my Dublin address but at the time I was going out with a girl from Meath and using her address the quote was £800.

misstearheus

Aaaaah right! Golly have never really known that they might take where ya live into account when quoting! Does make sense in a way though I suppose. Quite interesting.

Liam McPoyle

KC161 wrote: »

Saul T Nutzz works in the industry i think and would be able to give a better answer.

In my opinion insurance is all about risk.

For example if you live in Knocknaheeny in Cork the area is very high risk compared to Foxrock in Dublin.

You are exactly right.

Theft rates will generally be higher in urban areas.

Accidental damage rates will generally be higher in more rural areas.

Accident frequency is higher in urban areas however the severity of the accidents is lower vs the rural areas.

In simple terms there might be 10 low speed crashes in Dublin paying out €5000 each vs 2 high speed accidents in the countryside paying €30000 each.

The likes of Donegal is a particular black spot for insurance due to the fact there has been two or three multi fatality accidents over the last number of years up there.

Eeden

Daughter (24) just got a quote from BOI for €783. No Nonsense were looking for €1,322 to renew.

masterboy123

My insurance always go up by 100 euros when I change my counties due to work place. even where you park the car matters in insurance prices. If local area has more risks then insurance goes high

misstearheus wrote: »

What difference does Location make to getting Insurance?!? :eek:

Cortina_MK_IV

Border counties seem to get hit hard too.

boardsuser1

misstearheus wrote: »

What difference does Location make to getting Insurance?!? :eek:

Saul T Nutzz works in the industry i think and would be able to give a better answer.

In my opinion insurance is all about risk.

For example if you live in Knocknaheeny in Cork the area is very high risk compared to Foxrock in Dublin.

frozenfrozen

misstearheus wrote: »

What difference does Location make to getting Insurance?!? :eek:

theft rates, accident rates in your local area, that sort of thing

misstearheus

What difference does Location make to getting Insurance?!?

:eek:

micar

Bank of Ireland have an offer going where if you take out their car insurance before 30th June, you'll get 25% discount.

It's underwritten by Rsa.

My renewal from 123.ie came in on €620.

Quote from boi is €440.

I've gone back to 123.ie to see if they'll match or better boi.

123.ie is also underwritten by Rsa.

TJJP

Gender: male
Age: 42 yrs + spouse
Car: 520d
Yr: 2013
NCD: Full (+ protected)
Claims: 0
Points: 0
Licence: 16 yrs +
Cover: Fully Comp
Last Year: Allianz €580

This years on-line quotes:
Allianz 715 (renewal) best offer 700
FBD NO
Liberty You're joking right?
FBD No
Aviva 1475
AA 927
Zurich 774
AXA 990
Chill 785 (KennCo)
123 864 (RSA)
AIG 849
An Post 679 (AIG) 660 when pushed
Ulster 965 (Aviva)

All above include circa +€33 levy to cover Quinn, but sure he's a great lad.

kh8

Saul T Nutzz wrote: »

You need to clarify it with them, ideally in writing.

There is a Talk To BOI forum on Boards, perhaps ask there.

thank u

Liam McPoyle

kh8 wrote: »

i was reading the policy its says driving of other cars [policy holder only]
it says nothing about been over 25

You need to clarify it with them, ideally in writing.

There is a Talk To BOI forum on Boards, perhaps ask there.