Kotek Besar wrote: » What's caused such a hefty increase?
robbiew wrote: » Gender: M Age: 47 Car: '07 Lexus is250 NCD: over 9 years, but insurer has me down for 2 years** what ever that means, so i'll be ringing them. Licence: Full licence Cover: Fully comp. Current Premium: €496 with Aviva " Broker McCarthy's Ins Group " Renewals: €606.08 with same..
Dark and Long wrote: » Gender: M Age: 30 Car: '08 Astra 1.9 cDTI SRI 150 NCD: 2 years Licence: Full UK licence Cover: Fully comp Current Premium: ~€1200 (Allianz NI) Renewals: €~1200 with same, I'm moving south of the border next month and going with First Ireland, cheapest by a long way at €873, online quote gave me €1080, rang them up and down to €873
Saul T Nutzz wrote: » I'd imagine you have been with Aviva for only 2 years? An insurer will only verify the time you have been with them, even though you are getting the full benefit of having the max bonus. For example, if you move to another insurer this year, at next renewal your bonus will say 1 year but the point on the NCB scale will be 50%/55%, depending on what way they sell their NCB levels.
Kotek Besar wrote: » So that's over 20% increase. I don't understand. Insurance premiums used to go down slightly each year. Why all of sudden are they increasing 20%, 50%, sometimes 100% compared with last year? Is this just happening in Ireland? What's going on?
robbiew wrote: » Hi Saul, would that still apply regarding the ncb scale, i've been with the same brokers for almost 10 years, but 2 years ago they put me with a different insurance company, so is my NCB with my broker or is it only from the time they put me under Aviva, btw all the through the years with my broker it has been with aviva apart from that one year the broker change Ins company.. Sorry it this is a bit long winded,
Saul T Nutzz wrote: » Yep, even of you were dealing directly with insurers yourself the bonus would be issued in the same way. This year it probably reads something like Years claims free under this policy : 2 Point on scale : 50% (or whatever the max aviva allow) And it should have a breakdown then of the point on scale 1 year = 20% 2 years = 30% And so on. You have a full bonus so if you are getting quotes elsewhere that's what you tell perspective insurers.
davo2001 wrote: » Gender: M Age: 32 Car: '02 Nissan Almera 1.5 Petrol NCD: over 7 years Licence: Full licence only for a year. Cover: Fully comp. No points Current Premium: €600 with First Ireland Renewals: €595 with First Ireland. Happy enough to be honest since by the looks of it everyones went up and the car is getting on in years. Could have gotten it for €550 with BOI but they wanted a €500 excess.
wally79 wrote: » Not a dig at you but these are the ones I don't understand. The line from the insurance companies is that costs/losses are driving prices up but then we see the odd one which drops or stays the same I'm sure there are people with similar profiles to yours who have seen insurance increases
Effects wrote: » Was with cover in a click.ie Mid 30s 1.9 Tdi Golf Full NCB Fully comp Last years premium: €540 This years renewal offer: €1080 (they originally offered me €560 but went back on it when I went to pay the policy) Shopped around and got between €700 - €1200 Went with RSA in the end for €535, full NCB protection, breakdown, windscreen cover and other usual extras. Was infuriated ringing around and getting insane quotes and glad to have it sorted now. Nothing worse than spending 15 minutes on the phone giving details only to have a stupid figure quoted to me.
my3cents wrote: » I wonder if adding in profession would shed any light on that?
davo2001 wrote: » Working in IT
Sh1tbag OToole wrote: » How do they go back on a renewal quote? I thought those had to be valid for 30 days?
[Deleted User] wrote: » Pleasantly surprised as I was expecting a huge increase given what I'd been reading and hearing about... Gender: M Age: 35 Car: 99 Toyota Celica, VVTLI, 190bhp NCD: Max - never claimed, driving on my own policies for 12/13 years Licence: Full licence 15 years Cover: Fully comp + fully comp driving of other cars No points 2015 premium: €650 2016 Renewal: €593 Quote from my broker - O'Mahony Boylan Golden in Cork, can't remember the underwriter off the top of my head. Will still be getting other quotes obviously, but a good point to start from at least!
KC161 wrote: » This further reinforces my opinion that the insurance prices are nothing more than a lottery. You are the second person in as many pages to get a reduction on last years price. Just out of curiosity what is your occupation??? Given the car is a 'large' petrol engine and 17 years old it came down whilst the majority,me included, are seeing increases on a stupidly high level.
Deleted User wrote: » Have to laugh as well at a 1.8 being considered a large engine
[Deleted User] wrote: » It's bizarre - there seems to be very little logic behind a lot of the quotes. Have to laugh as well at a 1.8 being considered a large engine I'm an IT Systems Admin
KC161 wrote: » I said 'large' because if you went to sell it tomorrow morning alot of people would fall off their seats at the thought of a 1.8 petrol engine. I had one for 2 years myself. I think the previous poster that seen their policy reduce in price was also in that sector. Maybe i should get a quote in IT next time for the craic.
Deleted User wrote: » Sur we're all boring nerds - what damage could we possibly do.:D
jimgoose wrote: » This is true. I'm in I.T. as well, and I recently insured a 3l for €570!
![Photo of [Deleted User]](https://w5.vanillicon.com/v2/56963c422c7216ec2d3eb9ad359c5467.svg)
