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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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the.red.baron

Saul T Nutzz wrote: »

Nononsense have ceased trading.

They are owned by FBD and have not been writing new policies for the last number of months.

The existing policy holders are being offered renewal terms based on FBD's criteria rather than NN's.

NN offered a much more "no frills" approach to insurance where everything was an additional cost such as windscreen cover, breakdown assist, people could essentially pick and choose their optional extras.

FBD have all the extras included as standard.

Their acceptance criteria is also much more conservative than NN which means their pricing is more.

I could get a lot of windscreen cover for the extra 1100, I had the same "extras" as the FBD policy they just had a slightly lower quote than the FBD renwal who I was with the year before, which had been 300.

Renewals are not competitive as they know some people will not be bothered shopping around and will just pay it. **** it, I've beaten the same renewal quote from the same company just by re-entering my details again.

If it was a numbers game it would come up with the same quote. They try to squeeze you for every penny they can get.

You talk a good talk trying to rationalise it, but you can't.

It's a **** off would ya quote, plain and simple.

It's a closed shop, they can do what they want.

herrdood

Female
37
15 years license and NCB

2015 in a €3000 car = €318.67

2015 same cover in a 20K car = €610.34

Liam McPoyle

Johnnyhpipe wrote: »

Did you talk to them about this?! How do they justify a 300% increase?!

Nononsense have ceased trading.

They are owned by FBD and have not been writing new policies for the last number of months.

The existing policy holders are being offered renewal terms based on FBD's criteria rather than NN's.

NN offered a much more "no frills" approach to insurance where everything was an additional cost such as windscreen cover, breakdown assist, people could essentially pick and choose their optional extras.

FBD have all the extras included as standard.

Their acceptance criteria is also much more conservative than NN which means their pricing is more.

jduffy3

Gender. Male
Age. 31
Licence. 2 years. Full.
NCB. 0 years.
Car. 2005 1.4 Toyota Corolla Diesel

Points. 3 - No previous insurance I was renting and was caught speeding on motorway

Cover Required. Third Party

Generally ringing around no one will take me.
Lowest quote I found was with Axa for about 3,800

(((((

Found a "cheap" quote with Britton brokers on above car (which I didn't know at the time was a UK import) for 1,308. Is it possible to insure with a UK company for a year? The car already had an Irish reg but they were getting quotes from a UK provider? Any help would be appreciated. I'm trying to buy a car but will not go anywhere near it if I have to pay 4k for the 4k I've saved for the car!!!!

Johnnyhpipe

the.red.baron wrote: »

No Nonsense

Gender. Male

Age. 35

Licence. 7 years. Full.

NCB. 9 years.

Car. 2002 s60 Petrol 2l

Points. 0

Cover Required. Third Party

Last year: €440

Renew Quote. €1536

What a pack of ****

Did you talk to them about this?! How do they justify a 300% increase?!

Johnnyhpipe

Was with no nonsense last year at €500. All companies looking between €740-€900 for 34/M/2L diesel saloon. Full irish for over 10 years. Never had a claim and have no points.

Blood is f@cking boiling here!! Once again, we pay to supplement the arsehole of society.

Yamanoto

George Michael wrote: »

my insurance is up soon and ive been getting ridiculous quotes online.

Hmmm...

cantdecide

Kiangriffin wrote: »

We're organising a Demonstration against Insurance costs for Jul 2nd. Details on Ireland Underground Facebook page

I started driving in 2000 as an 18yo in a 1.4 and had not choice to but pay IR£3,885.85 which the CSO tells me is the inflated equivalent of €6,509. The only other quote I could get was almost double.

shietpilot

I'd be happy with that myself.

My insurance history has been something like:
€1300
€1501

Quotes online now are close to €2000 but I reckon I'd get away with €1800~ on a bare minimum policy with an excess close to a grand :eek: Funny that I was most dangerous on the road with my cheapest policy, driving like a mongrel at times.

George Michael

my insurance is up soon and ive been getting ridiculous quotes online. my insurance last year was about 500ish (cant remember exactly). been quoted 1300 online. now i know there is an expected increase, but it seems too much. i will ring around when my broker sends me the letter with their offer for this year.

aidanki

Zurich 605 ringing up
AA ringing up 880 same as online quote
nononsense 791 ringing up

Aviva 554online, Aviva ringing up 465, something not right here start price from Aviva online is 1929 before any discounts applied, startprice in the letter I received with my renewal is 1398

ezra_

the.red.baron wrote: »

No Nonsense

Gender. Male

Age. 35

Licence. 7 years. Full.

NCB. 9 years.

Car. 2002 s60 Petrol 2l

Points. 0

Cover Required. Third Party

Last year: €440

Renew Quote. €1536

What a pack of ****

I was in the same boat, I noticed that both NoNonsense and FBD really don't like cars over the 1.9ltr mark

ezra_

Age 31
five years NCB
2ltr BMW

was with nononsense at 680, got quoted 1200
Most others were coming in at the 800 mark
600 quid with Aviva though AA

All the above full comp and got full protected no claims from Aviva

Austmcc

vickers209 wrote: »

Anyone try Zurich lately?

Age 56

12 seat mii 999cc petrol

10 + no claims

Fully comp

Last year €450

Renewal quotation €603 p brittion

Got €382 online with Zurich but price not garenteed until you confirm details on phone.

Others online
Aviva €613
Liberty €584
Pat britton €476
AA €510
123 €502
BOI €457
Chill €519
Fbd €512

Wondering anyone got a low quote off Zurich only to find jacked up after phone call?

got a low enough quote with them, still not the cheapest, but when i rang to see what the deal was it went up by 300euro.

Kiangriffin

Also, don't knock social media so easily. The Egyptian revolution was sparked via facebook

Kiangriffin

There's a website too but I can't post links yet being a new user

Was on 4fm with it yesterday, 96fm tomorrow and press releases have gone to all major newspapers

Kiangriffin

We're organising a Demonstration against Insurance costs for Jul 2nd. Details on Ireland Underground Facebook page

vickers209

Anyone try Zurich lately?

Age 56

12 seat mii 999cc petrol

10 + no claims

Fully comp

Last year €450

Renewal quotation €603 p brittion

Got €382 online with Zurich but price not garenteed until you confirm details on phone.

Others online
Aviva €613
Liberty €584
Pat britton €476
AA €510
123 €502
BOI €457
Chill €519
Fbd €512

Wondering anyone got a low quote off Zurich only to find jacked up after phone call?

Ciaran_B

Male
39 years
16 year old Corolla 1.4L
8 years driving, no claims, no points

Cover required: 3rd party F+T

Last year: 420
Renewal offer: 540

Insurer: First Ireland.

€120 increase on last year. A good bit lower than I was expecting compared to some of the horror stories in this thread.

I've sold my car so it's not relevant anyway.

vandriver

(My Dad)
75 full ncb,no points etc Dublin 4 16 year old passat 1.8.
Last year 290.
This year 360.

No horror story here.

Liam McPoyle

Kintarō Hattori wrote: »

Gender Female

Age 37

NCB 5 Years

Points 3 for Speeding

Car 2005 BMW 320i

Comprehensive

Was around €750, got it for €870 initially but then had to pay an extra €112 penalty

Last year her policy was around €750 with Chill/AIG. I was a named driver and at the time had a provisional licence..... I now have a full Irish one. She was getting insane quotes up to €1900, some places such as FBD refused to even quote. In the end chill cane down from over €1000+ for a renewal to around €870.

However the agent on the phone asked whether I was employed.... and having been made redundant last month I'm not. As a result of that they charged an extra €112.... even though she uses the car for commuting to work so it'd not like I'd be out in it every day.

What's their justification for that? I'm assuming it's legal bit it seems terribly unfair and discriminatory.

Statistically speaking people that are unemployed are more likely to claim.

Its unfair her policy being loades given you are only a named driver though.

andre2010

Gender: M

Age: 35

Car: 06 Nissan Almera 1.6

NCB: 2

Licence: Provisional

Cover: Third Party

Best quote: 1,989 - AXA -

Have a driving test soon but was told by AXA 1,411 with that. Last year my premium was €900
This seems mad to increase a policy over 200%

corsav6

Male: 33
Car: 09 vectra Sri 150bhp
Ncd: 10+
Points: 0
Quote: €680 with fully comp with no claims protection, legal cover and some weird accident cover. The wife is on the policy as named with 0 points and 5+ncd
Last year was €525 or so for the same cover.

crusha101

Gender: M

Age: 21

Car: 07 Opel Astra gtc1.4 (90bhp)

NCB: 0

Licence: Provisional

Cover: Fully comp, protected

Best quote: 1601 - boxymo - insured for 12000km + bonus km

The joys of being a first time driver.

Kintarō Hattori

Gender Female

Age 37

NCB 5 Years

Points 3 for Speeding

Car 2005 BMW 320i

Comprehensive

Was around €750, got it for €870 initially but then had to pay an extra €112 penalty

Last year her policy was around €750 with Chill/AIG. I was a named driver and at the time had a provisional licence..... I now have a full Irish one. She was getting insane quotes up to €1900, some places such as FBD refused to even quote. In the end chill cane down from over €1000+ for a renewal to around €870.

However the agent on the phone asked whether I was employed.... and having been made redundant last month I'm not. As a result of that they charged an extra €112.... even though she uses the car for commuting to work so it'd not like I'd be out in it every day.

What's their justification for that? I'm assuming it's legal bit it seems terribly unfair and discriminatory.

shietpilot

carzony wrote: »

Couldnt figure out what was going on so, called axa to see what the story was only to discover they said I had a substantial claim last year which was not true:mad: After chasing paperwork ect. My 5years ncb was reinstated.

That's dodgy! :eek: Someone must have had a bad hangover when doing the paperwork at AXA :rolleyes:

carzony

Was getting crazy quote and got rejected by 2 insurance companies. Couldnt figure out what was going on so, called axa to see what the story was only to discover they said I had a substantial claim last year which was not true:mad: After chasing paperwork ect. My 5years ncb was reinstated.

Gender. Male

Age. 24

Licence. 5 years Full

NCB. 5 -

Car. 2005 citroen c4 1.4

Points. 0

Cover Required. Third party, Fire and theft

Last year: 1,000

This year: €500

Delighted with that quote. Cheapest I've ever been quoted in all the years i'm driving. I gladly accepted there and then. Some of the quotes I recieved was scary though..

wonski

rn wrote: »

I must preface this quote in saying that I decided to look into getting a 2nd "summer" car. I was looking at a petrol 1.8T Audi A4 Cabriolet. However I need to keep my diesel 1.9 Golf for commuting, general tipping about etc. So the Audi is a purely 2nd car that I will drive at weekends.

Glennons Insurance (underwritten by Allianz)

Gender. Male

Age. 36

Licence. 15 years Full

NCB. 0 - new policy. (15 on my main car that can't be shared/transferred)

Car. 2005 Audi A4 cabriolet

Points. 0

Cover Required. Third party, Fire and theft

Last year: N/A

This year: €4561

Someone did mention that one or two companies could mirror your ncb.

4.5k for a weekend / summer car is a mad price tbh.

I must preface this quote in saying that I decided to look into getting a 2nd "summer" car. I was looking at a petrol 1.8T Audi A4 Cabriolet. However I need to keep my diesel 1.9 Golf for commuting, general tipping about etc. So the Audi is a purely 2nd car that I will drive at weekends.

Glennons Insurance (underwritten by Allianz)

Gender. Male

Age. 36

Licence. 15 years Full

NCB. 0 - new policy. (15 on my main car that can't be shared/transferred)

Car. 2005 Audi A4 cabriolet

Points. 0

Cover Required. Third party, Fire and theft

Last year: N/A

This year: €4561

Mint Sauce

Just as I thought all the quotes were on the up, just got one cheeper than my renewal (536) and cheaper than last years (455)

Male

37 years old

10 year old 1.4 Astra

6 years driving

5 years no claims.

BOI Quote 422, includs exsisting customer discount.

All other quotes have ranged from 520-1400. FBD advised no longer insuring cars over 12 years old, with a loading on 10 years old.

Think I will be changing insurer.