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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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BabyBirch

BabyBirch wrote: »

I passed my test last year and was insured with 25plus for €660 fully comp. I was looking forward (!) to my quote this year as I had my first year as a licensed driver done and my first year's NCB.

Little did I know..

Gender: F

Age: 32

Car: 00 Fiat Punto 1.2

Licence: Full 1 year + 2 years named driver, no points or claims

Cover: Fully comp

Best quote: €1152, 25plus.ie

I have contacted 17 insurance companies and 3 brokers so far, no one can beat my (awful) renewal quote from 25plus.

Its4women, Aviva, Blue, FBD, Zurich, Allianz, AIG, 123 and Kennco wouldn't quote at all. The worst I got was €1833 from Liberty.

I'm waiting for a callback from BOI.. they're my last hope

BOI came through for me with a new lowest quote of €970 - don't think I'm going to do any better than that!

ShadowHearth

Gender. Male

Age. 30

Licence. 12 years. Full.

Car. Alfa romeo Gt 1.9 diesel.

FNCB. 8 years.

Points. 0

Cover Required. Third party

Last year: 900eu on subaru Impreza wrx 05'

Renew Quote. Liberty €1660!!!!!

The bull**** train hit it hard and strong. I expected to be around grand, but not 1660eu. Looks like this year I will be lucky to get insurance for around 1k!!!

So went online and got few qoutes:
FBD - Feck off
AA - 2362eu
123.ie 839eu
Liberty 1500eu ( 1660eu renewal.... lol )
AXA 1509eu
aviva 1707eu
Britton 889eu
AIG - FECK OFF
chill: 1500eu

Any other places to ring or go online lads?

Special Circumstances

Try Allianz. Complete @ssholes though, pray you don't need to deal with them beyond them taking your money.

Have you tried a quote pretending you still had the scooby, just for comparison? Be interesting to see.

boardsuser1

Special Circumstances wrote: »

Try Allianz. Complete @ssholes though, pray you don't need to deal with them beyond them taking your money.

+1

The 5 cheapest quotes have been Allianz but through brokers only,not directly. That is the only good thing about them.

kev_Makaveli

Gender. Male

Age. 35

Licence. 12 years. Full.

Car. 2010 Vauxhall Insignia 2.0 Diesel.

FNCB. 7 years.

Points. 0

Cover Required. Fully Comp

Last year: €450 Mccarthy Insurance

Renew Quote. €850!!!!!

Looked around and managed to get €483 from another broker.

jimgoose

kev_Makaveli wrote: »

...Last year: €450 Mccarthy Insurance...

I was with McCarthy's for years, with RSA and Zurich going nuts every second year and the other competing for my custom. Until 2013, when they both went nuts and I would up moving to AXA.

Ryath

Ryath wrote: »

Gender: M

Age: 37

Car: 08 2ltr Petrol Mondeo Estate

NCD: 9years

Licence: 9 years

Cover: Fully comp

Location: Westmeath

Liberty Renewal €607
Edit: think I get another 10% of that if I pay in full at least I did last year, I had another 10% discount when my wife was insured with them too but she changed insurers last year.

Paid €428 last year!

Was getting €610 from chill insurance online calculator so thought it was par for the course but run_Forrest_run's quote makes me see it's worth doing a bit of shopping around.

Finally got around to renewing. Happy out €379!

Fully comp with no claims protection with aviva. Putting excess up to €600 from €300 knocked €20 off hope it was the right decision.

Liberty would go to €575 on the phone everyone else I was getting on line was €650-700

ShadowHearth

Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".

I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.

Liam McPoyle

ShadowHearth wrote: »

Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".

I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.

Quotes are generally valid for 30 days so if you have a confirmed price from 123 that should last until your renewal is due. That will also give you time to do some more shopping around.

Ryath

ShadowHearth wrote: »

Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".

(

You would wonder all right you'd think they want to lose customers. I was with them over 10 years and my wife the same. They've given me a few silly renewal quotes over the years but have always come down only once did I have to get them to price match another insurer. They can feck of this time though even if they did match aviva.

wally79

ShadowHearth wrote: »

Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".

I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.

I remember the same happening when they were Quinn. I had quotes from several other insurers for half of what they were quoting me and they told me there was no way they could even come close.

To Elland Back

Ryath wrote: »

You would wonder all right you'd think they want to lose customers.

With many insurers, that's exactly what they want. If your profile is in a group costing them money, they'll price the renewal to make you move elsewhere

ShadowHearth

To Elland Back wrote: »

With many insurers, that's exactly what they want. If your profile is in a group costing them money, they'll price the renewal to make you move elsewhere

Its retarded how they do it in groups and not on individual customer.

Its up to 1660eu now.

I am insured with them for 7 years and I drove cars like Skyline, Subaru WRX, Mercedes CLK, Mazda MX5 and now Alfa romeo GT. In 7 years I payed very high premiums and never claimed a cent, still dont have a single point on my license. Now I am a bad business for them as I am in dangerous group. They are throwing me away even after I payed thousands to them over the years and did not costed a cent.

Colser

ShadowHearth wrote: »

Just called Liberty and told them it was a joke renewal price. I told them that I already got 830eu elsewhere and they were pretty much "**** you, go with them, we dont care you were with us for 7 years".

I told them not to renew it. My insurance expires on 29th of April. I wonder do I renew with 123.ie for 830eu or try brokers in limerick city on monday. I cant do a thing now as I am baby sitting all day.

Did you try Powers in Limerick?Also try adding a named driver to the policy..

To Elland Back

ShadowHearth wrote: »

Its retarded how they do it in groups and not on individual customer.

.

Perhaps if you promised your insurer not to have a claim, they might agree to rate you differently from the others that match your profile and have been causing them problems

The whole principle of insurance is the pooling of similar risks to have the claims of the few covered by the premiums of the many. To try and be fair about it they group similar risks together in 'mini-pools', so you are being individually rated as much as can be practicable

ShadowHearth

Colser wrote: »

Did you try Powers in Limerick?Also try adding a named driver to the policy..

I think I will just go to town on Monday door to door to each broker in City. Would do it today, but cant.

Looks like the whole changing to Irish driving license from eu is now completely ****ing me over as they see me as having driving license for 5 years and not 12 years. Though they are perfectly fine with me having 8 years NCB in Ireland. So I got 3 NCB with no driving license at all by their logic.

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10090ccc4321cad9161f8aa1ac76616e0fa2fe8e71d532183021437ab3bc192a.jpg

ligertigon

After my previous post getting quotes for €800+, and being 43.
I swapped cars with my wife(when I say swaped, I mean log books off to shannon). got insured on hers for €400, and it cost her €100 extra to switch to mine.
So cost me €500 V the €860.
Just a thought for you couples out there

bisounours

ShadowHearth wrote: »

Colser wrote: »

Did you try Powers in Limerick?Also try adding a named driver to the policy..

I think I will just go to town on Monday door to door to each broker in City. Would do it today, but cant.

Looks like the whole changing to Irish driving license from eu is now completely ****ing me over as they see me as having driving license for 5 years and not 12 years. Though they are perfectly fine with me having 8 years NCB in Ireland. So I got 3 NCB with no driving license at all by their logic.

I swapped mine and on the back it says as from when you held a valid licence - that's the date I declare to insurance companies. Otherwise anyone who renews their licence would "lose" the past 10 years.

cantdecide

ShadowHearth wrote: »

Looks like the whole changing to Irish driving license from eu is now completely ****ing me over as they see me as having driving license for 5 years and not 12 years.

I presume that you exchanged your foreign licence with the Motor Tax Office in the past. What they used to do was to register your foreign licence and issue you with a new licence as if you'd passed your test that day but with a '70' coded denoting that it was exchanged and a country code such as 'UK' or 'AUS'.

What the NDLS does is you either give them a valid, in-date foreign licence OR a foreign 'letter of entitlement' which will show the correct start dates and they will back-date accordingly. The NDLS office won't have access to the MTO's records to back-date correctly but I think that if you are being penalised, you could approach the RSA to see if they have access to the records or you could request a new foreign letter of entitlement showing the correct start dates. However, I'm not aware of anyone making such a correction to their licence to date.

blackbox

Got a renewal quote from AXA €597. Been with them for years.

Knew it was high last year but didn't do anything about it.

Online quote from 123.ie - €336.

Rang AXA - best they could do was knock off €20!

Dropped from comprehensive to 3rd party F&T with 123.ie (RSA) - €294.

That's some saving - wish I'd done it last year!

stefanovich

blackbox wrote: »

Got a renewal quote from AXA €597. Been with them for years.

Knew it was high last year but didn't do anything about it.

Online quote from 123.ie - €336.

Rang AXA - best they could do was knock off €20!

Dropped from comprehensive to 3rd party F&T with 123.ie (RSA) - €294.

That's some saving - wish I'd done it last year!

That's good quote. What are you driving and for how long? Stats please.

grazinggreen

Gender. Male

Age. 22

Licence. 5 Years

Car. 2007 BMW e60 520d

FNCB. 5 years

Points. 3

Cover Required. Fully Comp

Current. Aviva €1000

Renew Quote. €1100

Happy enough with that.

blackbox

stefanovich wrote: »

That's good quote. What are you driving and for how long? Stats please.

2002 MR2 Roadster
Full NCB
Clean licence
Age >50

Lex Luthor

Gender: Male
Age: 45
Licence: 20+ Years
Car: 2015 Honda CRV 1.6iDtec AWD
NCB: 6+ years
Points: 0
Cover Required: Fully Comp
Current Insurer: 123.ie €386
Renewal Quote: €668

Dr_Colossus

Gender: Male
Age: 36
Licence: 6 Years
Car: 2007 S60 2.0T Petrol
NCB: 6 years
Points: 0
Cover Required: TPFT
Current Insurer: AIG €450
Renewal Quote: €550

Went through most of the players as I have to do every year and the quotes returned were staggering for pretty much a perfect customer, all for TPFT

BOI = €407
AIG = €550
FBD = €700
Liberty = €803
123.ie = €804
Kennco: €937
Allianz = €977
AA = €1,016
Axa = €1,062
25Plus: €1,066
Chill = €1,135
AIB = €1,200
Zurich: €1,215

Got covered with Bank of Ireland eventually so worth trying as BOI wasn't an obvious choice for me. Tried AIB motor insurance after and same cover was coming in over €1,200.

Grolschevik

Gender: Male
Licence: 17 Years
Car: 2000 1.25 hatchback
NCB: 6+ years
Points: 0
Cover Required: Fully Comp
Current Insurer: Allianz -- €374
Renewal Quote: €560

Quotes received today (online only):

123/RSA: 718
FBD: don't fit underwriting criteria.
Axa: 707
Zurich: can't offer quote online; call us.
Aviva: car too old.
AIG: can't offer quote online; call us.
Liberty: 655
An Post/One Direct: can't offer quote online; call us.
AA (underwritten by RSA, I think): 725

Bank of Ireland (underwritten by RSA): 381.

Previous years' quotes:
2015: 374
2014: 303
2013: 248
2012: 332
2011: 422
2010: 373
2009: 362
2008: 318
2007: 362

boardsuser1

Following on from my previous quotes listed in this thread AXA can do no better than €1033. After 8 years loyalty it's a nice kick in the nuts from them. Got quoted €670 by the AA with all the extra's. Couldn't buy it quick enough.

ShadowHearth

Car: Alfa Romeo GT 1.9 TD 04'
Age: 30
NCB: 8
License: Full B Irish 12 years ( swaped from EU full )
Last year: 890eu for Subaru Impreza WRX With Liberty, then renewal 1660eu for Alfa...

So thats it, I got insurance now. Went through brokers in City and one Broker gave me 1009eu through Zurich. Rounded up to 1000eu. The only cheaper one I got online was Britton for 890eu, but tried 3 days trying to call them and always busy or closed. Other companies were all around 1500-1700eu.

The lady was very nice and good crack at brokers. Very patient and helpful. I needed to come back to bring my NCT cert to her, so I droped a big feck of galaxy chocolate bar too. She was very happy.

frozenfrozen

careful you might get whiplash when she is thanking you for that one

HiGlo

HiGlo wrote: »

Out of interest, I did a search in my emails to see my renewals over the past few years.....

2012 - €361.30
2013 - €328.75
2014 - €353.95
2015 - €424.87

For my 2014 renewal that involves a change of car from a 2007 1.4 Focus to a 2006 1.6 BMW

Grrrrrrr, got my renewal for 2016;
€559.86

Not.happy.Jan.....:( Gonna shop around a little and see can I get something better. Been with 123.ie for 4 years or more now.