RightTurnClyde wrote: » FYI, for any who hasn't dealt with the banks in a while, ICBF reports are a big player now
freedominacup wrote: » How much emphasis are they placing on icbf report?
whelan2 wrote: » What bank is that?
mahoney_j wrote: » .id reckon it would have a fair impact on approval or not ,but maby not be a deal breaking issue
RightTurnClyde wrote: » It's the new "I'll call out to see how things are going" As MJ said the crowd in the branch don't know what they are looking at but its for the ag section in HQ. They seem to have upped their game and are looking for either a lot of stars, high percentages or year on year progress.
kowtow wrote: » It's an interesting development alright. I wonder how their model is tuned. For example, a high input / output herd would look very different from the current "ideal" spring calving / grass / high solids set up. I wonder would one be actively penalised over another? Quite understandable that bank models would look to see what percentile a prospective borrower fits compared to producers with a similar system but another thing altogether if access to finance is to be used to coral everybody up the same low input road. Especially if it should turn out to be a cul-de-sac. I think it's also a bit raw that want us to lift the skirts of every cow to satisfy their statistical urges, and then attribute zero value to her by way of a chargeable asset. Fair's fair, like any kerb crawler, if they want to look at the goods they have to be ready to leave the money on the dressing table.
alps wrote: » Do we have to put a stamp on the notifications to the Cattle Movement Notification Agency in Clonakilty? I need to relearn the answer to this each year.......hmmm
Deepsouthwest wrote: » Sold/gave a small lorry load of calves to my normal calf buyer yesterday morning, 1/3 fr bulls, 2/3's jex bulls, from 3 wks down to 10 days. €60/€70 for fr bulls, nothing for the jex's, said if he got sale for them he'd pay me something nxt wk, he's reasonably trustworthy. I dropped bvd samples into the pick up point in local mart yesterday, and met one or two lads who joked with me bout my calves only making €2 earlier. Found out my man had put the four youngest/smallest jexs through the ring in my name. I would never put this type of calf through the mart, even though they were healthy, clean etc, they were too small/young for the mart. Am I right to be a bit peed off with this guy, or should I just suck it up?
leg wax wrote: » if you put them into his herd number leaving the farm he has broken a law/ rule. ask the mart if they made 100 euros who was going to get the cheque that will clip their wings fast enough.
kevthegaff wrote: » He did try to get a sale for them! But your name in the ring is what would annoy me
Mehaffey1 wrote: » Awful dry out there atm, have PK supplementing both herds and a lot of thought being put into going once a day within the fortnight. Have plentiful hoards of average quality bailage and PK on offer and thinking about feeding bales for nights in the paddock. My thoughts are since we have surplus supplement then we should feed it. Cows doing 1.4MS/Day and cover is around 780kgDM available/ha. Down from 1000kgDM the week before. Any other thoughts?
poor farmer wrote: » On a related selling theme, I sold a few freshly calved 2/3 lactation cows in special dairy sale in local mart .The made €1400-1500. One cow had big back quarter and was announced as so. There is milk in all quarters,just a bit uneven looking from the back.She made €1260. A man bought her to rear calves and now he is ringing that he is not happy and wants me to take her back (1 week later) saying she has only a small amount of milk in a back quarter. I hate this hassle.
Deepsouthwest wrote: » And that is what's annoyed me. I'm not gonna fall out with him, maybe just let him know I didn't appreciate it. I would only ever sell my best/strongest calves in the mart, but he choose to put in my worst in my name. He'll now come back nxt wk and tell me the jexs are only worth €2. While I'll know the 3 wk old ones he held onto were def worth more
Deepsouthwest wrote: » He normally takes calves on a friday morning, and rings me friday night with the herd numbers they're to be moved into. Not breaking the law, just bending it a little!
keep going wrote: » Are those calf milk heaters any good, would they take the chill out of maybe 75 to 100 litres in a barrel
Base price wrote: » No dealer worth his salt is going to put the "worst" calves through the ring unless he has already sold the better ones and needs to offload the lesser calves. There are collection services for JEx bull calves advertised on Donedeal. BTW you are breaking the law as I'm sure you are aware off.
Wildsurfer wrote: » Update on my last reply.... Finally put my Kerbl milk heater into operation... Great job in fairness. About an hour to nicely warm 150L. I have it it suspended in a blue barrell and have it ogn a plug in timer to come on at the required time.
kevthegaff wrote: » Sold 20 fr heifers yesterday, nice money! I'll be lambasted here all calves out the door. Going with flying herd to see how it goes
