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restaurant / cafe bar insurance?

deadwood85

Does anyone know roughly how much insurance is for a restaurant /cafe bar ? for the year ?thanks

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deadwood85

yes but when you call you need exact details before they give u a quote,i am looking for an average so i can put it into my business plan thanks

EntityBB

Allow for €2,000 per annum. This can be financed so that it can be pad by direct debit over 10 months helping with your cash flow.

Factors which will cause variances are;
- number of employees
- expected turnover
- value of stock
- value of furniture and fittings
- whether the premises has had any history of flooding (proximity to a body of water)

Best of luck with your business planning, it's probably the most important part of setting up a business.

deadwood85

thanks i thought it would be higher i was going to budget between 8/10k

ssbob

What type of insurance are you looking for? Employers Liability, Public Liability, Personal Accident Insurance for Employees?

I mean there are a whole host of factors that would affect this especially in the Restraunt/Pub trade!

My advice would be to talk to a broker and they will give you an estimate if you haven't picked out a premises.