Vladimir Kurtains wrote: » Some interesting stuff in the report too on why they chose a market value tax versus site value one.
robbie7730 wrote: » Well some here seem to believe everyone in Ireland can afford all increases. At least one even claimed no one in Ireland cant afford property charges. Do you agree with them?
loggedoff wrote: » We are the state's 'sugar daddy'.
lugha wrote: » because there is no real alternative.
Ghandee wrote: » As already asked, my salary gets all my taxes/prsi/usc deducted at source, I'm a PAYE worker.
loggedoff wrote: » Alternatives have been put forward ok, but dismissed by an inept government. It's all about choice, and this government chooses to attack the middle income earners and the unemployed. How much extra PRSI does a banker on €500,000+ have to pay compared to someone on the average industrial wage? There's your answer.
lugha wrote: » Alas, there isn't my answer. Unless you can demonstrate how going after the bankers alone will close a deficit of 13 billion? Alternatives to a property tax have been put forward. A comprehensive alternative to deal with the crisis we are in and that does not involve austere measures has not been put forward..... yet! (Maybe you would like to have a go? )
lugha wrote: » A lot of people will struggle, that is true. But “can’t afford” is a rather vague term. Virtually every household could come up with a few hundred euro, but in what they have to sacrifice to do so will vary quite a bit.
It’s a bit dishonest to put lump together under the “can’t afford” umbrella, someone who may have to cancel their golf club subscription and someone who has to cancel their health insurance subscription, wouldn’t you say?
And in any case, it is irrelevant whether we can afford it or not. I’m sure the many people who were made redundant in recent years would have quite truthfully claimed that they could not afford to be made redundant. Unfortunately, that truth made no difference.
lugha wrote: » A ten year old could tell you that you cannot indefinitely spend more money that you earn.
lugha wrote: » I would have thought it broadly applies, unless you can get yourself a sugar daddy? Do you disagree?
A system of voluntary deferral arrangements for owner-occupiers will be implemented to address cases where there is an inability to pay the LPT under specified conditions: • Where the gross income does not exceed €15,000 (single) and €25,000 (couple) • For income stressed owner-occupiers who have an outstanding mortgage, an adjusted gross income limit will apply – where gross income less 80% of mortgage interest falls below €15,000/€25,000 a deferral option will be available up to the end of 2017 (when mortgage interest relief also ends). • Marginal relief will apply for owner-occupiers where the income or adjusted income is €10,000 above the income limit (€15,000/€25,000) to permit deferrals of up to 50% of LPT liability. • Interest will be charged on deferred amounts but at a lower rate (i.e. 4% per annum) than the rate charged in default cases (i.e. 8% per annum). The deferred amount, including interest, will be a charge on the property. Deferred property taxes and interest will have to be discharged on the sale/transfer of the property.
Vladimir Kurtains wrote: » On the inability to pay issue, I'm not its been picked up on much, but there are a few measures dealing with this:
Hijpo wrote: » Lugha im sure your on a modest wage? 23k maybe? Maybe yourself an the missus are bringing a combined wage of 46k gross? Working a full 7 days a week between the two of you? Overtime when money gets tight? €900+ mortgage a month? 2 cars at €200+ per car loan a month to provide yourself with transport to work? Little fella in preschool at 45 a week? Car tax at 150 every three months because you cant afford the lump sum to tax it for 12 months. Petrol at 35 a week into 1 car alone. Extra taxes lumped on your pay packet now, aswell as the other taxes and charges and levies that get added to "must haves" that dont seem to get a mention as to where they go/what they are for/ how much they raise. At what stage will you yourself get to a point where you think "im going to struggle here"? I would be interested to know. I dont mean tell us your financials, i mean what rate of tax will have you canceling your sky subscription?
donalg1 wrote: » Look in fairness I am sure there are some out there that genuinely cant afford it however for every 1 person that cant actually afford it there are 10 people that claim they cant. Like the fella on the 6 1 news the other night claiming paying the HHC would take food off his table, which I thought at the time ah thats awful until the end of the segment when it showed him on his laptop online, so clearly he has broadband which shows that yes he could actually afford it but claims not to be able to as it may mean he goes without some of his luxury items. A friend of mine claimed they couldnt afford it when we were talking about it earlier this year and two weeks later they were telling me how they just got a new dog again another example of someone who doesnt fall into the category of someone who genuinely cant afford it.
robbie7730 wrote: » So, work purely to pay tax is it then?
donalg1 wrote: » No but dont claim you cant afford something when clearly you can.
donalg1 wrote: » Look in fairness I am sure there are some out there that genuinely cant afford it however for every 1 person that cant actually afford it there are 10 people that claim they cant. Like the fella on the 6 1 news the other night claiming paying the HHC would take food off his table, which I thought at the time ah thats awful until the end of the segment when it showed him on his laptop online, so clearly he has broadband which shows that yes he could actually afford it but claims not to be able to as it may mean he goes without some of his luxury items.
donalg1 wrote: » A friend of mine claimed they couldnt afford it when we were talking about it earlier this year and two weeks later they were telling me how they just got a new dog again another example of someone who doesnt fall into the category of someone who genuinely cant afford it.
Buford Tannen wrote: » So you want people to give up even the smallest of luxuries as in a laptop with broadband just to keep the show on the road for the some of the best paid politicians and civil servants in this country.Are you broken?
Are you p**sed off that your friend has replaced your friendship with a dog?
Ghandee wrote: » Let's not lose the run of our selves here guys and girls. Never mind who can afford/can't afford to pay it. What about the people who won't pay it? Won't, as in won't be handing money over on a yearly basis simply to live in their own home, if the govt/council want to claim its for services, why exactly do they have an issue of linking it exactly to these services, ie, bins, water, education, health etc etc? On a side note, I see the respite allowance cuts equaled to 25 million this week. I also see the govt had a deficit on senior civil servants pension fund that needed to be plugged. Anyone like to have a guess at how much that deficit was worth that has now been filled?
donalg1 wrote: » I dont care what luxuries people do or dont have
donalg1 wrote: » but dont expect me to break out the violins for you when you are putting on the poor me act unnecessarily.
Buford Tannen wrote: » It wouldn't be 25 million Ghandee?
Buford Tannen wrote: » Why bring it up in your post then?
No need to break out the violins for me Donal i can well afford the the "keep our politicans in the life of luxury they've become accustomed to tax" i'm just not paying it.
donalg1 wrote: » I dont care what luxuries people do or dont have but dont expect me to break out the violins for you when you are putting on the poor me act unnecessarily.
robbie7730 wrote: » Can you afford a violin with all these taxes?
donalg1 wrote: » I brought it up to demonstrate how the majority of those that claim they cant afford it are talking sh1te. .
robbie7730 wrote: » Did you tell your friend with the dog, he is talking shite, or can you only say it about him here?
dxhound2005 wrote: » Just to inform the debate this is an early report on the LP tax legislation. I have just glanced through it and I will be waiting to read the legislation when it is available.http://www.rte.ie/news/2012/1207/new-property-tax-bill-gives-revenue-more-powers-business.html Failure to pay the tax by July 1 2013, or by January 1 in each subsequent year will result in the application of late payment interest at 8%. Failure to make a return or to make a false statement in a return in an attempt to reduce the amount of the tax due are liable to penalties of up to €3,000. Section 151 of the new Bill obliges certain people or organisations (such as utilities companies) that have lists of property owners or billing details for electricity or gas meters, to make this information available to the Revenue Commissioners if requested. Failure to comply with such a request can result in a daily fine of €100 until the order is complied with. This appears to be an attempt to overcome data protection concerns which some utilities companies have about sharing their considerable databases with the Revenue Commissioners.
