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Cat D writeoff

dave45dave

Looking at an 08 golf tdi in harolds cross tomorrow. Car has good spec as it was ex uk and has come in at a good price. Sales rep told me the car had a new d/s wing and valence but was classed as a cat d writeoff in the uk. Can someone explain what this means and should i just forget about it.

Thanks in advance.

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john reilly

corktina wrote: »

The car may have suffered very litle damage but will you be able to sell it again when the time comes?

I recently was interested in a Focus RS which i ran by carchecker as it was cheaper then the petrol to look myself, cat d write off and i "walked away"

You can't be sure how well the car has been repaired and it COULD be a death trap. Spend your money on a sound car, even if itmeans getting one a year or two older.

are one that has been damaged and not recorded

john reilly

mickdw wrote: »

Yes I can
At a minimum, it would have had to be heavy impact at the wing which resulted in airbag deployment as a replacement wing alone is not going to make an 08 golf a cat d.
If airbag were deployed, the car needs thorough investigation.

wrong on every account

corktina

The car may have suffered very litle damage but will you be able to sell it again when the time comes?

I recently was interested in a Focus RS which i ran by carchecker as it was cheaper then the petrol to look myself, cat d write off and i "walked away"

You can't be sure how well the car has been repaired and it COULD be a death trap. Spend your money on a sound car, even if itmeans getting one a year or two older.

mickdw

john reilly wrote: »

no you cant be sure

Yes I can
At a minimum, it would have had to be heavy impact at the wing which resulted in airbag deployment as a replacement wing alone is not going to make an 08 golf a cat d.
If airbag were deployed, the car needs thorough investigation.

gyppo

All you need to know about Cat D is here:

http://www.mycarcheck.com/help/accidentdamage/

Cat D classes the car as cost of repairing the damage as more than 60% of the value of the car.
Imo, a Cat D claim on a 1/2/3 year old car means walk away. the car has had significant damage.
A Cat D claim on a 10 year old car might only mean something like a new wing.

john reilly

drunkmonkey wrote: »

If the bags blew in that car when it got a rap it would of wrote it off I presume. You'd want an engineers report on it.

you presume wrong

john reilly

mickdw wrote: »

You can be sure its had more damage than a wing. Get it professionally checked, get a history check and if happy get it for 75% of proper price.

no you cant be sure

john reilly

Senna wrote: »

Cat D is serious no mater what the age of car. I wouldn't even considder it for any price unless i had a full check up done by a garage i trust.
Has the car been through the VOS to say its ok? If they're selling it and it has the V5, then i assume it does.

could be very slight damage

drunkmonkey

Were the same but there different.

Guy:Incognito

drunkmonkey wrote: »

Exactly what I said, .

When you said " A car could be a complete write off here" . Presumably here being Ireland, it would imply we are different. I thought you were sayign they are always recorded elswhere.

Chimaera

Category D is the least serious write off category in the UK. If the car was no longer capable of being roadworthy as a result of the crash, it'd have been in Cat A or B. Get the car inspected properly by someone who knows what to look for. The cost of replacing 4 airbags at a main dealer could have been enough to get the car put in Cat D so it's not necessarily something to be frightened once it's properly repaired.

drunkmonkey

Guy:Incognito wrote: »

A car could be crashed anywhere and if it doesnt go through the insurance nothign will be recorded.

Exactly what I said, there's some seriously smashed cars out there that were never written off.
TBH, I think there should be some parts of AGSC that impounds and writes off cars that are unfit to go back on the road.
If I car was in an accident it's probably on the Garda computer if it was anyway serious. That information isn't available to the general public though but should be.

Guy:Incognito

drunkmonkey wrote: »

A car could be a complete write off here and if it doesn't go through insurance you won't know it was once smashed to bits. .

A car could be crashed anywhere and if it doesnt go through the insurance nothign will be recorded.

mickdw

Senna wrote: »

Cat D is serious no mater what the age of car. I wouldn't even considder it for any price unless i had a full check up done by a garage i trust.
Has the car been through the VOS to say its ok? If they're selling it and it has the V5, then i assume it does.

It used to be possible to get an export cert for all sorts of dodgy UK cars. I think that has been stopped though. Export certs were used to register cars here that would never get back on the road in UK.

drunkmonkey

If the bags blew in that car when it got a rap it would of wrote it off I presume. You'd want an engineers report on it.

Senna

Cat D is serious no mater what the age of car. I wouldn't even considder it for any price unless i had a full check up done by a garage i trust.
Has the car been through the VOS to say its ok? If they're selling it and it has the V5, then i assume it does.

mickdw

drunkmonkey wrote: »

CatD might not be bad but it's got to be reflected in the price. If the same accident happened in ireland now it wouldn't be wrote off or classed cat d. €2000 cheaper than one that 100% on the button?

A car could be a complete write off here and if it doesn't go through insurance you won't know it was once smashed to bits. Like buying any car take someone that knows them and knows how to spot a lemon.

You can be sure its had more damage than a wing. Get it professionally checked, get a history check and if happy get it for 75% of proper price.

drunkmonkey

CatD might not be bad but it's got to be reflected in the price. If the same accident happened in ireland now it wouldn't be wrote off or classed cat d. €2000 cheaper than one that 100% on the button?

A car could be a complete write off here and if it doesn't go through insurance you won't know it was once smashed to bits. Like buying any car take someone that knows them and knows how to spot a lemon.

john reilly

the newer the car the more serious the damage can be andstill be registered cat d. as the value of the car means it is economically viable to repair it. an older car could be cat c with very little damage

TheBody

You can find info on a cat d write off here:

http://www.cartell.ie/how-it-works/help/write-off-help/#30