nav[aria-label="Primary Navigation"] { padding: 0; & ul { list-style: none; width: 100%; display: flex; flex-direction: row; justify-content: start; align-items: start; gap: 30px; padding: 0; & li { margin: 0; } & ul li { list-style: none; } } }

Child Item

How much power do they actually have ?

delllat

if you run up €20k debts on a credit card and just outright refuse to pay it back is there anything they can actually do ?

after reading the credit card thread a lot of people are in debt but if all the can do is send letters is there any point giving them anything ?

Find more posts tagged with

Quick Links

Comments

Red_Marauder

To begin with, you'll probably have to live without accessing credit from any reputable lender for the rest of your life.

I'm pretty sure they can access your assets - I know someone who can't sell his house or release any assets because of a debt he owes to two clients. I think you can get a judgement against you in the courts in that regard.

cherryghost

delllat wrote: »

if you run up €20k debts on a credit card and just outright refuse to pay it back is there anything they can actually do ?

after reading the credit card thread a lot of people are in debt but if all the can do is send letters is there any point giving them anything ?

Legally they are obliged to break your ankles with a sledgehammer.

Princess Consuela Bananahammock

God won´t let you into Heaven.

Earthhorse

cherryghost wrote: »

Legally they are obliged to break your ankles with a sledgehammer.

OP, please ignore this "hilarious" post.

They actually use a jackhammer.

skywalker_208

You refuse to pay your debt?
Of course they can do more than send letters. They can bring you to court and destroy your credit rating and ensure you never get a loan/mortgage again...

delllat

skywalker_208 wrote: »

You refuse to pay your debt?
Of course they can do more than send letters. They can bring you to court and destroy your credit rating and ensure you never get a loan/mortgage again...

if you have 5 credit cards and you transfer all the balances to one card that would leave 1 blacklisted card and four clean ones ,would it not ?

[Deleted User]

If you don't pay, you don't play!

connundrum

Blue_Lagoon wrote: »

If you don't pay, you don't play!

If you're not in, you can't win!

Turd Ferguson

If you dont pay your credit card bills NO SOUP FOR YOU

seamus

delllat wrote: »

if you have 5 credit cards and you transfer all the balances to one card that would leave 1 blacklisted card and four clean ones ,would it not ?

They don't blacklist cards, they blacklist people. If you default on one card, they'll cancel all of your cards.

robinph

delllat wrote: »

if you have 5 credit cards and you transfer all the balances to one card that would leave 1 blacklisted card and four clean ones ,would it not ?

So you have a Visa and a MasterCard ... what were the other three cards again?

ScumLord

skywalker_208 wrote: »

You refuse to pay your debt?
Of course they can do more than send letters. They can bring you to court and destroy your credit rating and ensure you never get a loan/mortgage again...

Which is probably a good thing considering.

Ruu_Old

Send a few burly looking fellows around to your house to rough you up a bit.

Stephen

They'll probably sell the debt to a debt collection agency, such as the lovely one run by "the viper". They will then do what they can to get the cash out of you.

Mimikyu

This post has been deleted.

Turd Ferguson

Ruu wrote: »

Send a few burly looking fellows around to your house to rough you up a bit.

They tried that on me but I put a mop on my head and tied some curtains around me like a dress. When the came to the door I opened it and said "yohooooo". The burly guys jaws dropped to the floor and their eyes popped out.I waited till they closed their eyes and lent in for a kiss...thats when I hit them in the face with a frying pan. I call this the Bugs Bunny method

ScumLord

Turd Ferguson wrote: »

They tried that on me but I put a mop on my head and tied some curtains around me like a dress. When the came to the door I opened it and said "yohooooo". The burly guys jaws dropped to the floor and their eyes popped out.I waited till they closed their eyes and lent in for a kiss...thats when I hit them in the face with a frying pan. I call this the Bugs Bunny method

I don't have a mop, would a dustpan and brush or tea towel do instead?

delllat

viper debt collection is as useless as any other ,My old boss told viper to fcuk off or hed have him arrested for harrassment and they havent came back since

Honey-ec

delllat wrote: »

viper debt collection is as useless as any other ,My old boss told viper to fcuk off or hed have him arrested for harrassment and they havent came back since

"And then I said to the President..."

ejmaztec

delllat wrote: »

viper debt collection is as useless as any other ,My old boss told viper to fcuk off or hed have him arrested for harrassment and they havent came back since

They'll probably come back to harvest his organs, then give him a pair of concrete wellies before taking him on a boat trip.:eek:

deadhead13

About 200 people are sent to prison each year for non-payment of debt.

Jet Black

If you leave the country most likely they wont be able to come after you. That's an option for you....

delllat

Honey-ec wrote: »

"And then I said to the President..."

its people who think hes "scary" that gives him the power to intimidate others

martin foley is just another lowlife scumbag

petes

deadhead13 wrote: »

About 200 people are sent to prison each year for non-payment of debt.

Incorrect. About 200 people are sent to prison each year for contempt of court.

antodeco

1.21 gigawatts.

/may actually be the flux capacitor.

Overheal

9001 Terawatts, actually.

Mr. CooL ICE

ScumLord wrote: »

I don't have a mop, would a dustpan and brush or tea towel do instead?

A tea towel? I guess looking like an arab might make them think you're an oil baron, so yeah

Gordon

Mask wrote: »

If you leave the country most likely they wont be able to come after you. That's an option for you....

Not necessarily, if you are looking for work, or trying to get credit in other countries they could request credit references from Ireland.

deadhead13

Insurgent wrote: »

Incorrect. About 200 people are sent to prison each year for contempt of court.

Yes, but why are they deemed to be in contempt of court?

Joey the lips

I find this question strange. If of course in theory a person runs up 20k in debt and feels they should not have to worry to much cause they dont pay it what is the differece between them and the @ssh@le bankers who have run up 2 billion dept and feel they should not have to pay!

If you were not thinking when buyng the flatscreen then now is time for a cold cold shower

In theory of course!