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Child Item

Wirecard

Basq

Was brought to my attention in the UKash thread in Online Buying & Auctions.

It's a new virtual visa card from Mastercard - useful for all those of you without a credit card and using 3V the whole time.

You can signup here and deposit money either using bank transfer or credit card.

As far as i can tell from the fees page, there's a fee of a €1 every time you deposit money into it. And a fee of 50c every time you use it.

Still better than 3V anyways!

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Basq

Bond-007 wrote: »

How long are wirecard taking to process IBAN deposits. I sent €210 yesterday via AIB's urgent service, same day value. It has still not yet appeared in my wirecard account. Normally urgent deposits appeared the same day around 10pm.

Have they gotten slow in crediting accounts?

Bond, it'll take 3 - 4 business days!

Our man in Havana

It takes that long with the standard AIB IBAN service which I am aware of. Usually paying out the 12.70 got the money in the same day.

So your saying that it now takes 3-4 business days regardless of using the urgent IBAN service?

thebman

Yeah they just hold on to the money for 4-5 days. I'm convinced that's where they make their money. Take all your clients money for 4-5 days and invest it around and by the time you have to give it to your client, someone else will have made a transfer so the invested amount never goes down.

That's how I think it works anyway and then they get your 1 euro fee each time for tea and biscuits or to pay staff or whatever.

cormie

They said this to me:

We would like to inform you that we are doing our best but that unfortunately
sometimes processing wire transfers could take longer. We apologize for any
inconveniences this may cause and thank you for your understanding.

Doesn't explain a lot, I waited what was it, 11 or 12 days for my non urgent AIB wire transfer to go through. I wonder, if Halifax are picky as to approving for an account, would you be just as well to apply for a normal credit card?

Our man in Havana

My urgent transfer from yesterday has just appeared.

Hardly worth giving AIB 12.70 thou.

cormie

Hmm I dunno, depends how urgent it actually was for you, my non urgent one took 12 days, and it was actually pretty urgent, had to end up using somebody else's CC while waiting for the money to show up.

maradona10

cormie, just go down to the feckin branch and apply. make some effort

crorepathi

Got this letter from Wirebank when I try to deposit 3rd party wire

Thank you for contacting the Wirecard Service Team.

We would like to inform you that we have received a wire transfer from
November 7th in the amount of EUR 11.50.

At the moment, your Wirecard account is an e-money product which means that it

is not eligible for receiving wire transfers from third parties and that we –
as a German bank - are obliged to return any wire transfers which have not
been carried out by the Wirecard account holder to the sender.

However, your Wirecard account can be converted into a full account after we
have carried out proper identification. Therefore please find attached the
application form for a Wirecard account.

Please print, fill out and sign it and include a certified* copy of your
passport or, alternatively, a certified* copy of your driver’s license or ID
card in your letter. Please also include two utility bills showing your name
and current address in your letter.

Then please send the full documentation via postal mail to:

Wirecard Bank AG
Wirecard
Postfach 31 05 44
04163 Leipzig
Germany

nippynan

HEY GUYS, CHECK THIS OUT!!! HAVEN'T READ IT ALL YET...
MBNA PREPAID CREDIT CARD

https://mbnagift.ie/default.aspx

:D;):):D:confused:;):)

nippynan

SO IT SEEMS TO BE SIMILAR TO 3V EXCEPT IT'S A PHYSICAL CARD

SO IT CAN BE USED IN SHOPS AND RESTAURANTS - LIMIT 20-350EURO - IT COSTS 6 :rolleyes: BUT WORTH IT IMO TO HAVE A PHYSICAL CARD.
MUST BE BOUGHT WITH AN 'IRISH ISSUED' CREDIT CARD!

STILL - IT'S A START AND ITS A CARD NOT A PIECE OF PAPER!

nippynan

just me again (talking to myself

)
just read this:
MBNA Gift Card at first glance it looks like a Visa Buxx, it has a physical card for flashing around, however the Visa brand is qualified with the dreaded suffix of “Electron” which is the debit brand so its online acceptance will be worse then the laser
here:
http://ambrand.com/2006/12/14/a-credit-card-for-the-under-18s/

wildwest

Neteller now has a mastercard to repleace their old card you need to have 15 euro balance in your account before you can place a order.I sent for one last week will see how long it takes to arrive I read on another forum that funding the card from your Neteller account is pretty slow and takes around 4 days will see.

jackbauer

just signed up a neteller account too. see how it goes. pity that mbna is visa electron.

cormie

Wirecard support in Second Life? lol... wonder do they give quicker responses than their emailing friends.

Link:
https://www.wirecard.com/wirecard/SecondLifeWirecard.html

I don't have 2nd life and couldn't be bothered setting it up just incase I need to bug them again so haven't tested it myself.

[Deleted User]

I posted about Second Life long ago in the thread if you were bothering to read the replies. In true Wirecard form it was very good at the start, there was always someone there and they would talk to you immediately. Lately though there would be no response from the rep, they would not be at the pc. And yesterday there was no one there at all.

Sums Wirecard up for me.

Protocol7

I installed it last week, signed up, walked around like a twat for half an hour or so trying to get out of the tutorial zone and over to the Wirecard bank and it was a total waste of time. The rep was there but couldn't tell me anything. All they could do was say they'd forward my query onto the accounting department and they'd email me back the next day. Guess what? No email.

Is there any kind of european version of the small claims court? I'll get in touch with the German regulator in the mean time but I've given up emailing Wirecard or even trying to get an answer from them.

jackbauer

yeh same here. was great at the start then died a death.

[Deleted User]

Since I'm having such problems with the local accounts I'm thinking of doing an IBAN. Are you guys calling into a branch and doing an IBAN payment or doing it from online banking? How long does it take for funds to show up? Do you get any evidence that you made a payment just in case they "lose" your payment?

I'm not doing anything wrong with the local accounts but the latest one has gone missing. They'll probably find it (touch wood) but in the interim the price of the thing I wanted to buy has increased and I just gave up and bought a 3V....really really annoying, especially when you're waiting and checking the web site for money to show that never does.

By the way are there any other wirecard users using the local accounts and having problems?

thebman

Deleted User wrote: »

Since I'm having such problems with the local accounts I'm thinking of doing an IBAN. Are you guys calling into a branch and doing an IBAN payment or doing it from online banking? How long does it take for funds to show up? Do you get any evidence that you made a payment just in case they "lose" your payment?

I'm not doing anything wrong with the local accounts but the latest one has gone missing. They'll probably find it (touch wood) but in the interim the price of the thing I wanted to buy has increased and I just gave up and bought a 3V....really really annoying, especially when you're waiting and checking the web site for money to show that never does.

By the way are there any other wirecard users using the local accounts and having problems?

Hi VanZan, I last used a local account about a month ago and am waiting for them to return my money. I have an email verifying that they have recieved the money and an email saying they'll return it but its been 7 working days and nothing so I'm going to email them again tomorrow.

[Deleted User]

did you go through the verification process? I did, for all the good it did!

thebman

No I refused to and said I wanted my money back.

remus808

brim4brim wrote: »

No I refused to and said I wanted my money back.

I'm in the exact same position as you, except it's been 2-3 weeks since they said they'd return it!

thebman

I just sent them an email asking them why they hadn't returned it after several working days. I told them I expect to have it back within the next 5 working days so we'll see how things go.

Protocol7

I'm still waiting too. I emailed them twice asking for confirmation of when they sent the money back and if they used the right account number. They never replied so I emailed a complaint to BaFin detailing the whole sorry saga and the next day I got an email from the accounts department saying they were looking into it and to be patient. It's been over six weeks since I sent the money, I dunno how much more patience they need. But at least it was a response.

The local account is borked. It will never work properly with an unverified account so it's IBAN or bust from here on.

[Deleted User]

Protocol7 wrote: »

The local account is borked. It will never work properly with an unverified account so it's IBAN or bust from here on.

Man, I verified and its still not working. On the 1st November I lodged a small amount thinking since I had verified, it would be a breeze but still no sign of it. I went to my bank today and they checked and said it went through perfectly fine with all details correct.

I lost my rag and regrettably sent in an angry email last week so they ignored me for a while....I'm glad to hear you reported them to someone and they got their asses kicked...they deserve it.

subway

meh,
lodged 150 into the local acount yesterday and its there today.

[Deleted User]

you're joking...

[Deleted User]

hallelujah the money is there!! €14 poxy euro...all it took was eleven emails, three phone calls, thirteen days and one photo of a deposit slip.

Kid Nothing

Deleted User wrote: »

hallelujah the money is there!! €14 poxy euro...all it took was eleven emails, three phone calls, thirteen days and one photo of a deposit slip.

Congratulations!!!! so you'll be sending your money for Christmas shopping around now!

EyesOnly

amull87 wrote: »

Congratulations!!!! so you'll be sending your money for Christmas shopping around now!

saying that i sent 500yoyos on Sunday using 365 IBAN and still no sign

, hope i get it before xmas