I done it all through the phone app, never spoke to anyone.
Done and dusted. Called AIB again and they insisted that it can't be done. I suspect those of you who succeeded applied online and the system just failed to recognise the situation. I can't apply online due to working in NI.
An Post now approved and funds should arrive today so not to worry.
It was absolutely mint, battery still giving the same range as the day I bought it. I seen it for sale on DD a couple of weeks ago for 9k but I don't think it sold, laurel grey on 20"s, genuinely straight car, never gave any trouble. Just needed more room and range with the kids getting bigger.
VW offering 7.9%. And you can't repay early without penalties.
Looks like An Post probably win this one. Just double checking with AIB first.
I might give them a call again today. Seems like someone just had a "computer says no" moment.
I got a green loan to do that last year. From the AIB.
I just uploaded a picture of the VW bank settlement amount letter and they accepted it.
Just curious, what kind of condition was the I3 in when you retired it? Was it still driveable?
Same here - it would cost you another 20k to buy a new id3 with less spec and smaller battery - no chance. We will be keeping ours for the long haul. Retired out the i3 there with over 200,000km and got a Boi green loan at 6%~ just needed proof I was buying another ev
Only one issue with the charge door last week - vw had me moving in ten mins, opened the door, ordered the new parts and off I went - great car over the years bar this minor issue.
The sign over their door must be massive!
The rates I gave are from the Cairde Credit Union, Dungarvan. standard rate is 9.9%
Just off the phone to the local CU. They don't do a green loan and their best price is 7.9%.
Covered Loans in the CU are 6% Green Loans are at 6.5%
Decided to keep mine too. My wife wants it so looking at trading in her car for another EV.
Just looking at their website and their rates aren't great.
Do you know if they paid a dividend or loan interest rebate last year? I can't see their annual accounts on their website.
I only ask because they mention a 17.5% loan interest rebate from a previous year so if they did similar again this year obviously that will significantly reduce your interest rate.
I'm with Newtowncunningham/Lifford/Raphoe CU. Might call them tomorrow too and clarify if they can do better than the website says.
Both Donegal Town CU and Derry CU have car loans at 6.7%.
I'd ring your dealer in the morning though and ask for a quote to finance the GMFV on your car at the PCP term end.
Haven't checked, but I'll call them Monday.
Almost 9%, ridiculous.
Looks like An Post might be the solution.
GMFV on the car is €18.8k. AIB green loan was 6.4% for €19k. 8.9% for regular personal loan.
An Post is 8.7% for the same amount on a regular (not green) loan. But increase the figure to €20k and the rate drops to 6.8%. And there's no limits on early payback so I can just borrow the €20k, get the lower rate, then just repay the €1k early.
Still may be tricky though. Living in Donegal but working (and primarily banking) in Derry has its drawbacks.
What rate do VW offer?
Could some creative accounting be done if you're planning some other work? For example the loan could be for insulation upgrades or something?
I have more of a clunk sound than a "click" in my ID.4. I hear it with the windows closed just as i take off and again stop in traffic. Definitely wasn't there before.
In terms of power I believe the eco drive mode is 150hp. I set my Born individual drive mode to eco power to dampen the response of the accelerator when driving with the missus and the baby. 0-60 is still something reasonable like 9 seconds but beyond performance, the way EVs drive make them feel light and nimble from a stop or when driving in traffic or urban areas.
What rate does your local credit union offer?
Once you have a decent range EV in your driveway, it’ll quickly become the main car in my experience. If you can charge at home on night rate electricity, a full battery every morning for way less than the cost of diesel becomes too tempting.
Has anyone availed of a "green loan" when buying out their car at the end of a 3 year PCP?
AIB have the best rate but they're saying that it doesn't qualify as a purchase because I already own it (under finance).
Any of you experience a click noise from the rear wheel area just as the car comes to a stop and also when you pull away?
I can only hear it if I've a window down but quite noticeable and wasnt there from the start.
I see a few people mention it on forums too. Anyone else notice it on theirs?
I prefer the tour to the model y.
Just gone over the 100k on mine and a little over 3 years, flying it
Final PCP payment this month, going to just finance the final payment and keep it. Cracking car, wife says it's the best we've ever had, served me well. Just over 70k km on the clock.
buy my old car. It’s in Holden motor company. Very high spec and everything up to date. ( might need tyres soon! ) ID.3 Tour212 It’s very clean as well. No scratches.
