Large queues at Bank of Ireland ATMs this evening.
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0ph0rce0
getting access to the money is not the problem though....
the problem and the stupidity is when people acted and actually took the money they were incorrectly given access to..
It's akin to anyone who works at any cash till in any shop up and down the country... every time the cash drawer opens, they have access to the money... if they take it, then they are stupid, but if they don't take it, there is no problem.
The people who were stupid enough to queue up last night are not the type of people who worry about their credit rating.
Oh probably not, I was just dispelling the commonly believed myth that DDs for utilities or phone bills etc affect you credit report.
They do in other countries, but not in Ireland.
Just on the whole thing of Welfare recipients now being out of pocket for weeks while their negative balance is cleared - unless things have changed, don't you still need to sign on/collect weekly from post offices?
I know that changed temporarily during Covid but is bank transfer now the norm? If not then anyone who did this last night will also just ignore any threatening letters they get from a bank they probably barely use anyway.
It’s a good point you make and the answer is probably not. I’d say we’ll eventually find out the average amount that was taken - transferring money out of your account when nothing is there is quite a specific transaction and may come with some restrictions- otherwise people could have transferred 10,000s if the other account was approved in advance - I don’t think that is the case though and I reckon the most anyone got to transfer is either 500 or 1000
People will just plead ignorance and say they had no idea of a glitch and just had to get out a few bob that night, the rest is all coincidence.
Thankfully that level of stupidity will be laughed out of court, then they'll still have to pay it back.
It’s the same. They’re using the ATM or transferring to revolut more money than they know they have access to. Same as taking a car they know isn’t theirs.
It’s not like they went to take out €20 but the ATM spit out a grand.
Theres no way anyone will believe that they just happened to need to use the ATM and just happened to request way more than they usually do and it just happened to work.
And even if all of that was true, they’re still liable for the amount. A banking issue doesn’t mean people are protected from their own actions.
And so be it- they will have a debt over them until they pay it off - the degree that impacts them Is likely to influence their level of engagement in the short term. HOWEVER, in the medium term, if they do not engage it may well be referred to the Gardai as a criminal matter- there are any amount of cases in Ireland where mistaken payments were made to people and the money spent-,a conviction and jail time followed- it won’t happen immediately but for those who won’t engage with the banks it’s an option
So hundreds of Gardai are quick to come and protect Bank Of Ireland but yet are no where to be seen the rest of time when tourists are getting attacked and ordinary people being robbed. Shows the priorities in this rotten country.
Anyone with a small deposit that withdrew 1000 + should be laughed out of court
A certain percentage will get away with this but I really hope they get the majority back and I have zero sympathy for anyone who is penalised for this
Ignorance is not a defense in law.
Plus, who the hell withdraws 1000 euro late at night?
Any judge would see straight through their BS.
Or try and keep control of the stupid people who might kick off when they couldn't "access their money" ?
The difference is they were notified of what happened with the bank. I'm sure if they were notified before crimes took place they would do their best to be there on time
In fairness the Gardai were probably there to prevent public order offences, not to mention lots of people having 1k in cash on their persons are likely to become a target for crime.
It's not that you're wrong.. but you have a very high opinion of our legal and justice system if you believe that!
Unfortunately the reality is that the system allows people with dozens or hundreds of convictions to roam the streets, allows feral teens to attack tourists and innocents on the city streets without fear of reprisal, and open drug dealing day and night.
The only ones who are punished by our system are those who are generally law-abiding but get done for things like speeding, not paying a TV license in protest of RTE's internal mismanagement or because they never watch it etc. - ie: productive ordinary people who face up to their actions and engage.
Don't be fooled by the current high-profile Garda operation in Dublin either. As soon as the media moves onto other things, so too will "Business as usual" be restored.
i reckon the bank just wants it’s money back and will work within reason with people to do this- job done. For those that don’t engage a criminal prosecution is a real possibility - only the truly hardened yobos or complete Daws will let it go that far
It was all over social media that people were indenting to go to ATM's to commit a crime. When someone flags their intent to commit a crime, expect the guards to turn up at the location where that say they intend to commit said crime. The guards were in fact protecting the people trying to fraudulently withdraw money from their own stupidity
If those who committed the assault in temple bar had flagged their intent to commit the crime on social media in advance, I would have expected the guards to turn up also.
I can’t disagree with anything you’re saying there TBH- all I can point out is what could happen - that will scare most who took the money but you’re right, the yobbos who attack tourists won’t give a sho1te- but jail time has come to people for this very crime in the past so that may persuade the thickos vs the hardened criminals
Regardless of when/if the bank ever gets their money back etc... one things for sure, and thats a lot of drug debt will have been paid off last night, and in turn a load more drugs would have been handed out on tick again....
Canada Goose should be anticipating this and flooding the Irish market with stock...
Unpaid debts will go to court, it may well not be BOI who takes them to court but it will be somebody.
Unpaid debts are mostly sold off to debt specialists. They chase unpaid debts and will go to court.
Debt is big business and very profitable for these outfits. Unpaid Debt incurs interest charges too.
There are literally people in jail right now for failure to pay a TV license worth a couple of hundred euro.
Because it’s happened before- someone on this thread posted two Irish cases in previous pages of this thread - it’s also very much an open and shut case- the proof is there - it doesn’t require a confession really - the zeros and ones don’t lie 😀
Amazed there are adults in this country who think banks will just accept people robbing from them with no consequences.
Account being in negative and closed with an outstanding balance (if that happens) would impact on credit rating and make it very difficult in the future to get credit.
The big benefit will be to Revolut.
Exaggerate much?
You know that Gardai can't be everywhere and predict every crime. They do not now when and where tourists are going to be attacked.
This ATM fraud is a very different matter.Also blame the people doing the attacking of tourists not the gardai.
The country is not rotten, far from it and I hate that narrative that is constantly spouted online.
Hear hear! And I see posters referring to those who availed of the glitch as " tracksuit scrotes'. Well I'd have a lot more time for them than the fukkers in suits who wrecked the economy and continue ripping off the public to this day. As for the financial experts and "celebrity " consumer affairs experts on radio all day, don't get me started about those chancers!
Someone else said earlier, how do you get money into Revolut outside of debits from Social Welfare and wages?
Also if you have an outstanding debt that has been processed by the courts, they can award a garnishee order that takes money directly from your wages or social welfare.
https://www.citizensinformation.ie/en/money-and-tax/personal-finance/debt/enforcement-of-debt-judgments/#:~:text=If%20you%20owe%20money%20to%20a%20creditor%20and%20another%20person,be%20offset%20against%20the%20judgment.
So it's ok for those last night to rob but the "fuckers in suits , financial experts and celebrity consumer affairs experts " are worse ?
Think what you like about these people but there is no justification for those who jumped on the bandwagon last night
I wonder how long it will take Paul Murphy, the Shinners and the other usual suspects to come out seeking a bonus social welfare payment for those poor unfortunates who by mistake took cash out of their accounts that wasn’t theirs and now find themselves in trouble.
I’d imagine that Dublin was a lot safer for tourists last night, what with the scumbags who have no care about the consequences of their actions lined up in their hundreds to steal easy money rather than attacking people on the streets.
It's only casual jobseekers that collect from the post office in the main. Anyone else has the option of having it paid to their bank account if they want.
You do realise that despite media attention, that number of tourists who get attacked in Dublin is very small. The recent events are bad but it does not mean that Dublin is unsafe.
Thousands upon thousands of tourists have visited Dublin this year, had a good time and left without incident.
Had many change of bank requests this morning? 😂
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