Large queues at Bank of Ireland ATMs this evening.
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0ph0rce0
I spent a period of time travelling many years ago. I had a huge credit card bill and was looking for work in a foreign country at the time. I needed to open a bank account but couldn't as I had a missed credit card payment - which was showing up on the banks credit check. Credit history follows you around. It might not matter to many in the queues, but to some it will.
I bet the Department of Social Protection won't be letting anybody change their destination bank account in the coming weeks lest the "free munny" brigade think they can pull a fast one.
Looking at the queue on social media, everybody who I expected would be in the queue was in it. I suppose personal responsibility is for people a generation ago.
Somebody in bank of Ireland will have a sore head trying to get a handle on what happened last night,
Seen the below doing the below rounds
Heard there was people in local garage using bank of ireland cards that haven't been used in 2 or 3 years to buy fuel and cigarettes and struggling to remember there pin number as hadnt used the card in so long,
But they have the money already
Thanks - sounds like a great customer experience.
Other instances of wrongful payments into people's accounts.
A teenager who was overpaid his wages after his employer made a 'decimal point error' - meaning he got €19,639 instead of €196.36 - has been jailed for FOUR YEARS after going on a spending spree.
Irishman Karl Smith had “an incredible temptation presented to him” - just two days after his 19th birthday - when the money was mistakenly paid into his bank account.
Woman used €51,000 accidental deposit for spending spree
At Wednesday's hearing, McDonnell, of Rathvilly Park, Finglas, Co Dublin, pleaded guilty to 13 counts of theft of cash from Bank of Ireland on dates between March 7th and 16th, 2013.
https://www.irishtimes.com/news/crime-and-law/courts/circuit-court/woman-used-51-000-accidental-deposit-for-spending-spree-1.2951276
I completely get that, my post was highlighting the typical excuse some people will use to excuse said theft.
That will be technically challenging to implement - what the bank would effectively have to do is refund the accounts the money taken and then isolate the “stolen” funds as a loan of some kind - I don’t see that happening TBH- at some stage these adults acting like children need to be treated as adults - if they spent 1000 euro in less than 24 hours then sorry I’ve no pity on you - I believe Dunnes stores do nice tinned beans and there’s any amount of recipes online since the Covid days on how to make your own bread
The 3 in the orange jackets are easy found if they wear them again 😂
https://x.com/j1rooney/status/1691597253281034353?s=46&t=IY-y8V-cxTAz1djkZYvB6A
Can you not embed from X formerly known as Twitter anymore?
It's not a glitch it's theft/fraud.
If it wasn't yours to begin with, it's not yours to spend.
If you walked into a bank and witnessed 1000 euro laying on the floor, do you think it's yours to spend?
Just because its there does not give you the right to spend it.
Rubbish. For example if you had 100 euro in your account and the ATM allowed a withdrawal of 1000 euro. Your account will remain 900 euro dr until enough credit payments restore a positive balance. Bu## about authorised and such.
I guarantee that any of these numpties will find it very hard to open another bank account over the coming weeks especially if they are in receipt of welfare payments.
BTW I worked in a lending role for 20 years in a bank.
Totally. But unfortunately if they need to keep their bank account they will now have interest and charges to pay which are not small to someone on low income- I’d imagine these might be waived if there was say a grace period of returning all of the money taken- but if you’re thick enough to spend that money last night on whatever rocks your boat, and many will have, then that grace period won’t mean anything as they won’t have the money to pay back
But they didnt steal it, the just took advantage of a glitch.......
If they thought that the bank was giving free money out they were sadly mistaking, even with a glitch the transaction will be recorded somewhere and will always be clawed back. BOI should have just turned all ATMS to out of service when it was first noticed.
It certainly appeared to be the cream of Irish Society queueing up at BOI ATMs last night.....
Scum....
A lot of naive people think banks won't get back their money.
Taking what's not yours is theft, plain and simple.
If they can throw people into jail for not paying a TV licence what do you think they will do to people who stole 1000 euro from Bank of Ireland and refuse to pay it back?
As for those who intend to continue operating their bank account, it's just going to be debited from your social welfare or wages when paid in.
Don’t get me wrong, I agree with all of that.
But being realistic, people queueing at ATMs for thousands yesterday won’t be making sure they keep some of it to get by over the next few weeks.
And because of the amount of people who have done it looks to be sizeable enough I think there’s a chance the government don’t want the headache of queues at dole offices when people complain that they can’t get the money they need.
The debt certainly won’t be forgiven, they will have to pay it back, but I think there’s a chance the government asks BOI to allow withdrawals while they try to sort out what happened.
That’s what I was getting as well.
There wasn't a pre-login message on the app. The only message I observed was that there was no mobile or Wi-Fi connectivity.
Good morning to all the poor wretches who went out last night and spent like it was 2005 all over again.
Welcome to the wonderful world of unauthorised overdrafts. Your bank WILL be in touch to tell you how much you owe them and how much the juice is (hint, its painful). They won't break your legs if you can't pay it all back immediately, but they will keep adding to it with fees and charges and more juice.
For the bank, there will be PR to be released. Contrite apologies, carefully concocted by spin doctors will be forthcoming. There will be an internal investigation announced. to get to the bottom of things. There may even be an investigation by the Central Bank, the golfing will be legendary. The DPC, not wanting to be left out of things, will pick up a chicken roll from below their office and ask questions about data and privacy.
The politicians will take this opportunity to puff their chests and bluster about the unfairness of it all, even though they are actively encouraging BOI to cut costs to fund more dividends to their shareholders and helping them to make massive profits off mortgages. They will call the bankers to the PAC, the bankers will tell them to mind their own business and they will go "Grand so".
The bank will say everything that can be done has been done. lessons were learned, new systems were put in place, but will it happen again? We can't say.
Bonuses all round!
It’s amazing how the lazy dolers and layabouts can manage to rouse themselves to get to an ATM a when they think there is free money available.
It’s like getting paid 2 weeks of money over the Christmas period because dept of social welfare will be closed. They’d have to make the money stretch until the New Year.
"It Was Supposed to Be So Easy"
That was such a beaut album.
Edit: Fuuùck its 19 years old. That cant be right.
But the thing is, they DO have money- they have whatever unauthorised amount they took from the ATM machine. So to say they have no money is completely inaccurate - now if these gombeens decide to spend that money now, then yes, they will have nothing for the next number of weeks assuming there’s no change to their payment of dole or benefits money
Hilarious.
It was a joke
Is it only jobseekers that cannot be paid into a bank now?
Lone parents, carers, disability all through bank (or post office if you requested it)
It's funnier to say Tallaght.
Tbf they were using their own accounts to do it.
So naturally they assumed the bank wouldn't be able to follow who took the money from their own account.
I don't think we are dealing with scientists here.
Why do people keep talking about social welfare payments being paid directly into bank accounts? I thought that only happened during covid and the majority of social welfare payments were mainly paid over the counter at post offices now?
The Streets foresaw all this years ago.
