Large queues at Bank of Ireland ATMs this evening.
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Most financial institutions have quite archaic systems.
Indeed. I've read elsewhere someone say they are having issues with internal systems aswell. Which would make sense in this context, who knows what's happening.
If anything it's a reason to keep cash, this was an IT glitch could have easily been something that took a grand out of accounts and left card holders stuck.
Jesus wept! Maybe that's because withdrawing funds from your own account with the transaction accurately recorded is your contractual right. But taking money by exploiting a technical error that you are well aware means it is not being correctly reflected on your account is in fact theft, a crime.
The journal has updated to ATMs have been closed down now.
How is it a crime? You account will be overdrawn when the dust settles and you just owe the money.
Will Bank of Ireland open tomorrow?
At midnight they should be able to withdraw the same again 😁
Won't all these people with BOI accounts have to pay it back?
holding cash however small will always be king
The sort of people withdrawing money they don’t have this evening wouldn’t be the sharpest of pencils- they are obviously going to rely on “I didn’t know I didn’t have the money in my account” and then get on to Joe Duffy and complain that the big meany bank is hounding them to pay back the money owed.
Their credit rating is likely already feiced anyway so they don’t care- DID and Power City likely staying open late tonight 😀
Computer says yes.
I had people ringing me about how they got $1000
I did point out ATMs have cameras and the transaction will be traced if it's their card and pin
How much of an idiot do you have to be to use your card for this
Bank of Ireland’s tech ops are incompetent to say the least, and I heard their IT recruitment is a patchy disaster area. However I find the staff I speak to when reporting an issue about questionable transactions are very good.
Good question. All they will get is mental queues. I use the bank occasionally to get small coin. There's never anybody there except the odd dinosaur insisting on using the counter for stuff that's much easier online.
If this isn't sorted by 9am an awful lot of people will be in to do transactions manually as they can't do it online.
Worst bank in Ireland.
With the amount of people involved nobody will be getting in trouble but all have to pay it back....although a lot of it wont be returned and debt likely be sold to debt collectors at 20% face value in a year
The above is a screenshot of the app opened atm 🤣
The absolute scenes when these people realise BOI will just put their account in the negative and not take a 15 euro a week payment plan....
I never carry cash and I won't be a grand overdrawn plus charges tomorrow.
Why have they shut down online access? ATMs maybe if there is a fault, but cant even view if pay has gone into account
Panic mode presumably
Getting caught doesnt stop it being a crime. The fuckwits queuing up thought they were getting away with one. Why bother otherwise? Granted there'll have been punters among them who were just heading to get some cash anyway.
They might have to accept payment plans like that.
Got a weekly standing order for my rent and a payment inwards due at 12:01am the app is a blank white page currently l really hope this is sorted over night wonder what caused this to happen.
I remember a similar situation around 2010 where there was a glitch on the atms and people withdrew nonexisting funds this will be chaos for a few days for BOI account holders.
Online had its own issues throughout the day today
You're account will just go into the minus, if your paid JSA/benefits into your account you won't see a penny for the next month, the bank would only enter discussions for a payment plan if they closed your account.
Are you sure about that?
If you’re receiving funds you’re not entitled to, it’s theft.
They won’t be charged with anything but the accounts will be overdrawn.
Some will try and change their transfers over to their revolut or a different account, or claim their account was hacked(which is iffy if they catch you withdrawing on CCTV).
Some will legitimately think they’ve got one over on the bank and will be furious when they realise they still have to pay it.
For most it will probably end up being more hassle than they were expecting at the very least.
Because people were using online access and the app to transfer €1,000 they didn’t have into their Revolut accounts. It’s not just an issue at the ATMs.
Because it amounts to theft or fraud when a person obtains money by unauthorised means.
https://www.irishstatutebook.ie/eli/2001/act/50/enacted/en/html