222 Reg Dacia Sandero.
Last year fully comp: 367. This year: 537. A 46% increase. Absolutely **** them, found a quote from Liberty that will bring me back down to 360. Bye bye zurich.
And that's the way the free market should (does) work
Except when you got a old car that nobody else will quote you so you're stuck where you are.
If you have owned and insured an older car for a number of years, you will find alternative quotes. It's when someone has just purchased an older car, insurers have concerns.
Had it 17 years, I must be the exception to the rule.
SO been with 123.ie, offered renewAL AT 376 for a 02 wagon r, went on the website to get quote , and it came to 309, with 2000 as car value as opposed to 1000 for previous iteration. even though i gave same email and details , their system didnt recognise me as same customer, and is asking for all paperwork again. anyway, im glad i bothered to check.
I was thinking of trying for new quote with 123 (am currently with them) but do you think they'll say something when they see paperwork? Thanks.
I did that with Zurich, nothing untoward happened.
No that is a common thing to do as they usually give cheaper rates to new customers and hope you just go ahead with the renewal.
What sort of company just lets good clean business walk out of the door because their Alogorithm says it is suddenely worth a 20% increase.? It makes no sense. I ended up with a big decrease whereas the expiring carrier could have kept my clean busienss with a very small increase. Mostly these days we deal with Agents who go round all the carriers and "get the best quote available" which is clearly untrue as we can do a far better job. I complained to First Ireland about a ridiculous increase and they didn't respond. I had to ask twice for my NCB declaration.
1.6 Golf
Clean record.
Opted for full bonus protection.
July 2021 was €310 with Aviva
July 2022 was €310 with Aviva
July 2023 was €350 with Aviva
Got renewal off Zurich today - €678 compared to €668 last year.
Called them up and they dropped it to €560. Guess it pays to give them a ring sometimes!
I did the same a few years back. Like yourself had car valued at €1K. I tried a few different values and got the best quote with a value of €5k.
Male, 41, Full NCB (even if some try say a windscreen is a “claim”) and driving over 15 years
Last August Campion Insurance E571, 2012 1.2 TSI Golf
This January changed to a 181, 1.8 Auris and it went up to E858 and I had war with them and told oh its more expensive and bigger engine (ignore in 40s, low milage, clean no claims)
Below is a list of the usual places, issues in one form or another with 25plus, Arachas, Quote Devil and Zurich
I had my phone on silent and got about 5 calls/voicemail of hold music and I wish I put in a fake number like I did for Chill as they are the worse (I just lash in the details, then see if my insurance will match if not ring to go over a quote and see if the same as I got)
Zurich. Last year 358, this year 466
I've got several cheaper quotes elsewhere, guess I'll have to give Zurich a call.
Do, I'd advise doing up a new quote first using the promo code 'Protect' and then mention the quote when you ring.
Rang back Kennco too see if the quote was still as low and its jumped from 484 or so too 650 as he refreshed it because I got the quote in July and its August now
I wouldn't bother, just go with the cheapest one assuming it gives the cover you want.
Your Age: 57
Car type and engine: 2008 Mercedes C180K
years driving: 38
any claims: none
no penalty points
Price and provider: Allianz, It was €381 last year, €383 Renewal, fully comp with bonus protection etc.. Rang around, couldn't get a better quote, rang Allianz to see if I could get any discount (has always worked before), but they wouldn't budge.
Renewal came in at €343 so a fiver less than last year.
No need to shop around yet again.
I've just got my renewel from an post. €160 more than last year, no changes in between. Was my first year with them
Have got a few quotes. In typical fashion quotes ranging from €600-2400.
No I didn't get any other quotes as I'm happy to pay that.
This will be my 5th year with them.
Used to change insurer every year with donkeys years before that.
Do online quotes usually be more expensive than ringing up? Mine is gone up over a 100 euros from last year but any online quote is even more expensive
Age 43 (m),
2009 Toyota Avensis,
Full NCB.
Aviva for the last 3 years fully comp with full no claims protection:
August 2001: €312
August 2022: €337
August 2023: €310
Nothing wrong with that, great aul car too.
Girlfriend's renewal:
30, 1 Year NCB, full licence since Feb, me as named driver on a 2017 1.0 110hp petrol Golf:
Previous year with 3 years named driving on a learner permit with Liberty was €580
Renewal: €630
New quote: €517
I renewed for my wife (39) with me as named Driver with SuperValu on our 2017 Leaf, €395.22 fully comp. I did try Chill but the cheapest there was €570. I could have done a bit more research but wasn't bothered.
Apologies, duplicate comment on the ‘09 avensis quote
Just wonder was the 09 avensis the last of the old model or the first of the newer one?
Age 32 (m),
2017 Kia Sportage 1.7 diesel
Full NCB. (11 years)
Aviva for the last 5 years Fully comp with breakdown assist etc
September 2001: €448 Hyundai IX35 2014
September : €415
September 2023: €3,325 NOT JOKING
So Last night I got this email basically saying based on their records etc that my renewal is almost 10 times the amount I paid for my policy last year.
In that year I have had no accidents or penalty point claims. Been trying to get through to them all morning. Seriously hoping its a mistake on their end. Got a quote from Revolut (AIG) and one from Liberty too in the last hour bot around the 380 mark.
