I was always under the belief that if you work hard and put in the time you will get your due deserved rewards but, for me this is completely wrong. Or it appears to me to be. Some context, i am recently graduated with a degree in Computer science and i have a reasonably good job and the salary is competitive. Its a luxury to have this i know but understand this was by no means gifted to me i have worked my entire life to get to a position like i am in now but i can't help thinking it was all a race to get nowhere.
Sure we have at this time many contributing factors to the cost of living and never seen in our lifetime events happening but this is contributing to a problem that has been in existence for far longer that our short sighted human mind is capable of comprehending.
Okay, get to the point will you. Sure, my point is that our system in Ireland has failed to serve the people whom keep the lights on (working class) and is more serving the rich and lazy. Social supports in this country are killing what chance a working class professional has at my age to save, own a home etc. But i find it funny its rich philanthropy, basically rich people pretending to help the poor at the expense of the working class. Now its worth noting that the current cost of living crisis is outside the scope of what i am talking about here there is a definite need for the government to step in and relive the pressure for people as these are exceptional circumstances. However i think this will increase the dependence of the people on the government and to me we should be working in the opposite direction. We should be striving for a nation that is self reliant and each individual is their own sovereign nation. I am not talking abolishing the government either as i know there is a vital role to be played for a vast amount of services that only a centralized governing body could maintain and oversee.
Let me tackle some points here and feel free to give your opinion, remember this is not me blabbering my opinion and willing to fight any opposition. Quite the contrary, it is merely me trying to understand where exactly our country would be if we continue our course.
Social Welfare:
Everybody knows that from time to time people come in to difficulties for a number of reasons. You would be naive to think that there are people out there whom don't take advantage of a loosely coupled system. Some points to name a few:
- Paid welfare is reflective of the tax you have paid in your lifetime or related to your earning potential. 1 year at full rate and from then on a stamp system.
- Bar stated above we should adopt a stamp based system, food stamps, fuel stamps etc no cash should be given.
- You should have to maintain your accounts like you are running a company expenditure and submit this on a monthly basis.
The advantages of this would be to limit the abuse of a social welfare system. Give people what they require to live not a lump of cash as they see fit. The regular maintenance of accounts would keep people at work in some regards.
Government & Tax:
- Government should not have any obligation to house people in their own personal house, Ohh i hear you "WHAT DO YOU EXPECT IN THIS MARKET PEOPLE WOULD BE ON THE STREET" .... "HOUSE PRICES ARE TO HIGH FOR AN INDIVIDUAL TO POSSIBILITY ACQUIRE A HOUSE". Lets not lie about what we see today, we have a housing market in the absolute bin as well as a rental crisis. A lot of this is attributed to the mass immigration we see today but these were problems before only exasperated by recent conditions. The goal of this point is that we should have a structure where by average people can afford houses. Not what we see today where the rich can own as many as they please and the low income get packages to assist them (while an awful system) in purchasing. What about the working class people however? the people whom have worked their life to ensure that they could keep the head above water but now due to the influx of government packages are subjected to higher house prices and a barrier of entry that is unrealistic. Unable to qualify for any packages but footing the bill for the rest.
- Income tax should be 20% at most up to €100,000 and 50% if over. Basically what i have seen in my limited experience is you get penalized for trying to climb the ladder. Tax is a necessity but not at the level we see it today. 40% income tax over 40k ensures you will never have a comfortable standard of living. It only serves to ensure people can not become self sufficient and are always tethering on the bread line.
- Planning regulations can only stop you from building in a dangerous locations not telling you where you can build as we see today planning is moving more to a hub based approach as this makes it easier for the government to couple services around them. These services are basically non existing outside your city slicker locations.
- Move to a more decentralized system, we are running politics as if we still lived in the dark ages where "I stand for the people" but the people should be responsible for themselves. I don't think it benefits. We live in an age that has the ability to stand for itself yet we hide behind people whom lets face it only half if even stand for us.
- Public expenditure should all be listed on a live site with a breakdown of all the tax paid and the expenditure clearly outlined, have you tried to see where the public money goes? let me tell you it is buried in documents that even a team of annalists could not make sense off.
- Dependence on the government should lower and personal sovereignty should be strengthened.
Just to name a few.
In my experience its like this. They tell you to go to college and get a good job. Where you have to pay rent the entire time and miss out on earning for almost 4 years. Then you get a good job "hooray" but by this time you have debt from attending college. So you get a good job to then get more money now you are hit with the tax rate of 40% over 40k. On top of that if you want skilled work you probably must live in a city where the rent is taking a considerable portion of your income. So between the cost of time and then the cost endured after as a summation of all the factors i cant help but wonder. What was the point? were we all better to just work as soon as we left school and not be lining up to get leveled by the current structure. Or just never work and play the waiting game for the government to step in and provide what i was too dam lazy to do myself. It could be said it was mistaking progress for movement.
Nevertheless it is what it is, but i can understand why people emigrate from this country. Funny how Ireland is known for its hospitality for other nations but a tyrant to its own people or maybe it just feels that way from my "privileged" position but let me tell you there is nothing privileged about it. I wrote this to try and understand what other peoples opinion is, please educate me if you must on some things i would be to naive to know or just plain wrong but surly it is not just me whom feels let down by the whole setup.