Getting rid of ATM's too. There's a protest planned. Really bad idea imo, cash won't go away despite the banksters drooling desire for such to happen.
It one's thing working for your money it's another thing to give away control of it and/or possibly your future liberty.
You are on holiday, your wallet gets half inched with your card… now you have a few hundred in the hotel safe ,it’s a pain in the arse but cash,, you are ok… you’ll get yourself fed, enjoy a few more amenities etc…
cash is always a great fall back..
Just use your phone or watch instead of the card, sorted.
Where do you withdraw your money from and what can they do in a cashless society that they can't do right now.
From the Credit Union or ATM, it's nice to be able to hold your hard earned cash in your hand. But most importantly of all choice and the ability to maintain my anonymity is maintained by choosing to use hard cash.
Like significantly higher fees for example.
See my reply to other Jim. Fees.
Not true. It doesn't cost me a cent more. You're posting rubbish.
You cannot be charged higher fees for using a different banks ATM within Ireland - by law.
UK, US its almost the norm. But it does not happen here - as it can't.
I know quite a few people of an older demographic and no doubt people too with intellectual disabilities or just not tech savvy who might find that difficult or impossible l
Whatever about cashless banks, The north side of Limerick has NO bank. Both AIB and BOI closed their branches early 2022.
BOI had reduced hours and gone virtually cashless ( 2 Atm's) before and during the pandemic.
Their reason for closing REDUCED FOOTFALL .
In Limerick there is NO Bank between Shannon Airport and O'Connell St Limerick (TSB)
Sure. Study your quarterly statement a bit closer. Every time you use ATM outside bank network you do pay a fee.
Also one withdrawal fee and then cash payment is by far cheaper than going around tapping your card every time you need something.
Do you think that if AIB take out their ATM that other banks will move in? I do not think so, other banks may follow the suit. It will be independent operators who will then charge higher fees.
I know them too .
Unfortunately as far as modern Irish society is concerned these people don’t exist .
Bull. That was a 'may be" article. In practice there is no additional charge. And you're then talking about what might be in future. At present AIB does not charge more for using Nin-AIB ATMs. You're wrong. Just admit it.
I have my account open in front of me. I only use non-AIB ATMs and guess what? No additional fees for doing so.
In which case, may I recommend a vasectomy.
You don't need to be "tech savvy" to go cashless.
I am sure you can imagine up all sorts of scenario's that might happen which would inconvenient to not have cash
In any of the scenario's you might come up with like the holiday one the tech is already available to provide resolution for this, it just costs to implement so at the moment they don't require because cash is still around.
Rural isolation is killing many more people than motorists with a few pints ever did - this is absolute bullshit misinformation. this argument of 'oh rural people are so lonely and isolated sure why cant they drive to the pub for some social interaction' is so ridiculously dangerous and backward it drives me mental. if things really are that bad.......go and have a non-alcoholic drink ffs. otherwise, join the rest of us in the 21st century in realising going for pints and driving is unacceptable
yep pubs in cities are closing the whole time too. maybe its actually to do with the ridiculous prices rather than having to drive to get there?
surely an electronic record of your spending is easy to keep track of expenses rather than cash no? like you can literally look at your statements and break down your spending rather than trying to remember what you spent cash on
if you meant limiting impulse card buys, then yeah maybe you have a point. id nearly be the opposite though, if i had amounts of small change left over when i carried cash, id find myself buying needless stuff just to get rid of it. each to their own there though
You are on holiday, your wallet gets half inched with your card. you call the bank/go online etc and cancel your card(s) asap. unless the thief is very quick you have minimal loses and with certain cards, even if they are quick you will get some or all of the money back. certain banks will even arrange for emergency cash/cards if needed but that may be less common depending on country and back. some will also allow you to add a new card to apple pay/google wallet to allow you to pay with those methods in such a situation even if you havent received the physical card yet. part of the reason most accounts here will have a virtual card is to allow use of such apps even if you dont have the physical card, although debit cards work differently to in ireland so thats part of it too
You are on holiday, your wallet gets half inched with your cash…......well, youre **** out of luck in terms of getting the money back
cash is always a great fall back............card is arguably a better one though. in the case of a holiday, if its somewhere that doesnt use your normal currency id argue cash is even more awkward since you actually have to go out of your way to get it
Cash is King... always was always will be. You will be telling us all to invest in Bitcoin next....😂
Wouldn't touch Bitcoin. How are your postal orders and travellers cheques working out?
Not clever comparison. You seems to not realize that postal orders or travelers cheques were just a tools to move cash around. Cash is going to stay as it did for millennia. Cashless society is a dream which we may wake up from one day. Stuff like few days long power outage will put and end to this debate.
AIB says that each day its systems have 2.9 million digital interactions with customers, compared with 35,000 customer branch visits.
The lender claims there has been a 36% decline in cash withdrawals from ATMs and a 50% fall in cheque usage over the past five years.
And it says it has also seen a fall of almost 50% in branch over-the-counter teller transactions, while mobile and online payments have increased by 85% in that same timeframe.
https://www.rte.ie/news/business/2022/0722/1311731-aib-u-turn-represents-victory-for-customers/
Those numbers don't lie and Covid has sped it all up.
You're rather missing the point here
Independent operators do not - and can not - charge fees. It's not legal here. Charlie Weston scaremongering doesn't get past that rather major issue.
You are telling people to check their statements when it's clear you have not done so yourself.
The vast, vast bulk of ATMs in Ireland are independent and have been for years, as the three banks with substantial networks sold theirs. Nobody with an Irish account is getting charged extra for using them.
Slightly out of context here but might give an example of how things might go. I use Revolut all the time, in Ireland always free, usually in EU its free, but one machine tried to charge me 3€ in Spain. I can only imagine a situation with no other operators around to get cash you'd be fairly snookered into what ever charge they'd like.
This cashless society heavily pushed is starting to fall apart, mainly due to the non supply of constant energy, if you have a physical note your at an advantage over someone with well maybe ifs and buts money in there account but no power literally to reach it.
Not slightly but massively out of context. He insisted there were currently extra charges for using non-AIB ATMs in Ireland. A completely different ball game .
Shame the public cant push back against housing crisis inaction, but then again a lot of us have a dog in that fight and would rather people living on the street than their properties losing value.
It's not people want to see anyone homeless, they just want to see them living in another part of the country so it has zero affect on them
The public spend a lot of time complaining about no houses etc and then as soon as someone tries to build a house in their area they reject it ASAP. Then a few days later will be complaining because little Jonnie can't buy a house within 100 miles of them.
Revolut are only free up to 200e a month. Anything over that is charged.
I remember when they first came out 6/7 years ago everything was free, foreign exchange and all!
I used revolut non stop for the last few weeks in UK, every so often I had to log into the account to reset the amount of taps but I got charged nothing
Yes ATM withdrawal you get charged once you go over 200 euro
But if you plan to use that function then the monthly fee will be cheaper.
Most banks are already charging people for using a card and the fees of taking cahs out are going to increase very soon if not already. Once KBC and Ulster Bank leave market watch all those banking fees sky rocket
For the people of Kerry they had nothing to fear, they had the right men to sort the problem
(Please note they arrived in AIB seemingly after the decision was changed)
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