nav[aria-label="Primary Navigation"] { padding: 0; & ul { list-style: none; width: 100%; display: flex; flex-direction: row; justify-content: start; align-items: start; gap: 30px; padding: 0; & li { margin: 0; } & ul li { list-style: none; } } }

Child Item

Waiting for the wages at the ATM at midnight

veryangryman

Used to be with AIB and some "genius" suggested the wage would be through at midnight. Turned out to be 6am so needless to say, no hangover.

Anyway, some others have claimed that it arrives in BOI at midnight but ive never seen proof of the pudding. Been with PTSB who seem to wait until afternoon-ish to do it and now KBC who do it overnight at some time prior to my waking up.

Anyway, the midnight folklore, is it true...for any bank?

Find more posts tagged with

Quick Links

Comments

silliussoddius

A Tyrant Named Miltiades! wrote: »

Maybe it will be good for them.

I wasn't just an awkward 18yo, I was awkward and stupid. Not only did our generation have to get our heads around emotional intelligence, we were constrained by peer pressure — often reluctant to ask, in a group situation, to ask if someone was coping ok or why they seemed out of sorts. These days, all it takes is a private message off camera.

If anyone doubted the resilience of kids these days, look at how well they've coped with the usurpation of all the facets of life they've been reared for — the leaving cert, the debs, college life. They take most of it in their stride and from what I can see of my nieces and nephews, they are doing remarkably well. They still have their friends, and are more in tune with their friends' ups and downs as we were at their age, and better able to respond to problems than we were.

They also have a great social conscience, and most of the kids I've met are very in-tune with what's going on around them.

I wouldn't be worried about the kids.

Yeah, look at the sh1t that grown ups are posting on twatter, COVID conspiracies etc.

hrcbob

Nqp15hhu wrote: »

If you budgeted and lived within your means you wouldn't need to be sitting at an TM.

Jaysus lads I was 17, living away from home with a bunch of lads my own age all mad for the sesh and the chance of pulling on a night out.
£78 didn’t stretch too far once rent food and transportation was paid.
Looking at a fat bank balance wouldn’t have been any where near as much crack as those nights out were.

[Deleted User]

hrcbob wrote: »

Ah that brings back memories. As an apprentice in the late 90s early 00s I regularly waited patiently at an atm on a Thursday night to continue on the session.
It used to be pretty predictable in BOI accounts anyway. Generally had a crisp 20 in my back pocket by a quarter past at the latest and on to the late bar.

That anecdote is simultaneously depressing and uplifting :pac:

[Deleted User]

Turbohymac wrote: »

Hi op..midnight means nothing to bank transactions time..aib usually only hits my account around 6am.. either way it seems fairly irrelevant whether its midnight or 6am because you're simply paid on that working day..and if you're so broke that you cannot wait till 6am then I'd be getting a new job.. what are you going spending your hard earned cash on between midnight and 6am anyway??

The country has tens of thousands of night-shift workers, and many of them are low-paid, so I'd reckon this isn't a very unusual question in their minds.

For the record, Ulster Bank used to process overnight payments into payees' accounts at 1am when I worked for them, but I'm not aware if that has changed.

The J Stands for Jay

Turbohymac wrote: »

Hi op..midnight means nothing to bank transactions time..aib usually only hits my account around 6am.. either way it seems fairly irrelevant whether its midnight or 6am because you're simply paid on that working day..and if you're so broke that you cannot wait till 6am then I'd be getting a new job.. what are you going spending your hard earned cash on between midnight and 6am anyway??

Coke and hookers.

Turbohymac

Hi op..midnight means nothing to bank transactions time..aib usually only hits my account around 6am.. either way it seems fairly irrelevant whether its midnight or 6am because you're simply paid on that working day..and if you're so broke that you cannot wait till 6am then I'd be getting a new job.. what are you going spending your hard earned cash on between midnight and 6am anyway??

The J Stands for Jay

BENDYBINN wrote: »

Don't worry they'll have their fun... Just slightly delayed...

Nightlife venues were already disappearing to become hotels before Corona. Things wont be the same when they finally get the chance.

[Deleted User]

KilOit wrote: »

to be 18/19/20 now is seriously depressing. I know not all young adults want to go out boozing but I'm sure a lot do and they won't experience anything like we had. They would of had their first year in college last year behind a computer without experiencing student care free life, no socials, no experimenting or mixing with the opposite sex or same sex whatever takes their fancy, future incoming socially stunted adults if this pandemic doesn't come to a close soon

Maybe it will be good for them.

I wasn't just an awkward 18yo, I was awkward and stupid. Not only did our generation have to get our heads around emotional intelligence, we were constrained by peer pressure — often reluctant to ask, in a group situation, to ask if someone was coping ok or why they seemed out of sorts. These days, all it takes is a private message off camera.

If anyone doubted the resilience of kids these days, look at how well they've coped with the usurpation of all the facets of life they've been reared for — the leaving cert, the debs, college life. They take most of it in their stride and from what I can see of my nieces and nephews, they are doing remarkably well. They still have their friends, and are more in tune with their friends' ups and downs as we were at their age, and better able to respond to problems than we were.

They also have a great social conscience, and most of the kids I've met are very in-tune with what's going on around them.

I wouldn't be worried about the kids.

BENDYBINN

KilOit wrote: »

to be 18/19/20 now is seriously depressing. I know not all young adults want to go out boozing but I'm sure a lot do and they won't experience anything like we had. They would of had their first year in college last year behind a computer without experiencing student care free life, no socials, no experimenting or mixing with the opposite sex or same sex whatever takes their fancy, future incoming socially stunted adults if this pandemic doesn't come to a close soon

Don't worry they'll have their fun... Just slightly delayed...

KilOit

hynesie08 wrote: »

The heady student days of 2008, hoping to see the girl you had your eye on in the queue for the atm so you could say hello, then desperately praying that your wage was in, then withdrawing 60% of your money to look impressive......

Today's kids will never know.

to be 18/19/20 now is seriously depressing. I know not all young adults want to go out boozing but I'm sure a lot do and they won't experience anything like we had. They would of had their first year in college last year behind a computer without experiencing student care free life, no socials, no experimenting or mixing with the opposite sex or same sex whatever takes their fancy, future incoming socially stunted adults if this pandemic doesn't come to a close soon

hynesie08

The heady student days of 2008, hoping to see the girl you had your eye on in the queue for the atm so you could say hello, then desperately praying that your wage was in, then withdrawing 60% of your money to look impressive......

Today's kids will never know.

Porklife

This brings back memories of being in my local on a Thursday evening playing paper, rock, scissors to see who had to ask the head barman for cans "on tick"
Sometimes the money would go through at midnight and we'd be squealing with happiness buying a crate of beer to drink in my friends converted garage listening to the Stone Roses.

The lenghts we used to go to and schemes we'd come up with to continue on the session were shameless. The barman knew us and to be fair, he'd nearly always give us tick but if he said no we'd scan the pub for anyone we vaguely knew and ask them for money instead! We'd be charming of course and invite them back to the session.
Happy simple times

Sephiroth_dude

ShatterAlan wrote: »

I take it you make your payments to purchase a personality during the day via direct debit.

Don't post in here again.

zom

spurshero wrote: »

Poster was an apprentice so I say they were at a stage of life where having fun was more important then investing in the pension !

It is youth privilege to believe there will be no tomorrow, but after thousands of tomorrows in your life it is harder and harder to believe...

Nqp15hhu

ShatterAlan wrote: »

I take it you make your payments to purchase a personality during the day via direct debit.

Completely uncalled for, vile toxic comment. REPORTED.

Doctors room ghost

I buy my chicken fillet rolls with a new crisp 50 euro note and throw all the change in the bin.

* may not be true

ShatterAlan

Nqp15hhu wrote: »

I usually get paid at 2 or 3am. I wouldn't be sitting at an ATM waiting though, I rarely carry cash. And I wouldn't be needing money at that hour either.

I take it you make your payments to purchase a personality during the day via direct debit.

murpho999

Deleted User wrote: »

It does, the exact same payments into KBC or EBS don’t arrive until the following morning.

Yes but where are the payments coming from.

My current employer used to be with Ulster Bank and nobody (including Ulster bank clients) got paid the night before.

People got paid at different points of the day as banks batch update records.

[Deleted User]

murpho999 wrote: »

I don't think the bank you're with makes a difference.

Depends where the payment is coming from and type of transaction the employer has selected.

It does, the exact same payments into KBC or EBS don’t arrive until the following morning.

[Deleted User]

Reati wrote: »

Tony? (go to .26 secs)

First thing I thought of when I read that :pac:

cml387

When BOI opened their first ATM's they were not online, transactions were recorded on tape and processed in batches. It allowed for some "flexibility" in account practices.

murpho999

Deleted User wrote: »

Ulster Bank is 10pm the night before

I don't think the bank you're with makes a difference.

Depends where the payment is coming from and type of transaction the employer has selected.

Bigmac1euro

I’m with PTSB and my wages come in bang on midnight and if they don’t they are usually there by 1.
I know because I stay up late sometimes and when they come in I like to pay all bills and put my money in the right places so I know what walking around money I have left.
It’s been like this for 4 years now.

Padre_Pio

Used to be an ATM in Centra that would let me overdraw my account.

No idea how that worked, but I could use the bank ATM to bring the balance near zero, then tun to the shop and take another 20 out.

Kermit.de.frog

Dave0301 wrote: »

Reading these posts made me realise how much I miss a good session and living off beans and toast for 5 days.

I'd love a good 2 day session now.

He's from the north, they barter there.

Feisar

Nqp15hhu wrote: »

Sorry for being sensible and forward thinking! I trust I have hit a nerve.

Possibly should go the way of "blast it with piss". Should a bullsh!t thing to say. "Oh, did I touch a nerve". My god you've really shown the other poster!

Poster A: No, I don't like the colour blue.

Poster B: Must have touched a nerve!

??? Like what does it even mean? There must be something deep seated behind all of it for the poster not to like the colour blue? Which somehow proves poster B to be correct in whatever waffle was up for convo in AH.

(And yes the irony of my rant is not lost on me!)

Kermit.de.frog

Deleted User wrote: »

Is this the weather forum payments?

Yes. Very lucrative. More than a mod earns in 10 years.

Feisar

zom wrote: »

Simpleton life

Fixed that for you there! Ya could go out having borrowed a score of a lad and be assured yer money would be in at midnight. Pull and wake up with a head in two halves hoping yer mate had yer phone, stumble to a bus stop that said "An Lár" coz ya hadn't a clue where you were and start the hunt for a breakfast roll. Now it's mortgage, pension, wife, kids, responsibilities, rainy day funds etc. I wouldn't swap either for the world, each to it's time and place.

DerekC16

Yep, circa 2004 just had a regular bank card then not a debit card. Out of the pub and around to the ATM. Went in at 12 am everytime.

veryangryman

I love these online rows. I choose not to get into them but still...

I do wish they ended up in callout videos and bare-knuckle fights, but maybe that's what the next version of Internet will give us.