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Waiting for the wages at the ATM at midnight

veryangryman

Used to be with AIB and some "genius" suggested the wage would be through at midnight. Turned out to be 6am so needless to say, no hangover.

Anyway, some others have claimed that it arrives in BOI at midnight but ive never seen proof of the pudding. Been with PTSB who seem to wait until afternoon-ish to do it and now KBC who do it overnight at some time prior to my waking up.

Anyway, the midnight folklore, is it true...for any bank?

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nullObjects

Wouldn't it depend on a bunch of other factors like if your company used the same bank you had your account with?

There was a company I worked with where my wages went in at like 2am in the morning
My current company I seem to get paid last, mid afternoon of the next day, although maybe they are trying to tell me something

poppers

veryangryman wrote: »

Used to be with AIB and some "genius" suggested the wage would be through at midnight. Turned out to be 6am so needless to say, no hangover.

Anyway, some others have claimed that it arrives in BOI at midnight but ive never seen proof of the pudding. Been with PTSB who seem to wait until afternoon-ish to do it and now KBC who do it overnight at some time prior to my waking up.

Anyway, the midnight folklore, is it true...for any bank?

think since sepa was introduced money can land at any time on day it due.

maccored

Years ago it did as far as i remember. Mines always through by 10pm the night before now

hrcbob

Ah that brings back memories. As an apprentice in the late 90s early 00s I regularly waited patiently at an atm on a Thursday night to continue on the session.
It used to be pretty predictable in BOI accounts anyway. Generally had a crisp 20 in my back pocket by a quarter past at the latest and on to the late bar.

BENDYBINN

veryangryman wrote: »

Used to be with AIB and some "genius" suggested the wage would be through at midnight. Turned out to be 6am so needless to say, no hangover.

Anyway, some others have claimed that it arrives in BOI at midnight but ive never seen proof of the pudding. Been with PTSB who seem to wait until afternoon-ish to do it and now KBC who do it overnight at some time prior to my waking up.

Anyway, the midnight folklore, is it true...for any bank?

Awful way to be living........save a few bob for a rainy day....

zom

BENDYBINN wrote: »

Awful way to be living........save a few bob for a rainy day....

Simpleton life

Nqp15hhu

I usually get paid at 2 or 3am. I wouldn't be sitting at an ATM waiting though, I rarely carry cash. And I wouldn't be needing money at that hour either.

Nqp15hhu

hrcbob wrote: »

Ah that brings back memories. As an apprentice in the late 90s early 00s I regularly waited patiently at an atm on a Thursday night to continue on the session.
It used to be pretty predictable in BOI accounts anyway. Generally had a crisp 20 in my back pocket by a quarter past at the latest and on to the late bar.

If you budgeted and lived within your means you wouldn't need to be sitting at an TM.

El Tarangu

Nqp15hhu wrote: »

hrcbob wrote: »

Ah that brings back memories. As an apprentice in the late 90s early 00s I regularly waited patiently at an atm on a Thursday night to continue on the session.
It used to be pretty predictable in BOI accounts anyway. Generally had a crisp 20 in my back pocket by a quarter past at the latest and on to the late bar.

If you budgeted and lived within your means you wouldn't need to be sitting at an TM.

Perhaps the poster has become a bit more fiscally-responsible in the intervening 20 years :rolleyes:

murpho999

Who needs cash at midnight in these electronic days with Apps and using phones to pay?
Also where are they getting booze at midnight during lockdown?

[Deleted User]

Ulster Bank is 10pm the night before

spurshero

Nqp15hhu wrote: »

If you budgeted and lived within your means you wouldn't need to be sitting at an TM.

I say your great crack on a night out ffs. Poster was an apprentice so I say they were at a stage of life where having fun was more important then investing in the pension !

Kermit.de.frog

I wait for the interest to come in on my money on a Friday OP.

Don't hate me.

[Deleted User]

Nqp15hhu wrote: »

If you budgeted and lived within your means you wouldn't need to be sitting at an TM.

Is that you Haughey? Thought you were dead.

The J Stands for Jay

I used to get my pay in my account at 6pm the day before it was due (Ulster Bank) These days it comes at 7.30 of the morning it's due (KBC).

Dave0301

Nqp15hhu wrote: »

I usually get paid at 2 or 3am. I wouldn't be sitting at an ATM waiting though, I rarely carry cash. And I wouldn't be needing money at that hour either.

Nqp15hhu wrote: »

If you budgeted and lived within your means you wouldn't need to be sitting at an TM.

Reading these posts made me realise how much I miss a good session and living off beans and toast for 5 days.

I'd love a good 2 day session now.

Purple Mountain

hrcbob wrote: »

Ah that brings back memories. As an apprentice in the late 90s early 00s I regularly waited patiently at an atm on a Thursday night to continue on the session.
It used to be pretty predictable in BOI accounts anyway. Generally had a crisp 20 in my back pocket by a quarter past at the latest and on to the late bar.

Yep, remember this too. Montly payment into my BOI account back in the 00s.
Living on porridge the last week of the month, then if payday was at a weekend I'd be at the ATM bang on midnight to take out a ton to start my month off in a drunken blur.

Stone Deaf 4evr

This brings back memories of the late 90s, was in 1st year of college and only had a pittance of a wage from a part time job. There were two atms directly across the street from one another, one AIB, one BOI, if you were quick enough you could withdraw everything from one, and run across to do the same on the other as the system didn't update quick enough. Did it a few times if an imprint session was happening

Ah, simpler times!

Thelonious Monk

Yeah I used to get it on Thursday nights at midnight-ish. There were no apps to check your balance or anything so you just had to hope it came through on time while you're drinking the last pint you can afford slowly at 11pm.
Nowadays you could just send begging requests for money to your friends on Revolut.

[Deleted User]

Kermit.de.frog wrote: »

I wait for the interest to come in on my money on a Friday OP.

Don't hate me.

Is this the weather forum payments?

Nqp15hhu

spurshero wrote: »

I say your great crack on a night out ffs. Poster was an apprentice so I say they were at a stage of life where having fun was more important then investing in the pension !

Sorry for being sensible and forward thinking! I trust I have hit a nerve.

Reati

hrcbob wrote: »

Generally had a crisp 20 in my back pocket by a quarter past at the latest and on to the late bar.

Tony? (go to .26 secs)

zanador

murpho999 wrote: »

Who needs cash at midnight in these electronic days with Apps and using phones to pay?
Also where are they getting booze at midnight during lockdown?

(Drugs)

spurshero

Nqp15hhu wrote: »

Sorry for being sensible and forward thinking! I trust I have hit a nerve.

Nope . Hit no nerve with me . Just different outlooks I guess

veryangryman

I love these online rows. I choose not to get into them but still...

I do wish they ended up in callout videos and bare-knuckle fights, but maybe that's what the next version of Internet will give us.

DerekC16

Yep, circa 2004 just had a regular bank card then not a debit card. Out of the pub and around to the ATM. Went in at 12 am everytime.

Feisar

zom wrote: »

Simpleton life

Fixed that for you there! Ya could go out having borrowed a score of a lad and be assured yer money would be in at midnight. Pull and wake up with a head in two halves hoping yer mate had yer phone, stumble to a bus stop that said "An Lár" coz ya hadn't a clue where you were and start the hunt for a breakfast roll. Now it's mortgage, pension, wife, kids, responsibilities, rainy day funds etc. I wouldn't swap either for the world, each to it's time and place.

Kermit.de.frog

Deleted User wrote: »

Is this the weather forum payments?

Yes. Very lucrative. More than a mod earns in 10 years.

Feisar

Nqp15hhu wrote: »

Sorry for being sensible and forward thinking! I trust I have hit a nerve.

Possibly should go the way of "blast it with piss". Should a bullsh!t thing to say. "Oh, did I touch a nerve". My god you've really shown the other poster!

Poster A: No, I don't like the colour blue.

Poster B: Must have touched a nerve!

??? Like what does it even mean? There must be something deep seated behind all of it for the poster not to like the colour blue? Which somehow proves poster B to be correct in whatever waffle was up for convo in AH.

(And yes the irony of my rant is not lost on me!)

Kermit.de.frog

Dave0301 wrote: »

Reading these posts made me realise how much I miss a good session and living off beans and toast for 5 days.

I'd love a good 2 day session now.

He's from the north, they barter there.