danielsuntaro wrote: » On motortax.ie it asks for your insurance company, policy number and expiry date before letting you go to the payment page. As joefuss1986 suggested, I just put some random details in and it worked! Obviously some bright spark thought adding an extra step to make it harder to pay your taxes was a good idea. Just need to find someone to insure me now. At least my log book should arrive in the post now.
frozenfrozen wrote: » have you had the car parked up this whole time because the log book didn't arrive?
galwaytt wrote: » Fwiw, the annual ring-around: 53, full licence, Full Aviva NCB, spouse with Aviva on her car, and full NCB with them too. AIM Advanced Driving RoSPA Advanced - Gold No points on licence - ever 2400 miles a yearWon't quote. Reason ? Car age: it's an 06 Clio 1.2www.123.ie wont' quote either, same reason. FBD won't quote either Any suggestions
Wibbs wrote: » +1 on trying Chill. They seem to have a dept/broker on board for older cars and they've been fine on my 98 Jap import, though raised the premium this year. Not by much, pretty much exactly by the same amount as the insurance "refund" earlier last year. I had the feeling that would only be resting in my account... From what I gathered older driver, no points or claims and owning the car for a while seem to be factors.
danielsuntaro wrote: » Triumph GT6 1976 Daily driver Licence for 20 years. 10 years of no claims. No points. I thought sod it, I'll just export it back to the UK, keep my insurance on it there, a long as Brexit doesn't screw everything up, EU law states that I'll have unlimited third party in Ireland, which is good enough for me. The problem here is I don't get my Irish log book until I tax the car, and I can't tax the car without insurance, and I can't get insurance!!! But I really don't want to have to export it back, I'd much rather find insurance here in Ireland. Any suggestions welcome.
6541 wrote: » Hi All, Looking for a bit of advice. I have a 2003 VW Passat. I am not driving it at the moment so I suspended the insurance. I have a crap camper that I am driving around with. I am wondering am I storing up trouble for myself by suspending my car insurance as 1) Camper insurance states I must have car insurance. 2) If I do not renew my car insurance and just drive on using my old camper, will I have a no claims bonus issue. Thanks, 6541
LARGElittle wrote: » I'm looking for quotes on 2004 Volvo S60 T SE Age: 37 Male 6+ years named NCB My own motorcycle NCB does not count for anything. It's my fathers car, he is insured with 123 for €550 and I'm buying it off him. Best quote: Axa via Campion €1270! 2nd: Patrona via Chill €1358 3rd: Axa direct €1450 The following would not quote online AA Phone or online FBD Liberty Its4Women BOI AIG QuoteDevil phone or online CompareInsurance Allianz 123 I might ask pops if he can get a quote with me named and see how we go... crazy they take the year of the car but not the history of the individual vehicle. Seems some have had luck with Liberty and 123, I will give them a call as they were unable to quote online.
screamer wrote: » It’s because of the scammers who were buying old cars, staging accidents and claiming a fortune. Your Dad will be able to insure the car cheaper as he’s owned it for a while. But, the price for older car insurance has become crazy the past few years, it now costs more than the cars are worth in a lot of cases.
LARGElittle wrote: » Makes sense alright but such a shame, makes it hard for a lot of people. If I was to insure in my own name it'd be much better, hopefully it'll reduce then next year, not holding out any hope for that of course!
zg3409 wrote: » Can you/have you added a second named driver during the quote process? Often adding a partner or friend who never drives car can help. Beware driving car regularly as a named driver. If you crash its your father's car and insurance policy and he will have a claim, not you. You also don't build up much own named driving experience. Where will car be parked overnight? Any owners house or your house? If not at father's house might not be legit.
zg3409 wrote: » Do you really need this car or would another, cheaper to insure car do until you build up your own named no claims history. E.g. get a less than 10 year old small engine car or ask insurer to recommend what to buy. It sound like you use your bike daily now, do you need a car or just something with cheap tax/insurance/low depreciation?
zg3409 wrote: » Did you try ring a few brokers and go through all the questions and ask for advice?
zg3409 wrote: » Insurers are assessing the risk of you claiming with 0 no claims bonus and a cheap/free car.
LARGElittle wrote: » Thanks for the reply. Yes, I can add a second named driver and see if that makes a difference. Yes again, I would not really like to use with fathers insurance and me named for those exact reasons! I do not need this car no, it would be a nice to have that would make everything a bit easier. There may be cheaper to insure cars but I'm "buying" this car from my father - we have an arrangement that would not be possible with other private sale. I sold my bike for financial reasons a few months ago. This car will make a fantastic difference to daily life over the next year for a variety of reasons not just daily driver, but as above, is not a necessity. Yes, a few. The main advice from brokers was to go to underwriters directly, but no luck so far, its still early in the day sure The reason (when given) on rejections so far is solely the age of the car, not driver experience or any other factor. Easier to discuss and confirm over the phone of course but that is the feedback I am getting so far.
Co11ins wrote: » Car: 2000 Toyota Altezza, Japanese import. Licence: Full Age : 27 NCB : 9 years named driver experience. Policy: 3rd party fire/theft, with glass cover. €950 with FBD. Quite happy with that as these are notorious with young lads acting the clown. This is after a 15% discount on account of Macra membership. Have been with FBD since I started driving so that stood to me.
galwaytt wrote: » Thats - kind - reasonable. I can't understand why they won't quote me at all tbh: 53, full NCB, 2006 Clio 1.2. Baffling
cplwhisper wrote: » Can I ask is there any u25 drivers also in the equation? Insurer may feel there is a fronting risk? FBD and Axa will quote if Insured only/& partner but no fronting flags
galwaytt wrote: » No, no named driver apart from wife (who has her own car, her own policy). No, son has own motorbike insurance with Liberty, daughter her own with Liberty, wife her own with Aviva. Just off the phone now, got cover for €341 from Liberty. What a bloody palaver.
Kalimah wrote: » Just got our own renewal. Car - 2001 Ford Focus Male - 64 (I’m a named driver age 58) Axa have quoted €280 comprehensive. Can’t do better than that! Hubby has owned the car from 2004 so I guess that makes the difference. My own insurance won’t be as good as that I’m sure. Feel sorry for anyone trying to get insurance for the first time. I think they pull the figures out of the air most of the time!
