greengrass88 wrote: » Anyone on the ewss have any further news re mortgage applications? I'm going to be on the subsidy until it ends at the start of April, hoping we would be able to start talking to brokers before the end of this year so we can get things in order and then start looking at houses. Is it realistic to think we could drawdown in May 21 or an I being too optimistic?
Dubs1990 wrote: » Just to give you an update on where I am with my process. My wife is on EWSS , we are sale agreed on a property , underwritters have just asked for a letter from her employer stating her job security, and the position she holds in the company.
cubatahavana wrote: » This is good news, so they are really taking it case by case
Dubs1990 wrote: » It looks that way , I should know by the end off the week if I get to loan offer. I will keep it updated here.
Janey100 wrote: » Hi Everyone After 5 months of being back and forth on the boards looking for hope ,mostly getting the opposite. We got our keys yesterday!! Both myself and my partner were on the twss ,followed by the ewss . My broker told me to stay of the sites that he hates them and he has no worries but I refused to listen. So what I'd say Is If your broker is confident it's because he knows how it works. He knows what "Case by Case" means and he knows what "strong application "means. Stick to the professionals and not the keyboard warriors. I'm off to furniture shop and best of luck to everyone!!
greengrass88 wrote: » Brilliant news, congrats! Was one of you on the subsidy at drawdown? What bank did you get you mortgage with?
Janey100 wrote: » We both are still on it, our drawdown happened to be the September payslip which didnt show it. It was kbc.
greengrass88 wrote: » And they didnt ask for a letter from your employer to state you weren't on it?
Janey100 wrote: » Nope I had it ready to go too! I had everything ready to fight our corner but they just handled it all like it was a normal non covid life. I look back and wish I had of had a few less sleepless nights but we are here now all that matters.
cubatahavana wrote: » Got loan offer from KBC. No mention of any letters from employer. Only latest payslip required for drawdown
greengrass88 wrote: » Where/are you on the subsidy?
cubatahavana wrote: » I was, then it was stopped to help with the loan offer, but they did not ask for a letter to check about the new subsidy (which I'm not sure if my boss is availing of, but I suppose he is)
Dav010 wrote: » When you say “it was stopped to help with the loan offer” does that mean you voluntarily took a lower wage to get the loan?
cubatahavana wrote: » No, My employer took me off it
greengrass88 wrote: » I thought that individuals could not be put on or taken off the new ewss? Its paid directly to companies in receipt of it. Perhaps I'm mistaken
cubatahavana wrote: » It was the old one, not the new ewss
Newhomebuyer wrote: » Is there a way wherein the banks can find out if the employer is awaiting of EWSS
greengrass88 wrote: » They can ask for letters of confirmation from the employer
brisan wrote: » And if the employer knowingly gives false information they can be charged with fraud, or something similarhttps://www.boards.ie/vbulletin/showthread.php?p=114620580
greengrass88 wrote: » Cant fathom an employer doing that but reading that it has obviously happened 😱 Very deflated with the extension of the subsidy today...been trying to buy for over 2 years already and it looks like itll be another 18 months now
cubatahavana wrote: » So, the help to FTB is not good?
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