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Car insurance for >15 year old cars

rahmalec

Could we make a list of companies that insure 15 year old cars? Luck so far is 0.
Would love if people could post any successes so we can all just go straight to the companies that will actually quote and not waste our time ...

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A Law

phester28 wrote: »

Age: 40
NCB: 9+ years
License: Full irish
Car: 2000 BMW 318i
Cover: Comprehensive
Additionals: NCP, Wife as named driver with 9+ no claims.

Chill Insurance
Price for last year: €715 fully comp
Renewal: €850

Only axa and ivernia (chill) are quoting old cars

Did you try 123?

Age: 34
NCB: 9+ years
License: Full irish
Car: 2000 BMW 318ci
Cover: Comprehensive
Additionals: NCP, Wife as named driver with 9+ no claims.
Old Insurer: 123
Price for last year: €384 TPFT
Renewal: €438 TPFT
New Policy: 123 for €500 fully comp and NCP. Played around with the online generator before I rang. Car value of €7000! and manually putting in my address instead of used my eircode was a €200 difference for the online quote as a new customer.

phester28

Age: 40
NCB: 9+ years
License: Full irish
Car: 2000 BMW 318i
Cover: Comprehensive
Additionals: NCP, Wife as named driver with 9+ no claims.

Chill Insurance
Price for last year: €715 fully comp
Renewal: €850

Only axa and ivernia (chill) are quoting old cars

Miscreant

corcaigh1 wrote: »

F*cking ridiculous :mad: how do you have nil NCB on a renewal premium!?

An open claim or a claim within the last insurance period which wiped out the "No claims bonus" perhaps? I think that is how they work.

corcaigh1

shocksy wrote: »

Age: 36 Male
NCB: 0 years
License: Full Irish Licence 18 months
Car: 2003 Toyota Corolla 1.4 petrol
Cover: Fully Comprehensive
Insurer: AXA
Quote: €960 (renewal)

F*cking ridiculous :mad: how do you have nil NCB on a renewal premium!?

shocksy

Age: 36 Male
NCB: 0 years
License: Full Irish Licence 18 months
Car: 2003 Toyota Corolla 1.4 petrol
Cover: Fully Comprehensive
Insurer: AXA
Quote: €960 (renewal)

A Law

galwaytt wrote: »

Age: 53
NCB: 10+ years (actually, 33 years - never had a car claim ever)
License: Full Irish 32 years
Car: 2006 Clio 1.2 Monaco
Cover: Comprehensive
Insurer: Chill.ie
Quote: € 2500

I just checked the NCT on my car, to see how many miles I did in 12 months: 2,400 miles.

Somebody is pulling the Pi$$ at the pricing above.

My MIL has the exact same details as you other than she's female and it's a 07 Monaco. Her renewal with Aviva was less than 400 this year.

galwaytt

Age: 53
NCB: 10+ years (actually, 33 years - never had a car claim ever)
License: Full Irish 32 years
Car: 2006 Clio 1.2 Monaco
Cover: Comprehensive
Insurer: Chill.ie
Quote: € 2500

I just checked the NCT on my car, to see how many miles I did in 12 months: 2,400 miles.

Somebody is pulling the Pi$$ at the pricing above.

A Law

Age: 34
NCB: 9+ years
License: Full irish
Car: 2000 BMW 318ci
Cover: Comprehensive
Additionals: NCP, Wife as named driver with 9+ no claims.
Old Insurer: 123
Price for last year: €384 TPFT
Renewal: €438 TPFT
New Policy: 123 for €500 fully comp and NCP. Played around with the online generator before I rang. Car value of €7000! and manually putting in my address instead of used my eircode was a €200 difference for the online quote as a new customer.

frozenfrozen

shaveAbullock wrote: »

What's the best quote you got?

best quote is still I think 2400. So many of them won't even quote

shaveAbullock

What's the best quote you got?

frozenfrozen

BronsonTB wrote: »

Ouch, no good now, but it's so important not to let a policy lapse on an older vehicle. Once you do, new business rules apply & these can be very different than when a policy was first taken out.

yep but to be fair to me I tried to suspend the policy but they wouldn't allow it and wasn't sure when I'd need a car again. Also wasn't sure what I'd have to disclose to them about a different accident so just renewing wasn't an option.

Between a bit of a rock and a hard place now as total cost of ownership for everything is so much higher than keeping the known quantity that is my superb.

Did a few more hours of quotes yesterday and the highest was 3666.66 euro on the superb and that was with a discount

BronsonTB

frozenfrozen wrote: »

I have a fine 05 skoda super 1.9 100bhp, was getting insured for around 800 on it for a couple years. Left it lapse for 1 year and now they want 2400+ for it, if anyone quotes at all
25 years old, 5 years license 3 years ncb 2 years named driver.

put in quotes for 335i, audi s8, 7 series, anything random with a big engine and chill always says 938 euro fully comp. It's a sign i have to get rid of the superb and get something noice

Ouch, no good now, but it's so important not to let a policy lapse on an older vehicle. Once you do, new business rules apply & these can be very different than when a policy was first taken out.
I know I got stung this way when my policy was out by 2 months. I still had valid NCD but the new business rules applied to me taking out a new policy. As the car was no longer approved by the underwriter for new business, they refused cover.

frozenfrozen

I have a fine 05 skoda super 1.9 100bhp, was getting insured for around 800 on it for a couple years. Left it lapse for 1 year and now they want 2400+ for it, if anyone quotes at all
25 years old, 5 years license 3 years ncb 2 years named driver.

put in quotes for 335i, audi s8, 7 series, anything random with a big engine and chill always says 938 euro fully comp. It's a sign i have to get rid of the superb and get something noice

Car99

Loading car insurance because of age is so annoying.

We have two Audi A4 estates in our house one is 2008 1.9tdi 115bhp and the other is 2014 2.0tdi 163bhp.

Myself and my wife are both in our 40's each with 20 years claims free driving on full licence. On each car we are both named as drivers with NCB protected.

Renewal fully comp for the 2014 is €470

Renewal fully comp for the 2008 is €833

Nearly double for less powerful , less valuable but equally well maintained older car. What a load of crap. Rant over.

Cork Trucker

fin12 wrote: »

https://m.independent.ie/business/personal-finance/motor-insurers-to-offer-rebates-to-customers-amid-coronavirus-pandemic-39154607.html

Anyone know anything about this, said motor insurers to offer rebates to customers.

My renewal quote is up a €100 last year, can I bring up the Coronavirus, why my insurance should be reduced?

I'm watching this with close interest myself, just paid my full years premium on Thursday. I'll gladly take some of it back.

fin12

https://m.independent.ie/business/personal-finance/motor-insurers-to-offer-rebates-to-customers-amid-coronavirus-pandemic-39154607.html

Anyone know anything about this, said motor insurers to offer rebates to customers.

My renewal quote is up a €100 last year, can I bring up the Coronavirus, why my insurance should be reduced?

ARGINITE

Never went ahead with the car purchase so don't have an insurance certificate

BronsonTB

ARGINITE wrote: »

Yes they are a broker, I have no idea who the underwriter was.

It will be stated on your insurance certificate as this cannot be a broker.

ARGINITE

Yes they are a broker, I have no idea who the underwriter was.

shaveAbullock

ARGINITE wrote: »

A few weeks ago I was looking for quotes on a 1995 car (new policy) and Munster group insurance got me a quote. They could be worth a try.

That's a broker isn't it?
Who was the underwriter on your policy?

ARGINITE

A few weeks ago I was looking for quotes on a 1995 car (new policy) and Munster group insurance got me a quote. They could be worth a try.

shaveAbullock

Just after calling liberty and they no longer offer new policies for cars over 20 years old.

Do axa still offer new policies on cars over 20 years old?

Does any company?

fin12

Got renewal quote from Aviva for 00 Yaris, 6 years no claims bonus, €710.

Will be hoping to get it lower.

thomas anderson.

Cork Trucker wrote: »

Is that the same one that you had taken from you a few years ago? Glad to see you got it back/still have it.

Haha yeah same one. Was just about to bite the bullet on a new Korean **** box before the virus hit.

That mazda will be the death of me. Stolen 3 times and broken into twice. Have managed to keep her going but the break ins took their toll.

tuxy

SCOOP 64 wrote: »

New customer?

Renewed

I think I will have to take the renewal quote from AXA, AA are not taking new customers until things return to normal and it's impossible to get through to liberty on the phone.

Cork Trucker

thomas anderson. wrote: »

Renewed today with AXA for 530 on a 93 mazda

Is that the same one that you had taken from you a few years ago? Glad to see you got it back/still have it.

SCOOP 64

thomas anderson. wrote: »

Renewed today with AXA for 530 on a 93 mazda

New customer?

thomas anderson.

Renewed today with AXA for 530 on a 93 mazda

tuxy

SCOOP 64 wrote: »

Will you even get a quote from them with a 97, if you do keep as posted.

They were the only two companies I know of others have had success with on cars of that age.

SCOOP 64

tuxy wrote: »

Just got my renewal quote with axa for for 97 starlet. I'm 37 with full no claims bonus.

€687 compared to €740 last year.
I'll ring Liberty and AA and see if they can do better but my guess is they can't.
Will you even get a quote from them with a 97, if you do keep as posted.