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Paycheck away from homelessness

mr_fegelien

Is it true that everyone is one or two paychecks away from homelessness?

I'm amazed that there not more homeless people. Is it mostly mental ill/drug addicts?

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con747

Is 10,000 odd not enough for you. If you actually think or assume they are all mentally ill or drug addicts I suggest you do some research before opening these types of threads.

joeguevara

It depends on the definition of homelessness. Our current rate is just shy of 9000 and is an increase of 115% since 2015. However the amount of people sleeping rough is relatively low it doesn't mean that the long term effects of homelessness are less real.

Causes are usually a combination of things so the question of one paycheck is not really relevant. Protection of tenants is quite good in Ireland so eviction for not paying rent can be a long time.

daheff

OP-You are reading too much alt right/alt left American websites.

ShatterAlan

It's spelt PAYCHEQUE.

Rodney Bathgate

No, Mr. F. It is not true. Many people have savings. Some people may be, most are not.

Plus this ignores how difficult it is to evict someone in Ireland, even when they stop paying rent or mortgage for a year or more.

Ubbquittious

Most people have family they can move in with if they are very stuck. The homeless on the street generally burnt their bridges in that regard or have mental problems. If all your family and friends are abroad that also doesn't help. The average fella won't go from having a decent job to sleeping in a cardboard box in the space of a month

antodeco

ShatterAlan wrote: »

It's spelt PAYCHEQUE.

PaySlip surely?

Dravokivich

mr_fegelien wrote: »

Is it true that everyone is one or two paychecks away from homelessness?

I'm amazed that there not more homeless people. Is it mostly mental ill/drug addicts?

If it is true, then why would you expect everyone to be mentally ill or drug addicts?

colm_mcm

OP, you need to watch what you’re consuming online, as it’s not representative of what’s going on around you - if your threads are genuine then I fear for your wellbeing and suggest you need to throw away the phone.

Lollipops23

Ubbquittious wrote: »

Most people have family they can move in with if they are very stuck. The homeless on the street generally burnt their bridges in that regard or have mental problems. If all your family and friends are abroad that also doesn't help. The average fella won't go from having a decent job to sleeping in a cardboard box in the space of a month

This.

It's always amazed me the amount who end up in hotels etc- if we were to lose our home tomo we both have any amount of friends/families we could stay with for at least a few months or we got back on our feet.

JimmyVik

Ubbquittious wrote: »

Most people have family they can move in with if they are very stuck. The homeless on the street generally burnt their bridges in that regard or have mental problems. If all your family and friends are abroad that also doesn't help. The average fella won't go from having a decent job to sleeping in a cardboard box in the space of a month

This does happen. People dont think it does but it does.

I have a cousin who over the last 10 years has stayed with all of his relatives and burnt bridges with each of them one by one. He is toxic.

I let him stay with me for about a month. Had to kick him out.

It escalated like so until finally I had to change the locks.

First he was leaving the place in a disgusting mess. Had the heat on full blast all day.
When asked not to be doing this he would insult me. He was paying nothing.
Then he started inviting his mates around and they would be up all night drinking and partying. Then hes getting loans of €10, €20 there and never paying it back. When I had finally had enough I told him he had to leave and he started a fight with me. Gave me a black eye. And then he comes back that night thinking he was staying. When he went out in the morning I got the locks changed. He started kicking the door in and eventually went away saying he would be back to kill me. Havent seen him since and I would cross the street if I saw him. This was my best friend growing up.

Now I had been warned by all the other relatives, but i thought they were being hard on him as he told me he fell out with them all and they ganged up on him.

I do feel sorry for him, but now i understand that people like him cannot be let into your house and are best kept far away from you and your family.

[Deleted User]

mr_fegelien wrote: »

Is it true that everyone is one or two paychecks away from homelessness?

I'm amazed that there not more homeless people. Is it mostly mental ill/drug addicts?

No. It’s not true. Most people are capable of budgeting and living within their means.

Zascar

I think the question is how much savings do people have? Most people have very little, and even if they had 5k if you had no job and no income - you would not last very long on your own. I'd argue very very few can sustain for 6-12+ months without serious lifestyle changes. As said already most would move back in with parents or stay with friends etc, no necessarily end up on the actual street.

Sadly society is encouraged to spend not save. Even myself, earned very good many for years and spent the vast majority, only more recently I have prioritsed saving, I wish I had of realised the importance of this sooner.

paw patrol

mr_fegelien wrote: »

Is it true that everyone is one or two paychecks away from homelessness?
?

no, this is utter bollocks.

esp if you have a family home , it takes a while to be evicted.

Wuff Wuff

https://www.boards.ie/vbulletin/showthread.php?p=112393664

you're recycling your own threads now Feggy,

need to up your game more

krissovo

mr_fegelien wrote: »

Is it true that everyone is one or two paychecks away from homelessness?

Having lived in America this is a reality for a relatively high percentage of the population but most middle class have various savings to keep them going like kids college fund and family saving investments. Evictions and foreclosures are also easier in the states so once you break the contract its not long until they throw you on the street.

You are also one serious illness away from losing everything! A coworker of mine who had a no mortgage home, large saving pot and was well setup for retirement until her husband got a treatable cancer. Can you imagine having a conversation over life or death for a treatable illness? Even with medical insurance that paid 80% of the bills they have mortgaged the home and burnt all there savings. Instead of retiring at 60 she will be working well into her 70's to pay off the home.

In Ireland, no chance!

Wanderer78

Another perfect thread for the prejudice, judgemental and ignorance of boards, carry on lads. .....

Queasy Tadpole

No it's not true. Not everyone is but many people are. Most people have zero savings and live pay cheque to pay cheque. I have worked within the area of homeless for many years and it's crazy how many people don't understand how fast it can happen to anyone.

I worked with a guy in his mid 30's in Dublin, he had a pretty good job but was living pay cheque to pay cheque due to his lifestyle. He was let go, burned through his savings and was homeless within 4 months. Took up a drug habit during that time. This was many years ago and I'm glad to say that young man now owns a house, has a wife and two lovely children. He is one of the lucky ones.

Mental illness and drug/alcohol abuse have a huge correspondence with being homeless but it's more often than not being homeless is the reason people turn to these drugs to deal with their horrible situations.

Rodney Bathgate

Wuff Wuff wrote: »

https://www.boards.ie/vbulletin/showthread.php?p=112393664

you're recycling your own threads now Feggy,

need to up your game more

6 month loop?

Leg End Reject

Rodney Bathgate wrote: »

6 month loop?

Maybe it's a Zionist agenda? That's a recent addition.

colm_mcm

Wuff Wuff wrote: »

https://www.boards.ie/vbulletin/showthread.php?p=112393664

you're recycling your own threads now Feggy,

need to up your game more

I think there’s a lad in on work experience covering the Boards account this week. You might see some duplication of threads started. Can’t be helped.

[Deleted User]

con747 wrote: »

Is 10,000 odd not enough for you. If you actually think or assume they are all mentally ill or drug addicts I suggest you do some research before opening these types of threads.

If you keep paying people to have kids and they have 5/6/7 each for the additional income.. then yes the number will rise.

Very easy to reverse it. You stop incentiving low lives to have as many as possible.

corner of hells

OSI wrote: »

The current definition is horse****. Up until the start of the year my cousin was considered "homeless" for the best part of the last decade. She wasn't homeless, she just happened to be living with Mammy and Daddy and her twin daughters that she had instead of finishing school. It's all OK now though, she's a lovely forever home 5 minutes from the coast in Clontarf.

Was she on the housing list rather than homeless?

ShatterAlan

antodeco wrote: »

PaySlip surely?

No, paycheque. Traditionally people would receive a cheque that could then be cashed at the bank or deposited/lodged.

Attached to the cheque would be the payslip showing the various deductions.

Now pretty much everyone gets the money directly deposited into their account.

seamus

mr_fegelien wrote: »

Is it true that everyone is one or two paychecks away from homelessness?

Not in Ireland. In the US and other countries, perhaps.

In Ireland, two paycheques is two weeks/two months. It takes far longer than that to evict a non-paying tenant, and it's virtually impossible to evict a mortagee. Within those two months, there is plenty of time to research/apply for assistance in getting alternative accomodation or staying where you are.

In parts of the US, you could miss your rent payment one week and come home the next to find the door locked. And nothing you can legally do about it. It's not the same in Ireland.

greenspurs

lads , how do people still reply to Fegs threads?? (and yes, I know I am now too)

He starts an inane, thread. Mentions some mild racism/sexism/sexuality/drugs in it... People reply.
He doesn't.
And then he goes, starts a new thread about some mild racism/sexism/sexuality/drugs related idea. ……. ad infinatum

skooterblue2

mr_fegelien wrote: »

Is it true that everyone is one or two paychecks away from homelessness?

I'm amazed that there not more homeless people. Is it mostly mental ill/drug addicts?

In Ireland, no, all you need a bit of good advice and the will to survive.
I worked with the homeless for about 6 months about 20 years ago. Things were different back then, The reason you were homeless was because you were the "overflow of the mental health system" ie self medication drug addict and severe mental health problems.

They have change profile in recent years, I understand. Unheard of children homeless, families homeless, increased mental health problems. Some people just completely give up. There is a more diverse palette of homeless than years before.

Necro

Wuff Wuff wrote: »

https://www.boards.ie/vbulletin/showthread.php?p=112393664

you're recycling your own threads now Feggy,

need to up your game more

Mod:

And with that I think we will bring this one to a close too. Come back in 6 months for the reboot folks