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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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wotzgoingon

Why would you repay the claim? Isn't that what we have insurance for. And even after repaying it you are still being punished by other providers so pointless repaying it in my books.

comerla

Age: 42
NCB: 3 years (have a claim for small accident from 2016 which I repaid the insurance company in full before renewal)
License: Full Irish, no points
Car: 2017 Audi A7 Ultra 3.0 218 PS
Cover: Comprehensive
Insurer: 123.ie
Price for last year: €909
Renewal: €830

I just got quoted €1,370 by AIG and Allianz wouldn't quote me because of the claim. Looks like I'll be stuck with 123 for another couple of years.

Little Miss Fairy

Darc19 wrote: »

Wife
Age- old enough to be your mother.
Car - 3 series auto.
No claims, no points.

Me as named driver. Similar age, no claims, no points

Aviva renewal €482
AIG €318 INCL 20% online disc. (definitely the lowest ever for her)

Just insured my car with AIG for 355. Thanks for steering me in the right direction.

Darc19

Wife
Age- old enough to be your mother.
Car - 3 series auto.
No claims, no points.

Me as named driver. Similar age, no claims, no points

Aviva renewal €482
AIG €318 INCL 20% online disc. (definitely the lowest ever for her)

TK Lemon

Female - born 1993

Learner permit. 12 EDT lessons done. Nothing more.

1.0 litre Hyundai i10.

Its4women.ie €1,765

marklazarcovic

SCOOP 64 wrote: »

I wouldn't have complicated matters myself and told them that its parked at work 4 days because you got temporary use of work van.

Insurance is technically void if I hadn't

SCOOP 64

I wouldn't have complicated matters myself and told them that its parked at work 4 days because you got temporary use of work van.

marklazarcovic

recently because of covid we have been allowed take our work vans home (an post) ,so i drive my car in monday morning,and dont use it again until fri afternoon,so almost 4 days non use. my car is parked behind coded gates only staff can access,in a major sorting office,no public access. i rang insurance to tell them id moved address and wanted to change the details,they asked was this where car is parked overnight during the week,my new address is a rural address,and my previous was also rural,and hour between address,west of ireland.

so i told them about how its now parked up most of the week,behind coded gates,in a secure position held by a semi state company,with a lot of security. and she told me it would cost me an xtra 40+ euro to drive the car almost 60% less ,and during that time,the car is more secure than it would be when its parked at home. and they wanted xtra money off me ! needless to say i was flabbergasted and told her to check with her boss as this couldn't be right.

the xtra charge was because its not parked at my house.

said she would contact me in a day or so.

AutoMan79

GTI DSG 220BHP - 2016
Age 41 - NCB over 10 years.
FBD - Full Comp plus extras €850.

Was paying €750 for MK7 Highline 1.6TDI so I think is not that bad.

Liamo57

Mercedes 220c AMG 2017
Age:62
Price yesterday 625 euro.

R11

Odyssey 2005 wrote: »

You will find out how much BP is worth if you ever have to make a claim and haven't got it. When I was renewing mrs O's policy a while ago the Las in the ins co told me if we hadn't got it the premium would have gone up bu @ €2k. Instead it came down @ €50/€60

OK, good to hear that. Hopefully hers won't go up if she puts in this claim.

Odyssey 2005

R11 wrote: »

We've never made a claim before so I don't know how these things work. But if she has NCB protection, why would it show on the cert? I'm not into making bogus claims or trying to hoodwink insurance companies. But she's just afraid that her premium will skyrocket now. If that's the case, what's the point paying of NCB protection. Guess we'll find out at renewal...

You will find out how much BP is worth if you ever have to make a claim and haven't got it. When I was renewing mrs O's policy a while ago the Las in the ins co told me if we hadn't got it the premium would have gone up bu @ €2k. Instead it came down @ €50/€60

R11

Odyssey 2005 wrote: »

Is this a serious question?.
You make a claim,move insurance company, deliberately dont tell them of your claim. They could and especially with the way things are,would refuse to honor any comprehensive claimand would also chase you for any 3rd party claim that they pay out. Definitely not worth it.
My wife made a claim last year had BP and her premium actually went down a few quid

We've never made a claim before so I don't know how these things work. But if she has NCB protection, why would it show on the cert? I'm not into making bogus claims or trying to hoodwink insurance companies. But she's just afraid that her premium will skyrocket now. If that's the case, what's the point paying of NCB protection. Guess we'll find out at renewal...

Odyssey 2005

R11 wrote: »

Quick question - my wife is going to make a claim on her policy, scrapped side of door, need new one. She has NCB protection, renewal later this year. If AIG pull the piss and increase her premium and she decides to move insurer, does she have to tell the new insurer of the claim? It won't show on her NCB cert, it will still say 10+ years....

Is this a serious question?.
You make a claim,move insurance company, deliberately dont tell them of your claim. They could and especially with the way things are,would refuse to honor any comprehensive claimand would also chase you for any 3rd party claim that they pay out. Definitely not worth it.
My wife made a claim last year had BP and her premium actually went down a few quid

Eggs For Dinner

R11 wrote: »

Quick question - my wife is going to make a claim on her policy, scrapped side of door, need new one. She has NCB protection, renewal later this year. If AIG pull the piss and increase her premium and she decides to move insurer, does she have to tell the new insurer of the claim? It won't show on her NCB cert, it will still say 10+ years....

Of course you have to declare it and the claim will be shown on the NCB certificate.

GinSoaked

Little Miss Fairy wrote: »

Got my “invitation to renew” from its4women yesterday. Similar to last year (550). Going to shop around and start with insurance companies that gave a Covid refund. Does anyone have a list of such insurance companies?

No list but AXA sent me a €30 cheque.

R11

Quick question - my wife is going to make a claim on her policy, scrapped side of door, need new one. She has NCB protection, renewal later this year. If AIG pull the piss and increase her premium and she decides to move insurer, does she have to tell the new insurer of the claim? It won't show on her NCB cert, it will still say 10+ years....

Little Miss Fairy

Got my “invitation to renew” from its4women yesterday. Similar to last year (550). Going to shop around and start with insurance companies that gave a Covid refund. Does anyone have a list of such insurance companies?

elektrik

-Need help-
(possibly wrong thread, my apologies)

I have a 2011 Honda Civic LHD (yes, steering wheel on the "wrong" side) insured in my name, and wife as additional driver. Price (with 9+ years NCD) for third party fire and theft is €1067. (Last year it was almost €1500 so not too bad).

Now, I'm buying a new car here in Ireland (yes, with the steering wheel on the "correct" side), but also want to keep the LHD Honda insured until I can go back to EU mainland and sell it there (I did try selling it here, no luck) - what would be my best option?

I understand you can't use your NCD for two cars? and my wife has just 1 year experience here in Ireland as a named driver on my policy.

wonski

Prestige.... More like poverty spec policy with a nice name attached to it tbh.

fAzI

Age:42
Car: 2007 audi a4 1.9 diesel
Years driving: 10+
claims: 0 claim last year

price and provider: 958 renewal with AXA Direct (joke!)

I check few and Bank of Ireland come with cheapest: 608€ Prestige packet (250€ excess, windscreen, emergency, step back, driving other cars)

Thx

bigboss1986

bigboss1986 wrote: »

Male 34,wife as 2nd driver.2010 Scirocco 170 2.0TDI
Full licence 10+,full bonus 6+,no points

Last year fully comp 550 inc AA membership.Renewal came at 840+99 for AA.Feckin joke.My car was parked for 11weeks doing zero driving and the they increase my insurance by 75%...
All quotes I done online as i dont have time to spend calling.Its 2020....

AIG came cheapest at 520 incl. full bonus protection wth code AIG20,2nd best 4women but only 20euro cheaper and I have bad experience with 25plus so will buy from AIG.Going to call them tomorrow to haggle to 500.

Axa rang me back and they came down to 510 wich I took and paid in full.
Fully comp,2 drivers,glass,brakedown ,step back,400excess.Im happy enough.

schmoo2k

Wifes quote came in from Liberty - same as last year (which I was v. happy with - 349Euro fully comp). I may forgo the annual phone around this year!

septicsac

PCeeeee wrote: »

I don't want to engage in a bad tempered exchange so can I say first this is my experience and I happily accept if others have had different ones.

I had my no claims covered and had a claim. When my renewal rolled round it had doubled, I can't remember how exactly how high it went but certainly well into 4 figures. At the time I could not find any other insurer to accept me accept as someone with zero no claims. Make of this what ye will.

Exactly and my info similar to yours, but it came from insurance operator, not a broker, but someone way higher up, but hey some people know it all, let thm at it, its the usual reward you get in here for posting info that might help some.

ba_barabus

Folks quick query at renewal time.

Have priced around and AIG are coming up trumps for renewal at €440/480 without/with NCB protection.

Currently with Its4women who have increased my premium over €200 for renewal but their new customer quote using a different email is €395 with NCB protection. On principle I'm tempted to tell them to GFT for trying to rip me off.

Anyone else doing good offers at the minute?

Pekarirska

44 years old driving 2006 Corolla. All NCBs, no claims or points. Looking to get TPFT, homestart, towing and driving other vehicles.

Last year was €400 with 123.ie. Less €30 One4all voucher just received.
A renawal came at €470 and a new online quote was €590. Is rewarding a loyalty a new thing?

The usual suspects:
BOI & AIB €700+ .... bankers don't do bangers, should have known
Liberty, Axa, Kenco, FBD & Zurich €550 - €700
25Plus and Its4Women very close with €420

Last but also the least AIG €360 fully comprehensive.

bigboss1986

Male 34,wife as 2nd driver.2010 Scirocco 170 2.0TDI
Full licence 10+,full bonus 6+,no points

Last year fully comp 550 inc AA membership.Renewal came at 840+99 for AA.Feckin joke.My car was parked for 11weeks doing zero driving and the they increase my insurance by 75%...
All quotes I done online as i dont have time to spend calling.Its 2020....

AIG came cheapest at 520 incl. full bonus protection wth code AIG20,2nd best 4women but only 20euro cheaper and I have bad experience with 25plus so will buy from AIG.Going to call them tomorrow to haggle to 500.

CoBo55

schmoo2k wrote: »

Is NCB protection worth it or not? My take to date has been its an up sell, but I do prefer it when its included in a price (IOW I don't have a clue).

What is the opinion here and is it true that it can not be transferred from one company to another?

I posted earlier I transferred to two different companies since I lost part of my bonus.

PCeeeee

stryker mcqueen wrote: »

Thanks, and you should do some reading on ncb protection because what you've suggested is miles off. Good day

I don't want to engage in a bad tempered exchange so can I say first this is my experience and I happily accept if others have had different ones.

I had my no claims covered and had a claim. When my renewal rolled round it had doubled, I can't remember how exactly how high it went but certainly well into 4 figures. At the time I could not find any other insurer to accept me accept as someone with zero no claims. Make of this what ye will.

stryker mcqueen

septicsac wrote: »

Fair play to you, belt away.

Thanks, and you should do some reading on ncb protection because what you've suggested is miles off. Good day