ARGINITE wrote: » Who do people use for pre 2000 cars that they want to daily drive no a normal policy not a classic policy?
Cork Trucker wrote: » I’m on the mobile, posts not numbered. The extra year might help you, then again it’s a lottery
FionnK86 wrote: » Yes, refer to above post #757, AXA: 790. I'll be 26 tomorrow, so I'll see if that change of a day impacts premium at all & if so, post results. The drop of 10% each year with AA seems promising, but they'll probably increase Base Premiums next year to cover losses. Some good citizen working from home might be able to spreadsheet together a calculator but I doubt I'll be able too.
Cork Trucker wrote: » Did you try AXA? Remember, cheapest is not necessarily best. Doubt the costs will come down as a result of the virus, petrol and diesel already have. What we will see before the year is out though is increases in fuel and motor tax to make up the shortfall in the government coffers
FionnK86 wrote: » AA can't combine 2 years own & 4 years named experience, so have revised up to €848.57. :mad: Aviva lowest now for me at €716.66, which is at 2 years experience. Anyone else know of any good companies? I wonder if situation with virus will reduce policy costs.
tuxy wrote: » AA is always the one I forgot. My renewal is in one month, I'll be sure to call them this time.
tuxy wrote: » Would be nice if we could get a sticky of companies taking new policies on old cars. I know the list will be short but it would be very useful. Axa and Liberty are the only ones I'm fairly sure on.
NewbridgeIR wrote: » €585 for renewal of comprehensive policy - 21 year old Corolla. Allianz.
jmreire wrote: » Sorry, I've passed the 21 year milestone many years ago, so I've no idea. But even if my knowledge is not up to date.....if I was in your shoes, I would be inclined to pick some other make and model than a BMW E46 ( lovely car BTW ) I'd be very interested in how you get on...one of the grand kids is coming up to licence age now, and soon the car and insurance issue, will appear. Good luck with it.
Premeditated Joke wrote: » How does that make you less likely to have a crash? Is long years of ownership ever even considered to be less risky by other insurers? I'd say they realised you paid your penance and decided to give you a break, and used that as their excuse for dropping the price.
jmreire wrote: » Make it an election issue, either change the system of no vote !!! )
Wibbs wrote: » They told me my age, NCB, no points, low mileage and long years of ownership make a big difference.
26000 Elephants wrote: » Its one thing establishing a link between inexperienced drivers and powerful cars, its quite another to penalise honest drivers because fraudsters choose cheaper cars to minimise their outlay. Its the fraud that needs to be dealt with, not the cars. Its simply the lazy option to target the car.
SCOOP 64 wrote: » I was with 123.ie (RSA), but whet with Bank of Ireland got alot cheaper quote turned out its with RSA as well.
Hurl_lad wrote: » 21yr old two years ncb clean license looking to get insured on a diesel e46 any ideas ?
galwaytt wrote: » you will likely not have an issue - if you transfer to the older car mid-policy, renewal is an automated process: they're not going to 're-vet' the proposal at that stage. That's my experience anyway.
jmreire wrote: » I don't know, but for sure, I'd check before I'd make the move... :cool:
fin12 wrote: » I think with the general election coming up, if everyone here when the TDS start calling around to houses campaigning we should really bring this up to them. I am going to anyway.
corcaigh1 wrote: » Whats the story with say for example? im insured on a 09 Corrolla and for whatever reason its sold and replaced with a 05 Passat mid policy with the likes of Aviva or any of the insurance companies that refuse cover on older vehicles...will they allow that and what about renewal, do they refuse to quote or just quadruple the existing quote?
Wibbs wrote: » To be fair on the other side of things, I've noticed some nuance coming into it in the last few years. I drive a 22 year old car and an Integra Type R(AKA Honda Babyeater Insurance Risk 2000 ) and after a few years of insane premiums that rose rapidly from around 6-700 quid in the mid noughties up to around 2000 quid around 2014-18(they were the ones who wanted my biz, I got quotes past 4k from the ones who didn't), prices have been steadily dropping for me and this years dropped a 100 quid from last years down to now just over 700. They told me my age, NCB, no points, low mileage and long years of ownership make a big difference, whereas even five years ago that seemed to mean feck all. It was more of a general yay or nay approach, or they were pushing for a newer car and adding it as a "classic". Even then the prices were nuts. I actually don't mind high costs when they're logical and justified. I get that. It's when they appear and often are arbitrary and daft, then...
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