Eggs For Dinner wrote: » Your solicitor should have been able to resolve the repair aspect long before now. Has he given you any logical reason why it is better to hold off? You won't be able to recover your storage fees or depreciation on your bike.
BattleCorp wrote: » OP, I've a couple of questions because things don't quite add up for me. If you needed a car, why didn't you get your car fixed? You could have paid for it yourself and then claimed for it from the third party's insurance company. The reason I'm asking why you didn't get it fixed is because the damage to your car doesn't sound too bad, visually it was just a damaged bumper. I get it that there was coolant leaking into the car but that should be an easy enough thing to fix too, a loose pipe or fitting somewhere. Did you get the car examined in a garage and get a quote to get the car fixed? You also stated that you injured your ankles etc. bracing for impact. Unusual to brace for an impact from behind. How did that happen? Why are you paying fees to have the car stored? Do you not know someone with a driveway or somewhere else to store the car? It's madness to pay €100 per month storage fees. Is your claim still with PIAB or have they issued a release?
randomrb wrote: » I know this is not what you want to hear at this stage but that is why you don't get a solicitor through claims.ie The solicitors through that operate by getting as many claims as possible and only working on the ones they are sure they can win. They do the bare minimum on the rest
dizbo wrote: » Hmmm. Didn’t know that.
dizbo wrote: » Why didn’t I get it fixed. The cost of repair is over €1200 and that was an estimate as it’s a whole day taking the dash out. I don’t have €1200. I had two separate estimates and both came in at at least €1200.
I braced as I saw her coming towards me while I was stopped. I jammed on the brakes so I didn’t hit the car in front of me.
And no. I don’t know anyone that has a spare driveway. It was fine up until September when my landlord sold the house we where in for last 4 years almost. Had loads of space there so it never bothered me being parked up. We had to move back home with the rent prices so no space there. And I don’t really know anyone else in the area so i had to rent a shed for my motorbikes in one place and a car space for the car in an other.
I ain’t trying to con anyone here. Trust me. I’ve just wanted the car fixed from day one and then worry about anything else after that. As I’ve said. My solicitor hasn’t even told me what exactly he’s claiming for even so I don’t even know what’s going on. I’ve never had to claim on someone before so I’m new to all this.
Also I was advised (before I got a solicitor) by the other insurance company not to touch the car. I was going to attempt to fix it myself and they said not to touch it.
Salary Negotiator wrote: » I feel your pain OP, I was rear ended in mid 2018 and paid over €3K to get my car fixed and I'm still waiting to get that money back. I was hit by more than 1 vehicle though which has complicated things as, according to my solicitor, liability is being disputed among the insurers behind me.
randomrb wrote: » Unfortunately yes, no foal no fee sounds like a good deal but the more complex or risky your case is the more they will just do the bare minimum. When was the PIAB assessment?
BattleCorp wrote: » Given that you are working, it's not a mad amount of money to gather together since 2018 but I don't know your personal circumstances so I'll cut you a break there. Fair enough. You have motorbikes (more than one) and can afford €100 per month to store your car and can also afford to rent another space for the motorbikes but can't scrape together €1200 in a year and a bit to fix your car. The break I cut you earlier has now been removed. I'm not doubting the severity of your injuries or trying to imply that you are trying to con anybody. I just find it strange the way you dealt with the car issue. You were taking advice from the insurance company you are claiming against? Dude, you've been badly advised.
dizbo wrote: » It was august. This is what my solicitor said about it “ I have to issue legal proceedings as the insurers did not consent to PIAB involvement.”
randomrb wrote: » Thats not too long when it comes to Persomal injury cases. The next step should probably be an engineer to look at the car and another medical report done if that hasn't already happened. Be prepared that if this is going to court it could be a few more years. I also agree with the above posters, you need to get the car fixed you could be a long time waiting
punisher5112 wrote: » Mad to be told not to fix. I've had to wait 3 years for one and just over 6 years for the other as the insurance company went bang.... Go to a indy get it repaired, keep estimate which I'm sure you sent to insurance company. You need a better solicitor. I've had a few crashes and I used a solicitor that was recommended and compared to one I used before that he is absolutely smashing at what he does. Insurance company were disputing the crash, I had dash cam footage showing other driver at fault. They had this and still disputed. I got him on the case and was paid in full 2 weeks later.
dizbo wrote: » Again. New to all this. Can I change solicitors mid claim? What’s the procedure there? Do I need to go through everything again?
punisher5112 wrote: » You would have to contact another to see would they take it on. I'd first get onto them again though and ring and ring till you get an answer. Voice your concerns. If nothing changes then definitely look to change.
dizbo wrote: » Thanks for that. Wanna pm me a good solicitor for if I do have to change
randomrb wrote: » One thing to bear in mind is that you may have to pay fees to your current solicitor if you choose to change
dizbo wrote: » If I’ve been badly advised how was I meant to know. As I said. Never been through this circumstance before so I was just doing what I was told.
BattleCorp wrote: » Am I correct in believing that you personally (not through your solicitor) were advised by the other insurance company (the defendant's insurance company) not to fix the car? Given that you had engaged a solicitor at an early stage, I don't understand why the insurance company were communicating with you directly. If they advised your solicitor not to fix the car and your solicitor went along with that advice, that's very strange. I'm also surprised seeing as the repair fees were only €1200 and liability doesn't seem to be an issue (you were hit from behind), I don't understand why the insurance didn't put that part of your claim to bed.
dizbo wrote: » They where dealing with me directly for about a month, when I wasn’t getting answers about getting my car fixed I then went the solicitor route.
BattleCorp wrote: » Can I ask, did your own solicitor agree that it was good advice not to put the car back on the road? Because I would consider that to be poor advice if the circumstances are as you have said. The only way I would preserve the car would be if liability was an issue and the insurance companies wanted an engineering report on the car to help determine liability. Anyway, best of luck with the personal injury.
punisher5112 wrote: » Get it fixed, keep receipts, take photos, keep estimate. When everything is getting sorted you will be paid.... Only way you won't is if you sell the car. Madness leaving it sitting up.
Salary Negotiator wrote: » This is what I did. Got an estimate and submitted it to the insurance companies. An assessor was sent out to look at the car and agreed that it was not a write off and could be repaired. I got it repaired at my own expense and I’m now waiting to be reimbursed. It’s a pain in the hole as I could use the money now but I know I’ll get it eventually.
punisher5112 wrote: » But you said car is off the road since then and not fixed?
