Billythekid19 wrote: » It's based on the last 4 paye years. So if you were in full employment for 3 of the last 4 years its likely you'll be entitled to 75 per cent of the amount
wolfyboy555 wrote: » How does the HTB scheme work of you were out of the country for a year? I spent time abroad 2018/19 and will have been back working for 7/8 months by the time I would like to apply for the HTB. Before I left I was in full time work for 6 years.
stoves1 wrote: » My son and partner have put a deposit on a new house, 300k , both paying paye tax since january 2019 this year, were in australia for previous 5 years, they have paid circa 7k already in paye this year, cannot register for previous years as not in ireland so didnt pay tax, am i right if they can delay the purchase (contract) untill jan 2020, they could ge this €7 k plus ie tax paid this year towards the house purchase as part of the help to buy, or is this amount divided by 4 as past 4 years qualify, thank yo for answers
stoves1 wrote: » many thanks for reply, i notice your last line" Theyll qualify for a full rebate of all the income tax (so excluding USC and PRSI) from 2019 in 2020", does that mean they can retrospectively claim it back in 2020 ie 2019 income tax if they were to continue ie sign contracts before dec 2019, many thanks
rachaelf750 wrote: » I will be purchasing the dwelling I live in currently (built 2005), I have never owned a house before. I am hearing conflicting information regarding this scheme, can someone clarify if I can avail of the Help to Buy (HTB) Scheme?
Creamy Goodness wrote: » No It’s help to buy but it’s also an incentive to get developers to build desperately needed housing. You can avail of the bank offers though we’re you only require 10% loan to value even on second hand homes.
rachaelf750 wrote: » Ok,I have never purchased a property before and the only scheme on offer is not available to me as I am buying an older property, oh the fairness! My only other choice is to purchase new or build or forgo any assistance.
Tipsy McSwagger wrote: » Mine has been sorted, developer has received the money. I’m delighted to only have needed to provide half the deposit.
rachaelf750 wrote: » My only other choice is to purchase new or build or forgo any assistance.
HarleyG wrote: » Hi all I need some help please!! I’ve just started the process for applying for HTB we drew down mortgage October 2016, I’ve just tried to apply through revenue my account and it said ‘tax clearance certificate not issued’ I have no idea what this is as I have always being employed never self employed, has anyone else had this issue and where do I go from here? Other things it was looking for was p21 for 2016 and form12 for 2015 which I’ve done and resubmitted the application but this error about the tax clearance certificate is still coming up and won’t allow me to proceed until I have it sorted
tomister wrote: » Great news! Did you need the counter signed contracts in order to upload for the claim? Signing this week and would love to get the claim sent off this week too!
A Neurotic wrote: » I had the same. My P21 for 2018 came back with an underpayment - I had to settle the balance with Revenue before I could proceed with my application. But here's where I got stuck - even after I paid the tax due, it still said "tax clearance certificate not issued" in my Help to Buy application. It turns out you need to apply for a tax clearance cert separately. The good news is that it's extremely easy and fast. Log into revenue myaccount and scroll to the box at the bottom - "Manage my Record". There's a link there to apply for tax clearance. In my case I clicked the link and literally immediately got the cert. I could then straightaway proceed with the Help to Buy application. Hope this helps!
HarleyG wrote: » Hi all just need a bit more help regarding the HTB, so we drew down our first payment for our mortgage October 2016, we’re only claiming for HTB now as we just realised we could! So selected 2014,2015 and 2016 as the years to claim back and revenue came back with a figure approved of just under €5500, seems very low and was just wondering is it because they’ll only take 2015 and 2016 into consideration as 2014 would be outside the 4 year timeframe for claiming back tax? Definitely paid a lot more than €5500 between us for these 3 years so have no clue where they got that figure! :-(
niamhzie wrote: » Hate bringing it up, but if we're in the house before November, does that mean we're liable for lpt from 2020? I presume we'll get a letter....?
charlietheminxx wrote: » New properties are exempt from LPT.
niamhzie wrote: » Forever exempt? Or just in the year of purchase?
charlietheminxx wrote: » Houses built since 2013 are exempt until at least 2021, when that policy will be reviewed.
C6 wrote: » According to citizens information lpt exemption only runs from 2013 to end of 2019 for new builds has it changed ?https://www.citizensinformation.ie/en/money_and_tax/tax/housing_taxes_and_reliefs/local_property_tax_exemptions.html
