SusieBlue wrote: » The mortgage obsession? Are you aware of the rental crisis? If I could rent long term, securely, for a reasonable price like you can in other European countries I wouldn't bother with a mortgage at all. Its to give myself security when I am elderly cause I sure as hell won't be able to pay €1,500 a month rent when I'm not working and I don't aspire to live in a house share at that age either. I lived with my ex, renting, for several years. I moved home when that relationship ended last year. I don't want to be living in a house share in my late 30's (no offence to anyone who does). I want to have my own children by then, so living in a houseshare at that point of my life isn't feasible anyway. My commute is already about an hour, moving further out would only add another hour to it. You seem to be really naive to the struggles people are facing trying to source accommodation. If it were really that straightforward to just rent with friends, save for a mortgage, and have a decent quality of life and work/life balance there wouldn't be so many people in their 20's (and older) still living with their parents. I really don't see the logic of putting myself through extra years of hardship paying extortionate rent when I can just stay at home, give my folks a few bob towards paying off their own mortgage and hopefully get my own a bit sooner than otherwise.
Braelyn Fat Toe wrote: » Yes I think it's sad that we have such a negative view of adults living with or moving back in with parents. Obviously it wouldn't work in some cases, but in others it means company, and practical and financial assistance for an elderly parent, and a nicer home in a nicer area for their adult son or daughter. What's wrong with that if everyone gets along and the adult child pulls their weight and takes on responsibility for some of the housework and maintenance and the parent treats their adult offspring like a proper grown up?
Wildly Boaring wrote: » Yep that's nothing like what I was arguing. My argument was to rent for extra few years rather than live with parents. Nowhere did I argue to rent long term and especially into pension. The simple fact is you do not want to house share. Your response to my first post was that you would love to and the freedom but alas it would set you back 4 or 5 years in your plan. Plainly you prefer to live with your parents. Again nothing against that. I'd happily live with mine in my 20s but I'd prefer to house share somewhere. If renting with parents I'd expect to pay rent. That rent would be very similar to house share money. I'm not naive about this. I'm just prepared to put up with a bit of hardship to rent. As per earlier longer commute, maybe deal with awkward landlord, sort the bills etc.....maybe there are those who aren't. It's easier stay with mammy.
Wildly Boaring wrote: » Looked at Lucan there on Daft. Talking 400 to 600 for house share. You'd surely be giving the parents min 100 a week? So 420 or 430 a month?
veryangryman wrote: » I guess its alot of money when you consider that the morning buses tend to be packed on arrival from there. If or when you do get on, you join said sardines. You go home in the evening to a weird house where the communal area is never used and everyone lives in their room with (at best) a grunt when they see you in the house. And the commute is rarely inside 1 hour
ToddyDoody wrote: Still though, huge national debt. Rat race needs to be a priority.
Wanderer78 wrote: » Ah shur our national debt is only due to scumbags being scumbags
ToddyDoody wrote: » Ah ok, so we don't need to pay it back?
tylercheribini wrote: » It will never be paid back, we have just about managed to service the interest on it.
ToddyDoody wrote: » Its a bit like the small time gambler who ended up at the big boys table.
The Department [Social Protection] provides a household benefits package which includes a gas or electricity allowance and a free television licence. For people under 70 years of age, they may not receive these benefits because another adult – usually an adult child – resides under their roof. I am removing this condition in Budget 2020. By doing this, we are recognising and supporting the role played by these families in providing a home to other adults, usually adult children. It provides additional support to vulnerable, multi-generational households at a time of high housing costs.
zell12 wrote: » The State recognises they are 'forcing' adult offspring to live with parents in Budget 2020.
emilymemily wrote: » Can I just ask, your child that went to live and study in the UK in her late teens, was she funding that all by herself or where you helping her? Your other child that moved with her boyfriend, what sort of job did she get and was getting any financial help from you or the boyfriend she moved with?
lainey_d_123 wrote: » If you're 30 and living at home and thinking that anyone not in your position has had financial help, you're wrong. The economy isn't the issue - you are.
lainey_d_123 wrote: » The economy isn't the issue - you are.
Tony EH wrote: » No. The economy IS the issue. It shouldn't cost so much to get basic living necessities.
LirW wrote: » Fair play to you. And while I really don't want to take away from your success, the whole spiel just goes the other way around. People aren't any worse for living at home and making it work and picking up on an offer from their own parents. I recently returned to college as a mature learner and I have seen the schedule of the full time course. It is insane and there aren't many jobs out there that would cater to such a schedule. Even less of you have a long commute to college. A few people from my course dropped out already because they can't combine their jobs with a college schedule. Another thing is that afterwards not everyone can live in houseshares because their circumstances, be it health or other commitments, don't allow this. I had a child by the time I was 20, it is impossible to find a houseshare with a baby, especially in this market. And last but not least: you have shown great resilience for the share of sh*t life has thrown at you and you made it. There are others that won't be able to do it because the pressure is simply too much. That doesn't make them worse people. I dropped out of college after 18 months because I couldn't manage my job, college work, feeding a child and going through a bad stretch of mental health in my early 20s. Everyone wants their child so succeed despite their immense pressure. This whole "character building" stuff I cannot really agree with though. We somehow accepted in society it's totally cool to impose ridiculous workloads and financial hardship on school leavers for this so-called character building. Judging by the lastest mental health statistics it might not be the way to go because this is the first generation that had to go through education and formative work years with the requirement of being mentally available 24/7, being ultra flexible, juggling the college work load while jobs catering a full-time education are increasingly rare and are then called weak snowflakes if they really struggle with it while older generations had different standards in pretty much everything.
tylercheribini wrote: » Yeah there is a real hyperindividualism-Thatcherite-pull yourself up by your bootstraps bang off some of the comments. "Struggling to climb the social ladder? Then its entirely your fault."
ToddyDoody wrote: » It never ceases to amaze me at how useless the right wing can be at dealing with problems associated with being human.
Braelyn Fat Toe wrote: » When I started working, the working day generally finished between 5 and half 5 for most people, commutes were short, and places like Rathmines and Ranelagh were full of flats and bedsits easily affordable to young people in their first job. It was perfectly normal for a couple to get married in their early twenties and be able to buy a house, within commuting distance of their job, on two very ordinary salaries and for one parent to either give up work, or go part time, after they had children.
Macy Salmon Squeegee wrote: » Why would you pay rent to live at home? Crazy concept imo that I’ve only ever heard about on boards. My parents would laugh at the idea and transfer the money back if I even attempted to pay rent to them.