Parapara2017 wrote: » Not getting any quotes at all for 2000 Toyota mr2 1.8 Anyone know anything?
tuxy wrote: » Have you tried AXA? Options are getting very limited, if they say no you may be in trouble. You might be able to legally force a company to give you a quote if you get a rejection letter off 3 of them but god only knows what that quote would be like.https://www.insuranceireland.eu/consumer-information/general-non-life-insurance/declined-cases-agreement
evosteo wrote: » See in a situation like this, the insurance companys hold all the cards, what's to stop them quoting €10k or 15k or 20k for a year's cover?
BexieB wrote: » There seems to have been some sort of shift with regard to older cars lately. I have a 2000 Mini, until recently I could only get insurance with Axa. Have not been able to get any online quote for the past 3 years. Recently I’ve got online quotes from Aviva, 123 and AA. The last time I tried AA, they told me my car didn’t exist on any of their databases, now suddenly it’s back! I’ve noticed with all of the quotes they ask how long you’ve owned the car. This should mitigate the risk of crooks buying old car for ‘crash for cash’ fraud, which seemed to be the reason for older cars being shunned by insurance companies. Is it too much to hope some sanity is returning to the older car insurance scene?
accensi0n wrote: » I've only been able to find two for a 20 year old car recently. AA and Supervalue.
tuxy wrote: » accensi0n wrote: » I've only been able to find two for a 20 year old car recently. AA and Supervalue. Would AXA quote you?
Eggs For Dinner wrote: » Be careful what you wish for. Insurance Ireland fund a central database for it's members, where they share information on fraud. It is for members only but any insurer can apply to join and, to my knowledge, no insurer has ever been refused membership. If an EU ruling comes along stating that all insurers must have access to the collective data on fraud, without being a member and contributing to the running cost, then what incentive is there for the group to continue running it? We'll revert back to a situation where every insurer will retain it's own information and fraud detection will reduce. The solution is for every insurer (and potential insurer) to join Insurance Link and pay towards the running costs. Either that or the Regulator needs to fund a universal database scheme.
petronius wrote: » It is a scandal, that older cars which have passed the NCT are refused insurance. What is the point of the NCT if they can deny you a quote. It is also ecologicially damaging since more older cars get scrapped, and whatever carbon benefit a new car has in its running, is out weighed by the carbon footprint of producing it and scrapping the older car.
jmreire wrote: » So, what's the problem? Any new insurances are coming to Ireland, make it mandatory they have to pay their share of this fund? .
Markcheese wrote: » Apparently older cars are involved in a disproportionately high amount of claims, and because of the advances in safety in the last 15 or so years, a even higher level of claims... (I could probably believe that in terms of 50 / 100euro extra on your bill a year, but it seems odd that they don't even want to quote...)
tuxy wrote: » Well what I think is happening here is the government give support to the current insurance cartel and then the insurance cartel also helps the government out by forcing people to buy newer cars so more VRT is collected. But that's just what I think, no proof. This practice is then justified by saying it means safer cars and lower emissions.
Leonard Hofstadter wrote: » Not technically 15 years old I admit,
Leonard Hofstadter wrote: » The brother has moved from being a named driver to being the main driver on our 2005 Avensis. He's 25 and managed to get it done for about €1,200. Had 4 years named driver NCB, which they accepted. Did it with Aviva as well (via a broker), which was interesting as I know they've a reputation for not taking on new drivers on cars that 'old'. I was amazed he got it insured so cheaply (relatively speaking), although he has no penalty points. Not technically 15 years old I admit, although as near as makes no difference since it was registered at the start of 2005. I got my insurance for renewed today on my 2003 BMW 325 for €716, exactly one euro more than this time last year, can't really complain about that either considering it's over 16 years old (about the only thing on it that's cheap really:pac:). This is with RSA (via a broker). This is fully comprehensive with step back cover. We've always used O'Mahony Boylan Golden Insurance Brokers and they've always looked after us, so I'd suggest anyone who's struggling to get an 'old' car insured give them a call, you might be able to keep you 'old' car insured at a reasonable price for a bit longer:)! I see no reason to get rid of perfectly good cars if they're working away fine and have valid NCTs.
tuxy wrote: » It's very much a computer says no/yes. It's 14 years old so no problem and renewal will probably be possible next year. Also different companies have different cut off points so some will be 16 years.
galwaytt wrote: » ...well I tried Aviva for a 2006 Clio 1.2 and "computer said No". So I retried, but put in my 01 Audi and....no problem. Literally, zero logic there.
