prizebondloser wrote: » Do you all keep the bonds in a safe? Do you treat them like cash? I think I’d almost rather not have the phsyical bonds although someone else can’t really cash them?
bubblypop wrote: » 50 Euro last Friday. 3rd win this year. On 100k
pbwinner wrote: » Winnings on 12th April 2019: €50 Last win 22nd February 2019: €50 Total winnings on €25k from Feb 2011 to date: €2850 2011: €75 x 4 €300 2012: €75 x 6 €450 2013: €50 x 12 €600 2014: €50 x 9 €450 2015: €50 x 5 €250 2016: €50 x 5 €250 2017: €50 x 4 €200 2018: €50 x 2 €100 2019: €50 x 4 €250
joeysoap wrote: » Your doing much better than I am. I purchased €25k initially, increased it by increments to 100k by end of January. Not one win.
PB2018 wrote: » Winnings on 29th March 2019: €0 Last win: 1st March 2019: €50 Weeks since last win: 4 €134k invested in prize bonds since July 2017 Win ratio: 11 wins in 91 weeks (12%) 2017 (Jul-Dec): 5 x €50 = €250 2018 (Jan-Dec): 4 x €50 = €200 2019 (Jan-date): 2 x €50 = €100
niallers1 wrote: » I think you've helped me make up my mind. Thank you all. Prize bonds seem to be a terrible investment. If you plan to keep money saved longer than 5 years then a mutual fund with a good track record is the way to go. Even a fund that tracks the S&P 500 will get you 7% per year on average.
NuttyMcNutty wrote: » My parents got my son prise bonds, how do you know you have won?, are you supposed to check somehow or do they just post out the winnings, move house since so not sure how to even update them. Google prob find out but Im here
niallers1 wrote: » that's less than 0.5% return. you could be getting 7% return. That's over 9k per year. You've "won" €550 in almost two years. That is a poor return on your money.
joeysoap wrote: » That should be €50 x 5? A win this week?
joeysoap wrote: » Sounds great, Where’s will I get this 7% return? .
niallers1 wrote: » Any decent fund will match the S&P 500 over 5 years. 7% is an average return. There's 100's of index funds to choose from Buy a simple index and leave it alone for 5-10 years. Prize bonds are ok I suppose if you want to keep your money safe but not if you want your money to grow.
FoolsGold1 wrote: » (I'm much too old to play the field ... .........In general, a disaster.
Thargor wrote: » We're 11 years since the last recession, they come every 10-12 years, a major warning light started flashing with the US yield curve inversion a week ago that the next one could be upon us, if its money you dont need stick it on the markets by all means but for house deposits or funds you cant afford to lose there isnt anywhere paying 7% thats safe, there isnt anywhere paying 2% thats safe, you might aswell have a bit of fun on a Friday when the returns on standard savings accounts are more like 0.2-0.5% at current rates.
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