Creamy Goodness wrote: » on a joint mortgage the HTB has to be joint as well, so if one of the applicants isn't a FTB then there's no FTB grant.
Creamy Goodness wrote: » the max years you can use is 4 years anyways, if you've paid enough tax to cover the 5% (or 20k max) then you'll be grand but he'll have to submit his p12's anyways
yvonne.joy.3 wrote: » Yes I understand the max years is 4, so let's say could I do 2018, 2017,2016 &2015 for myself and then just 2018 for him or would I have to do the same years for both?
el Fenomeno wrote: » Has to be all 4 years for both. If your tax alone is more than 20k then there's no reason not to add all his years unless you're trying to hide something?
jesonnn wrote: » Check the status at your My enquiries at revenue.ie, you should see the expiration date. Usually it gives you for half of year, so I would assume it is expired and you need to apply once again, but if you provided the contract to revenue I would assume builder got it already. If you are saying that claim has been submitted, the builder had had the money and no issue. I would ask that of builder via your solicitor.
Im_No_Superman wrote: » Does anyone know does the Application expiry date mean you have to submit your Application before that date or the Application and Claim must be completed before that date? My Application is due to expire end of March, I hope to submit Application with contracts+loan offer next week, will that leave enough time for Application and Claim to be completed before end of March or as long as the Application is done by end of March it will be fine.
Mickiemcfist wrote: » Does anyone know if there's any plan to replace the HTB after 2019? Thanks
Jellapino15 wrote: » Apologies if this is a silly question, it's all so new to me. I'm trying to proceed with claiming my HTB but next step involves uploading the mortgage contract with the lender. I have not received my loan pack yet as awaiting valuation, it's a new build. Would the original letter of loan be accepted or is the contact different to this? Also any idea how long a claim takes, roughly, once submitted?
yvonne.joy.3 wrote: » What is it is he has an underpayment from previous years that is being recouped threw his credits at the moment but it won't be fully repaid until October.
Jayred wrote: » Wonder can anyone help..we have paid deposit on a new build house and HTB grant has been Claimed by contractor. The HTB grand was 5% of our deposit. We were told house would be ready by end of May but now he is telling us will be sept which I know will turn into nov/Dec. We have to be out of our rented accommodation at end of May and have enrolled daughter in school where new house is. Developer mentioned that another house in same street will Be ready in June. Bit more expensive but managed to get extra mortgage. Revenue told me the contractor can pay back original grant and claim the new amount which has already been adjusted online to the new refund I am due. However I don’t think developer wants to play ball even.I’m annoyed as he won’t answer and calls or texts. Has anyone else been in similar situation where they wanted to switch house in same development?
Maryvind wrote: » Hi I really hope someone can answer this... 2 people applying for HTB. Do both people have to select the same 4 years. For example can I select 3 years and partner selects 4? (I have only been back working in ireland for last 3 years) thank you
Maryvind wrote: » Thank you myshirt. Another question I hope someone can answer. How does my partner accept confirmation of the group? Will he get a notification in his 'myrevenue'? Is that where he chooses his 4 years? Thank you
AnthonyOD1987 wrote: » Yes once you submit the the request, he should get the request, asking him to login and select the years he wants to use. in fairness to revenue the whole process, is quick, efficient and probably the easiest part of buying!!
Maxed-irl wrote: » I agree the rest is a pain especially waiting to sign contracts
Lynda_Ox wrote: » Hey! I had this problem too. Myself and my partner applied last May and we’re approved so when we went to upload our contracts last week we had to reapply as it had lapsed.. So when I applied from my partners account his form 12 and everything else went through within 24 hours, mine kept saying ‘form 12 not filed - 2018’... so i had filed it on the Tuesday and still had heard nothing up until yesterday when I finally got a pain in my neck after waiting over a week and rang them to be told that it was a problem on their side that they needed to approve my form 12 so that guy said I would be up and running by the end of the day.. so I got up this morning and there was still nothing so I rang again today and the new guy I got told me that whoever I was speaking to yesterday only approbed parts of my form 12 and not the whole lot and that it’s happened a number of times to people over the last couple of weeks..so now it’s finally telling me that I’ve been successfully added to a group :-) However I’m still skeptical as under the ‘added successfully’ part, it says my partner is still awaiting membership confirmation.... so fingers crossed we’ll get somewhere soon. With regards to the phone number, if you call this one *1890 33 34 25 and it says they’re too busy and hangs up, call this one instead *(01) 738 3636 you’ll get through on one of those line because it happened to me a number of times last week.. Best of luck :-)
fungie wrote: » Do you have to use 4 years worth of tax returns? My partner and I are applying for help to buy. She was self employed for part of it but sorted her tax, however, on the website it says it's not cleared. Nobody in Revenue has been able to sort this. Can she just use, for instance, 2 years and I use 2 years. This would easily cover the 20000?
Paschal99 wrote: » We currently have approval and an access code, but it expires 31st March. We're expecting contracts to come next week for a house, but we're worried we won't get to sign by the 31st (builder will claim 5% at signing of contracts). How long is having to re-apply likely to delay us by?
