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€25k invested in prize bonds

pbwinner

Hiya,
Thought I'd update this thread on the success (or not) of €25k (yes, €25,000) I invested in PBs since February.

Purpose of this thread is to give some indication of the success rate of PBs for the ordinary punter as I assume €25k is large amount to invest in one go.

Planning to keep it in there for a year or so.

Winnings to date: €25

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pbwinner

Taylor365 wrote: »

You won the euro millions too i take it?

No, but I damn well bought a ticket!

pbwinner

Winnings on 1st March 2019: €0
Last win 22nd February 2019: €50
Total winnings on €25k from Feb 2011 to date: €2800
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 4 €200

worded

A Prize bond I bought about 30 years ago won for the second time ....

Circa Year 1997- 100 Irish Punt the first time

This week 50 Euro

First time a bond won twice for me.

Cork Lass

Won nothing last week but curious to see how we go this week. We sold 10k of our 20k batch - cheque arrived today. Last time we sold a batch we had a few wins over the following weeks.

tuisginideach

I've cashed in a good few over past year - did nothing to improve my chances!

tuisginideach

€50 this week

on the re-invested €27K - this batch won 3 x €50 Sept 2018, 1 X €50 Oct 2018, 1 X €50 Dec 2018 and €50 today. 3 bigger batches have won 1 x €50, 2 X €50 and 2 X €50 in same 6 month period. Unfortunately, the 12 month period didn't double those wins!

Agent Smyth

:mad::mad::mad::mad::):mad::mad::mad::):mad:

ebbsy

worded wrote: »

A Prize bond I bought about 30 years ago won for the second time ....

Circa Year 1997- 100 Irish Punt the first time

This week 50 Euro

First time a bond won twice for me.

We will give you the privacy you require as you deal with this pivotal moment in your life !

PB2018

Winnings on 8th March 2019: €0
Last win: 1st March 2019: €50
Weeks since last win: 1
€134k invested in prize bonds since July 2017
Win ratio: 11 wins in 88 weeks (13%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-date): 2 x €50 = €100

Andrew Flexing

No Joy

WhiteMan32

Winnings on 8th March 2019 on €109k: €50
Last win on 1st February 2019: €50

Thargor

These are a joke now, nothing again, nothing for 6 months. I think Ill just start slowly withdrawing them and moving the money into dividend payers.

[Deleted User]

Nothing again

Cork Lass

tuisginideach wrote: »

I've cashed in a good few over past year - did nothing to improve my chances!

Looks like you were right - nothing for us this week :eek:

honeybear

Nada....AGAIN!!! I’m NOT bitter!!!

John arse

Thargor wrote: »

These are a joke now, nothing again, nothing for 6 months. I think Ill just start slowly withdrawing them and moving the money into dividend payers.

I know what you mean,a joke is right!!!!

John arse

Thargor wrote: »

These are a joke now, nothing again, nothing for 6 months. I think Ill just start slowly withdrawing them and moving the money into dividend payers.

Ps some people with relatively small amounts seem to be winning something every couple of weeks????

pbwinner

Winnings on 8th March 2019: €0
Last win 22nd February 2019: €50
Total winnings on €25k from Feb 2011 to date: €2800
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 4 €200

Sligo Quay

Finally a win this week, €50 euro Friday 8th March, at first I thought it was 50k, then I put my specs on and it was only €50 the first win in 2019, last win was 12th October 2018, a total of 2 wins in 2018. Hopefully this year I'II do better.

mad m

Must be well over a year since we got anything. My son has won more than me on €500 bond and I bought 10k :rolleyes:

TiGeR KiNgS

pbwinner wrote: »

Winnings on 8th March 2019: €0
Last win 22nd February 2019: €50
Total winnings on €25k from Feb 2011 to date: €2800
2011: €75 x 4 €300
2012: €75 x 6 €450
2013: €50 x 12 €600
2014: €50 x 9 €450
2015: €50 x 5 €250
2016: €50 x 5 €250
2017: €50 x 4 €200
2018: €50 x 2 €100
2019: €50 x 4 €200

1.43% = IRR

1.34% = average inflation rate for the Eurozone since 2011 (2019 Q1 = 1.5%)

0.50% = Prize Bonds expected return

You are positive (effectively breakeven - approx +€160) on this investment but will soon go negative when adjusted for inflation.

TiGeR KiNgS

PB2018 wrote: »

Winnings on 8th March 2019: €0
Last win: 1st March 2019: €50
Weeks since last win: 1
€134k invested in prize bonds since July 2017
Win ratio: 11 wins in 88 weeks (13%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-date): 2 x €50 = €100

0.21% = IRR

1.54% = average inflation rate for the Eurozone since 2017 (2019 Q1 = 1.50%)

0.50% = Prize Bonds expected return

You are negative (-€3,436.90) on this investment when adjusted for inflation (on a full year basis, slightly better if taken from July 2017) and should expect to grow increasingly negative over time, driven by the gap between expected inflation and the expected return on the investment.

tuisginideach

Batch which won €400 in 2016, €400 in 2017, €100 in 2018 has won its second €50 this year:) - I suppose that's it now!

PB2018

Winnings on 15th March 2019: €0
Last win: 1st March 2019: €50
Weeks since last win: 2
€134k invested in prize bonds since July 2017
Win ratio: 11 wins in 89 weeks (12%)
2017 (Jul-Dec): 5 x €50 = €250
2018 (Jan-Dec): 4 x €50 = €200
2019 (Jan-date): 2 x €50 = €100

Agent Smyth

:mad::mad::mad::mad::):mad::mad::mad::):mad::mad:

[Deleted User]

Nada ting.

Again

scotchy

Sorry, no winners were found for selected dates.

Again.

:mad:

Taylor365

Ireland....

...no points.

Robodoc

No winners since late 2017 on just over €60k. Very impressed by pbwinners performance, have you reinvested your winnings or are you still sitting on €25k? Also out of pure curiosity do you cash in and then reinvest regularly, just curious, as when I was buying regularly some years ago there appeared to be a correlation between a purchase and subsequent prompt wins. Considering churning the old pbs to see can i get lucky again.........

tuisginideach

Robodoc wrote: »

No winners since late 2017 on just over €60k.

That's very disappointing!