Rows Grower wrote: » Renewal quote of 605 from Quotedevil who I have given a lot of business to over many, many years without one claim. Quote is for both of us who are named drivers on each others policies, rang Insuremyvan and got a quote of 570. We never had an accident or a penalty point between us, anyone know any other place worth ringing? Mine is commercial jeep and herself has family car.
mistress_gi wrote: » 38 years old driving a 2015 mazda 6 2.2 diesel. 5 years no claims bonus. Fully comp: Liberty (current insurer) 1450 Sertus (through chill.ie) 985 I went with sertus
Tommyboy40 wrote: » I cannot understand how it could be so expensive to insure a family car
lolliedog wrote: » Agreed
Roberto_gas wrote: » How good is liberty folks..
punisher5112 wrote: » As good as most others. All you want is cover and you don't need them to be your friend so use whichever has the best deal and offers what you need.
Eggs For Dinner wrote: » I agree to a certain extent. However, they are the fastest guns in the West to settle with a 3rd party if they make any hint of possible injury. Not always a good thing and, IMO, their predecessors Quinn have a lot to answer for introducing this practice back in the day
recyclebin wrote: » Doing quotes the last few days. I'm originally from farm in rural in Laois, moved to Castlebar. If I put my address as Castlebar it adds 15-20% compared to rural Laois!!!
Caranica wrote: » My renewal (FBD) is up over 120 since last year to 657. 142 1.3l Auris, 10+ years ncd, I'm the only driver (42 Yr old female) in the house (suburban Dublin). Fully comp with protected ncd, breakdown cover and accident protection. Made a claim in 2014 after an idiot boy racer wrecked the front wing of my car, fully reclaimed from his insurance. No penalty points.So far it's4women coming in best at 585, some of the quotes are ridiculous
morritty wrote: » I'm still waiting for mine in the post from AA. But i've just done this quote Gender: Male Age: 28 Car: 2012 Skoda Superb 1.4 NCD: 8 Years Licence: 8 Years Points: None Claims: None €750 I see no logic. Cant wait for the renewal letter
DaveyDave wrote: Post Insurance seem to be a good option for cheap quotes for more experienced drivers. A colleague of mine actually got a really low quote from Liberty of all people despite them usually being fairly high.
DaveyDave wrote: Take that with a pinch of salt. its4women/Boxymo/25plus have notoriously bad customer service to the point where people can't get through to them on the phone.
DaveyDave wrote: » Post Insurance seem to be a good option for cheap quotes for more experienced drivers. A colleague of mine actually got a really low quote from Liberty of all people despite them usually being fairly high.
barry181091 wrote: » Age 26, male 09 1.6D Fiat Bravo Location: Cork city centre. No points, convictions etc 0 NCB, 0 Named (As fresh as you can get according to insurance companies!) Liberty - 3800 Fully Comp. Boxymo - 1300-1600 depending on excess/km's etc. (Far too restrictive IMO) 25 plus.ie - 2593 (Standard) - 2737 (Xtra). (2427/2564 - 750excess) Acorn - Kennco 2285.47 (250 excess). Axa (Direct) - 2594 Compy, 2448 TPFT. Britton - 2398 (500 excess), 2110 (1k excess). Comp. 2109 TPFT. Campions - 4846 (Comp, Liberty). 3694 TPFP. (3073 comp, 2709 TPFT over the phone). Chill.ie - Axa 2430, Asgard 2778, Kennco 3203. All comp. Similar TPFT. First Ireland - 2402 comp (500 excess), 2114 TPFT. Its4women - 2792(Standard), 3012 (Extra), 2614/2820-700 excess Sheridan - Liberty 4861. Kennco (Direct) - 2894. (Comp) And the quote I finally went for...... The AA - AXA Fully comp, 1800, 250 excess. (Plus 7 per month for AA membership) (Included named driver who is a relative. Pro tip: Use a parent if they are clean as that will reduce it even more). It's worth noting that theAA give one of the most comprehensive policies from what I can see and just happened to be the cheapest. For anyone new; i) Your address matters greatly. ii)Type of car matters greatly. iii) Addition of a named driver reduces premium usually but should be a parent preferably. iv) Upping excess can reduce premium. v) CALL THE INSURERS!! You will get much better quotes over the phone.
Caranica wrote: » Thanks for the tip, post insurance coming in around 450. Liberty was over 700 though. Post is over 100 cheaper than anything else and 200 cheaper than fbd, so will give fbd one chance to beat it before I pull the plug
DaveyDave wrote: » Post Insurance seem to be a good option for cheap quotes for more experienced drivers.
johndaman66 wrote: » Your joking right? At last renewal time I had 11 years NCB and 5 years prior to that 11 years claims free driving experience as a named driver on a parents policy. They provided me with the highest quote yet again - in style in fact being around 3 times as much as the best quote I got. Like a clown I have tried them every year for the last number of years and they have consistently being the highest - in most cases by a very long shot if I recall correctly.
Caranica wrote: » Not for me, see above. Over 200 euro cheaper than my renewal and 130 cheaper than the next cheapest (its4women). I got quotes up to 1100 and ended up paying 453 which was fbd matching the post insurance quote which was underwritten by fbd!
johndaman66 wrote: » Out of curiosity do you recall who quoted you circa €1,100?
johndaman66 wrote: » DaveyDave wrote: » Post Insurance seem to be a good option for cheap quotes for more experienced drivers. Your joking right? At last renewal time I had 11 years NCB and 5 years prior to that 11 years claims free driving experience as a named driver on a parents policy. They provided me with the highest quote yet again - in style in fact being around 3 times as much as the best quote I got. Like a clown I have tried them every year for the last number of years and they have consistently being the highest - in most cases by a very long shot if I recall correctly.
Caranica wrote: » johndaman66 wrote: » Your joking right? At last renewal time I had 11 years NCB and 5 years prior to that 11 years claims free driving experience as a named driver on a parents policy. They provided me with the highest quote yet again - in style in fact being around 3 times as much as the best quote I got. Like a clown I have tried them every year for the last number of years and they have consistently being the highest - in most cases by a very long shot if I recall correctly. The problem is most insurance companies only recognise 5 years ncb . The odd one 6 or 7. And they wont recognise driving experience once you have you own ncb. Personally ive 17 years driving in my own name without accident or claim and 3 years driving experience but my ncb cert says 5 years Not for me, see above. Over 200 euro cheaper than my renewal and 130 cheaper than the next cheapest (its4women). I got quotes up to 1100 and ended up paying 453 which was fbd matching the post insurance quote which was underwritten by fbd!
