nav[aria-label="Primary Navigation"] { padding: 0; & ul { list-style: none; width: 100%; display: flex; flex-direction: row; justify-content: start; align-items: start; gap: 30px; padding: 0; & li { margin: 0; } & ul li { list-style: none; } } }

Child Item

Need a mortgage? Better delete that facebook account

peasant

AIB now make you sign a consent form that allows them to trawl through your social media accounts

In that form, a section headlined 'Data Analytics' states: "We analyse the information that we collect and hold on you through channels, such as social media networks (Facebook, Twitter, YouTube etc.).

"This helps us understand your behaviour, our relationship with you and also our position in a market place. Our analysis helps us to offer you products and services content we believe will be of interest to you."

No possibility to opt out of that one either.

Now the question is...that bikini/budgy smuggler pic of yours...will that be a help or a hindrance in you getting a mortgage?:D

news article here:
https://www.independent.ie/business/personal-finance/big-brother-aib-now-spying-on-customers-social-media-accounts-36903323.html

Find more posts tagged with

Quick Links

Comments

[Deleted User]

I presume insurance companies do this as well?

GarIT

Deleted User wrote: »

I presume insurance companies do this as well?

No actually. Too many people have too similar details for it to be effective if automated. Insurance premiums are usually calculated fully automatically. Someone in charge of mortgage approvals can stick your name into google and have a reasonably good idea who is and isn't you.

somesoldiers

why don't they stick to working on lowering the mortgages rates overall so then more people will be able to afford repayments instead of gouging people.

Why can't I go to Belgium or somewhere else in Europe and get a mortgage for a house in Ireland at 1.5%, if I remember from my Intercert geography, the whole point of the EC as it then was the" free movement of goods and services"?

AIB, inter alia, have been paying the Irish government back for their bailout money by grossly overcharging on mortgages, effectively they have been paying us back with our own money and looking to reward themselves for doing this.

how are all those tracker mortgage overcharges coming along, have you paid back all the people who's lives were ruined or ended by your greed?

[Deleted User]

GarIT wrote: »

No actually. Too many people have too similar details for it to be effective if automated. Insurance premiums are usually calculated fully automatically. Someone in charge of mortgage approvals can stick your name into google and have a reasonably good idea who is and isn't you.

I mean for claims.. Like someone saying they have a neck injury. I was pretty sure insurance companies are allowed to hire investigators to follow people in real life, and online.

tara73

that article is some waffling without saying anything definite, just states the obvious

whoever is still living in cloud cuckoo land and thinks banks, employers and all the other people who might have an interest in you are not looking up your name on google, facebook etc. when applying for a mortgage or even open up an account is..? don't know how to call it...

that's why, thank god, there's (still) the option to put your account on private and nothing could be seen. simple as.

so what does this form ask for is the question: that you open up your account to them, to see everything you posted?
not working, anybody would delete any content which could put the mortgage approver off.

so then next and most important question: is it already going that far that facebook is collaborating with banks and providing them with the whole content of a facebook account from a mortgage applicant?

that would be infuriating, but unfortunately, not surprising if this becomes the new reality. welcome to the Orwell world.

GarIT

Deleted User wrote: »

I mean for claims.. Like someone saying they have a neck injury. I was pretty sure insurance companies are allowed to hire investigators to follow people in real life, and online.

Oh, sorry. Yes, they do. All banks were already doing this too, they just now have to start telling customers because of GDPR.

tara73

Deleted User wrote: »

I mean for claims.. Like someone saying they have a neck injury. I was pretty sure insurance companies are allowed to hire investigators to follow people in real life, and online.

afaik insurance companies don't hire investigators beforheand. they don't have to.
when signing up with them, they give you forms were you have to tell them about everything, like illnesses in the past or for car insurances, accidents in the past.

if you not giving them this information or incorrect information beforehand and you get ill or have another accident, they simply don't have to pay.

biko

I hope they don't find my boards account

badtoro

https://www.independent.ie/business/personal-finance/aib-backtracks-over-moves-to-spy-on-customer-social-media-accounts-36908120.html