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Property Market 2018

castle2012

With supply still very tight. A homeless problem. Rising employment. It sure looks like where set for more large rises. There's not much to suggest otherwise. Any thoughts?

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johnp001

Also if the house belongs to a family with children then tripling of house prices without corresponding dramatic increases in wage rates means that housing is going to be significantly less affordable for these children when they want to move out and set up their own home and family.

draiochtanois

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Samuel T. Cogley

A friend of ours just bought a lovely 2 bed apartment in Amsterdam. 600K bargain.

Cyrus

an amsterdam is cheaper than dublin?

i dont think so

https://www.ft.com/content/79dca9b4-c3b7-11e7-b30e-a7c1c7c13aab

draiochtanois

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draiochtanois

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draiochtanois

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Samuel T. Cogley

No it's not! You can buy a two bed apartment in D8 for 300K and walk in under half an hour. Norway is the highest quality of life IIRC, whats a gaffe in Oslo gonna set me back?

Cyrus

sorry disagree, dublin isnt as expensive as everyone wants to think it is.

what do you mean by quality?

sure there was some rubbish put up in the mid 2000s but thats not indicative of the entire housing stock!

CalRobert

I could buy a 2 bed in Amsterdam and not die while cycling to work too.

Samuel T. Cogley

People are on dutch bikes pootling along, not MAMILs whizzing along like eejits. If we could stamp out the latter in Ireland we could do what they do in Amsterdam and essentially share the pavement albeit with a divide.

Alternatively you could buy a 3 bed house and use the nice cycle track along the coast.

draiochtanois

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OwlsZat

I think people will start to emigrate for better housing, commuting, quality of life rather than the historical reasons of finding a job or better pay.

That's certainly the conclusion I'm coming too.[/quote]

Can't help but agree. I think the grey voters have had it all to easy, while new labour entrants are saddled with the debt of their mistakes. I will also be immigrating rather than carry the financial noose of my predecessors. Sunshine and financial freedom await.

Cyrus

and so are parts of amsterdam,

the point is using amsterdam as an example of somewhere people will leave ireland to go and find the utopia of cheap housing close to work is a bad one.

Samuel T. Cogley

I've had more issues in D4 than D8

Bob24

I have no interest in getting into a postcode war, but while individual experiences can of course differ and each postcode has both good and bad areas; it is obvious that things like general safety level and cleanness of public space are on average quite a bit better in D4 than in D8. And all this reflects in property prices.

draiochtanois

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Cyrus

i disagree that irish people will be moving in any significant numbers (incremental to those that already do because they work for a dutch, german or spanish multi national) to any of those cities.

House prices arent any cheaper in desirable locations especially compared to the wages on offer.

If Madrid is so amazing why are there so many spanish people in their 20s over here?

draiochtanois

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Cyrus

You are flogging a dead horse, we aren't particularly multi lingual here either, and the 3 spanish people working for me at the moment are all university educated qualified or part qualified accountants that were fluent in english when they landed.

Bob24

And now we are getting interest only buy-to-let mortgages: https://www.rte.ie/news/business/2018/0404/952015-concerns-over-new-interest-only-buy-to-let-mortgages/

How could anyone in the government/CBI think it is a good idea to allow this???

Arthur Daley

Business as Usual

gargargar

Spain has an awful problem with youth unemployment. Hence the migration abroad.

FullOf..IT

About to jump and Im being drawn towards locking in 10 year fixed with KBC @ 2.99%.

I would have to move to them from PTSB to secure a 0.2% rate decrease but looking at their fees I should still be better off.

Whats forums thoughts?

Samuel T. Cogley

KBC rate is about to be no more, so whatever is available.

Cyrus

other option is 2.6% or 2.5% (depending on mortgage size) with UB and legal fees are covered.

Assetbacked

I have decided to spend the next six months learning German with the hope of moving over to one of the major cities there in the next twelve months. Educated here and qualified but willing to (initially at least) sacrifice my career in order to experience the better lifestyle (energy and financial cost versus reward) on offer in Germany.

Initial financial projections would indicate that I would be almost equivalent financially by taking a job with an average salary in Germany (currently on an above average salary in Ireland). Therefore, it makes more sense for me to have the benefits of the German lifestyle.

CalRobert

Good luck!

It's pretty sad when a country's people have to emigrate in bad times AND good times. FG might as well mean 0 ****s Given.

Cyrus

whats the better lifestyle in germany and what industry is this in? Genuinely curious

draiochtanois

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