barry181091 wrote: » Age 26, male 09 1.6D Fiat Bravo Location: Cork city centre. No points, convictions etc 0 NCB, 0 Named (As fresh as you can get according to insurance companies!) Liberty - 3800 Fully Comp. Boxymo - 1300-1600 depending on excess/km's etc. (Far too restrictive IMO) 25 plus.ie - 2593 (Standard) - 2737 (Xtra). (2427/2564 - 750excess) Acorn - Kennco 2285.47 (250 excess). Axa (Direct) - 2594 Compy, 2448 TPFT. Britton - 2398 (500 excess), 2110 (1k excess). Comp. 2109 TPFT. Campions - 4846 (Comp, Liberty). 3694 TPFP. (3073 comp, 2709 TPFT over the phone). Chill.ie - Axa 2430, Asgard 2778, Kennco 3203. All comp. Similar TPFT. First Ireland - 2402 comp (500 excess), 2114 TPFT. Its4women - 2792(Standard), 3012 (Extra), 2614/2820-700 excess Sheridan - Liberty 4861. Kennco (Direct) - 2894. (Comp) And the quote I finally went for...... The AA - AXA Fully comp, 1800, 250 excess. (Plus 7 per month for AA membership) (Included named driver who is a relative. Pro tip: Use a parent if they are clean as that will reduce it even more). It's worth noting that theAA give one of the most comprehensive policies from what I can see and just happened to be the cheapest. For anyone new; i) Your address matters greatly. ii)Type of car matters greatly. iii) Addition of a named driver reduces premium usually but should be a parent preferably. iv) Upping excess can reduce premium. v) CALL THE INSURERS!! You will get much better quotes over the phone.
johndaman66 wrote: » 37 year old male; Full Irish license held 16 year, 0 penalty points; 11 years ncb, no claims, no convictions, no accidents; 2004 Toyota Corolla 1.4 t3 5dr hatchback. Some quotes I got; 1. 123.ie €760 for comprehensive cover. 2. An post insurance - over €1,100 for comprehensive cover. Consistently the most expensive every year by a long shot despite the amount of crap they push through the door promising you the world. Won't be contacting them next year and possibly putting a no junk mail sign up on the door too. 3. Allianz direct - TPF&T - €427.80 Comp Cover add - €10.98 Bonus protection cover add - €11.77 Driving other cars cover add - €3.91 Windscreen cover add - €14.70 Breakdown cover add - €37.80 Negotiation discount (I drive a tough bargain) subtract - €57.04Total - €449.93
99nsr125 wrote: » I just entered all your details and they're quoting €750 TPFT Address may be a back door gouging excuse
CramCycle wrote: » Age: 36 Car type: 05 Rav4 Years driving: 18 Claims: None Points: None Full Licence Price and Provider: 880 AA via AXA with one named driver . Up 500euro from last year. Went to Allianz after another poster here with same details. Down to 530euro. Will ring back AA and get it down again but why they make me jump through hoops every bloody year is beyond me.
firstlight wrote: » Just a quick question,How early can i start getting quotes before my insurance is up? its up the first week of april Thanks Not looking forward to getting fleeced
pawrick wrote: » quotes are usually valid for a month (they will say in the quotes you get)
student7890 wrote: » 08 Avensis 1.6 50 year old driver no claims 9 yrs no points full Irish licence Allianz renewal €481 tpft Aviva €758 tpft 123.ie €461 tpft 25 plus €415 comp
SCOOP 64 wrote: » wonder why big difference in quote to me,im same age as you, my car zafira 2008 1.6, full no claims bonus ,no points ,no claims, Aviva €280 fully comp, against yours Aviva €758 tpft ,must be area ?
icom wrote: » Rang them up and went into haggle mode, managed to get them down to €750 for the 2 year policy. Happy enough with that
firstlight wrote: » Tryed Over 25.ie Would not even quote for a car over 15 years old with NCT Please somebody tell me what is the point of the NCT??????
wotzgoingon wrote: » Try Liberty I am insured on a Jap import 20 year old car with them.
Demosthenes wrote: » 26 year old male, new driver, Cork City 1.4l petrol Golf 2005 0 years driving 0 years no claims 0 years named driver 0 points Fresh as it gets essentially
Demosthenes wrote: » 26 year old male, new driver, Cork City 1.4l petrol Golf 2005 0 years driving 0 years no claims 0 years named driver 0 points Fresh as it gets essentially Axa (via chill over the phone) €3090 Comp or €2790 TPFT Axa (via Sheridan Insurance) €3254.30 Axa (Direct, Online) €2793.66 Comp or €2636.56 TPFT Liberty (Direct, Online) €4796.06 Comp or €3736.39 TPFT Liberty (via Sheridans) €5028.39 Kennco (via QuoteMe) €5359 Comp or €4662 TPFT TopInsure (Online) €5583.45 Comp or €4858.29 TPFT 25Plus.ie €2774.08 Comp or €2486.17 TPFT BoxyMo €991 - €1197.48 Comp dependent on KM limits of 8000-12000 Its4Women €2819.66 Comp or €2677.51 TPFT FirstIreland €2498 Comp or €2181.67 TPFT CoverInAClick (Phone) €3035 Comp Allianz (via the AA over phone) €2297.22 Comp Allianz (Direct, phone) Would not quote. Acorn (over the phone) would not quote BOI would not quote AnPost would not quote As much as I hate the idea of the limitations around BoxyMo, the difference in price is enough to make me consider their poorly reveiwed service. Can anyone with experience with them fill me in on possible hidden costs and mainly how much do the top-up KMs cost on average? Anyone working in insurance should feel ashamed to be passing on these ridiculous quotes and anyone involved in the fraudulent activities that are supposedly propping up these prices should be stripped of their benefits, banned from roads for life and sterilised to prevent future impacts on society.
duffman3833 wrote: » I think starting off with a 1.4 golf doesn't help, i started with a 1.0 corsa. Golfs are very common also so doesn't help the price My ex used boxymo, it was grand for the first year, but pain in the ass if you encounter a speed limit less than 50kmh as its hard to drive any slower They will do for your first year but there stats aren't accurate at all.
Demosthenes wrote: » How would a golf being common have a negative effect on the price? Surely a more common car would reduce price as easier to get parts etc?
Autosport wrote: » Age: 30+ Female Car : 171 MB C200d AMG Years driving: 10+ Excess:€150 Claims : 0 Penalty Points : 0 Price and Provider : €990 Avivia through The AA Axa: €1500 An Post: €1250 Liberty: €1340 Avivia: €800 Chill Ins: €2000-€5000 123.ie : €1500-€3000 These quotes are fully comp but I went with Avivia through The AA has it’s fully comp to include the driving of other cars aswell. Although i didnt realise I fly an aeroplane
wotzgoingon wrote: » How much NCB do you have? If it's low they are reasonable enough but if you have a fair bit of NCB it's dear enough.
Autosport wrote: » 9 years or more
