99nsr125 wrote: » I just entered all your details and they're quoting €750 TPFT Address may be a back door gouging excuse
johndaman66 wrote: » 37 year old male; Full Irish license held 16 year, 0 penalty points; 11 years ncb, no claims, no convictions, no accidents; 2004 Toyota Corolla 1.4 t3 5dr hatchback. Some quotes I got; 1. 123.ie €760 for comprehensive cover. 2. An post insurance - over €1,100 for comprehensive cover. Consistently the most expensive every year by a long shot despite the amount of crap they push through the door promising you the world. Won't be contacting them next year and possibly putting a no junk mail sign up on the door too. 3. Allianz direct - TPF&T - €427.80 Comp Cover add - €10.98 Bonus protection cover add - €11.77 Driving other cars cover add - €3.91 Windscreen cover add - €14.70 Breakdown cover add - €37.80 Negotiation discount (I drive a tough bargain) subtract - €57.04Total - €449.93
barry181091 wrote: » Age 26, male 09 1.6D Fiat Bravo Location: Cork city centre. No points, convictions etc 0 NCB, 0 Named (As fresh as you can get according to insurance companies!) Liberty - 3800 Fully Comp. Boxymo - 1300-1600 depending on excess/km's etc. (Far too restrictive IMO) 25 plus.ie - 2593 (Standard) - 2737 (Xtra). (2427/2564 - 750excess) Acorn - Kennco 2285.47 (250 excess). Axa (Direct) - 2594 Compy, 2448 TPFT. Britton - 2398 (500 excess), 2110 (1k excess). Comp. 2109 TPFT. Campions - 4846 (Comp, Liberty). 3694 TPFP. (3073 comp, 2709 TPFT over the phone). Chill.ie - Axa 2430, Asgard 2778, Kennco 3203. All comp. Similar TPFT. First Ireland - 2402 comp (500 excess), 2114 TPFT. Its4women - 2792(Standard), 3012 (Extra), 2614/2820-700 excess Sheridan - Liberty 4861. Kennco (Direct) - 2894. (Comp) And the quote I finally went for...... The AA - AXA Fully comp, 1800, 250 excess. (Plus 7 per month for AA membership) (Included named driver who is a relative. Pro tip: Use a parent if they are clean as that will reduce it even more). It's worth noting that theAA give one of the most comprehensive policies from what I can see and just happened to be the cheapest. For anyone new; i) Your address matters greatly. ii)Type of car matters greatly. iii) Addition of a named driver reduces premium usually but should be a parent preferably. iv) Upping excess can reduce premium. v) CALL THE INSURERS!! You will get much better quotes over the phone.
icom wrote: » 53 yrs Kia Sportage 2016 Full NCB, long term full licence, no points etc Quotes include NCB protection, comprehensive, windscreen etc Last 2 years insurance was €666 from Blue Insurance €809 Renewal quote from Blue Insurance for another 2 year policy Does this seem reasonable, any point in haggling ?
fxotoole wrote: » Not sure what you mean by this? Could you clarify please?
barry181091 wrote: » Included named driver who is a relative. Pro tip: Use a parent if they are clean as that will reduce it even more
cplwhisper wrote: » Also be sure u clarify that fire & Theft cover has no excess and no effect on NCB
barry181091 wrote: » Edited with my rough location!
Cantona's Collars wrote: » Any particular reason why not? It used to be standard but now it's an added extra.
TeaBagMania wrote: » that's what I mentioned many pages ago, would be nice to have location included on quote details. Id like to know the difference between (for example) a Dublin address and Kerry address with similar driver and vehicle details
Kuva wrote: » No point in step back
barry181091 wrote: » For anyone new; i) Your address matters greatly.
Cantona's Collars wrote: » To cap it all,I decided to tax my car early this month as both that and the insurance fall due at the same time.The online system won't let me tax my car as my insurance will expire at the end of the month.:mad::mad:
punisher5112 wrote: » Just change insurance date for tax. It's not linked as many don't even put in correct policy number
Cantona's Collars wrote: » The missus shopping around, insurers saying "buy newer, get a cheaper quote". Gone up 6 years to a 132 plate and now they are saying "the vehicle is worth more,you pay more". Full cover is €510. The best quote she got was €474 fully comp without step back protection.Some quotes were nearly €700.
Cantona's Collars wrote: » Just got my renewal quote, €528,up from €440 last year.It was €350 the year before.:( To cap it all,I decided to tax my car early this month as both that and the insurance fall due at the same time.The online system won't let me tax my car as my insurance will expire at the end of the month.:mad::mad: It's stupid how insurance has an effect on whether you can tax your car or not,imo it's none of their business as to your insurance status. Edit,did a quick online quote with Aviva (who wanted over €620 last year) and got €404.
Cantona's Collars wrote: » Edit,did a quick online quote with Aviva (who wanted over €620 last year) and got €404.
Vanilla Cupcake wrote: » Age: 27 Car type: 04 yaris 1.0l Years driving: 1 Claims: None Points: None Full Licence also Price and Provider: 850e Liberty tpft with 2 named drivers 1 with full licence other with provisional. Cover includes breakdown assist, key cover, driving other cars, windscreen cover extra but I opted to get it. I was getting quotes from 1900e to around 1100e from various other insurers! Liberty was definitely the cheapest.
ofcork wrote: » Only for some though mine jumped to 728 from 667 and cannot get lower yet.
