JamboMac wrote: » Didn't think you could get vintage on Japanese/Asian cars.
lolliedog wrote: » What's the story with Liberty, you have a better chance of getting a good quote if you are 17 with a provisional license.
grogi wrote: » lolliedog wrote: » What's the story with Liberty, you have a better chance of getting a good quote if you are 17 with a provisional license. They are weird, indeed. I was getting much better quotes on a Corsa OPC (almost 200 bhp) than bulk standard Focus 1.6 with them...
Sue Pa Key Pa wrote: » Liberty were the best for my son this year. 25, Full Licence, 1 year NCB '10 Panda. Came in at €1,350 Comp.
lawred2 wrote: » So we frequently hear about how membership of the EU is so good for us - an especially current sentiment considering Brexit. Is it not fairly clear at this stage that incident free competent and highly insurable drivers are being gouged? Why have Irish people not benefited from access to the plethora of insurers across the EU?
grogi wrote: » Because Irish regulations are not compatible. I can buy a temporary TPL insurance policy based on a VIN number of a car from another EU state - but any Garda I asked says it would be invalid in Ireland. It is valid and the car would eventually be released, but not worth the cost and effort unfortunately.
lawred2 wrote: » I wasn't asking about insuring cars not from Ireland. I was asking why it is not possible for Irish people to get their Irish car insured in Ireland by say an insurer in Romania?
lawred2 wrote: » Why have Irish people not benefited from access to the plethora of insurers across the EU?
Sue Pa Key Pa wrote: » Do you mean good European companies such as Zurich, AXA, Allianz. Aviva, Royal Sunalliance, AIG etc.?
lawred2 wrote: » Most of those have had a presence in Ireland for a long time. Aviva was Hibernian. AXA was PMPA RSA predates the EU in Ireland. Zurich predates the EU in Ireland. AIG are American and incorporated here in the 1970s. I wasn't asking about companies not setting up facilities here - I was asking why Irish people can't be insured by any EU based insurer? Regardless of incorporation.
Sue Pa Key Pa wrote: » You missed my point. Any European insurer interested in doing business with Irish motorists has already placed a presence here to do just that, along with loads more appointing brokers as their Underwriting Agents. No EU insurer wants to service our market from an overseas base
grogi wrote: » But it should be possible. Right now it is not - and not because insurers don't want to offer the cover, but it will not be considered binding here.
lawred2 wrote: » But yeah grand - it's fairly obvious that when the market is reduced to national boundaries with a requirement for on the ground operations (which is the opposite of how the EU is sold to EU citizens) there is going to be minimal interest in a market about the size of an average European city.
Sue Pa Key Pa wrote: » It is possible, but there is a regulation process to go through. I can assure you there are very very few insurers chomping at the bit to do business here.
grogi wrote: » And that's exactly where the "EU thing" is failing. Regulatory etc.
Sue Pa Key Pa wrote: » Yeah, soft regulation in the financial sector would be a good thing
grogi wrote: » Are you saying that Irish regulation is the best one?!
Sue Pa Key Pa wrote: » I'm saying it is better than we had before. Anyway, it's off topic. Bottom line is that foreign insurers do not find doing business with Irish motorists an attractive proposition, even at the level of premiums available. We need to address the root causes of that.
