Elessar wrote: » Yeah be careful with these mobile phone insurance firms....the one linked on the last page doesn't cover theft or loss outside the home. Also won't cover cosmetic damage that doesn't affect the operation of the phone...i.e. that big scratch or dent you got from it falling. Just take good care of your phone and save yourself the extra €.
theft or loss of the device left unattended when it is away from your home
sink wrote: » Insurance should only be bought for that which you can not afford to replace e.g House or Car. Otherwise you're far better off creating your own contingency savings. You could insure your phone for €150 per year, but what happens if your car breaks or your boiler or your leg? That €150 spent of phone insurance is now useless to you. If you put that money along with money spent on insurance for other small items into savings after a couple of years you will have more than enough money to cover the cost of replacing any small breakages. This assumes you're not a total klutz who breaks a new phone more than once every 5 years and that you have the discipline to not spend it frivolously.
adam88 wrote: » You need to ask the agent in the store for the version that can be used in Ireland. That's what I was told when I enquirer about my 6. Something to do with sims or gsms or some lark like that
FrankGrimes wrote: » That sounds vague. Are there really different versions with different cellular compatibility? Hadnt heard there were so would be good to confirm.
AidenL wrote: » That might be more sensible than AppleCare and roughly same price for 2 years, with Loss and Theft cover.
snowflaker wrote: » I stuck mine as all risks specified on my home insurance
stimpson wrote: » The problem with that is your home insurance could double in the event of a claim.
FrankGrimes wrote: » adam88 wrote: » You need to ask the agent in the store for the version that can be used in Ireland. That's what I was told when I enquirer about my 6. Something to do with sims or gsms or some lark like that That sounds vague. Are there really different versions with different cellular compatibility? Hadnt heard there were so would be good to confirm.
Sierra Oscar wrote: » I’ve had to make a claim on home insurance in the past - it would be unusual for it to double in cost following a claim. It’s not like the motor insurance market (loss of no claims discount and an assumption that you’re a careless driver).
iancairns wrote: » Yeah it’s great but if beware if you break your phone screen the replacement might not be as good quality as screen with Apple. I broke my iPhone 6 screen slipping out of hoodie pocket onto a tile leaning over to dryer the week phone released. No where had the proper glass and what I got replaced was ****e and popped out past seems.
stimpson wrote: » sink wrote: » Insurance should only be bought for that which you can not afford to replace e.g House or Car. Otherwise you're far better off creating your own contingency savings. You could insure your phone for €150 per year, but what happens if your car breaks or your boiler or your leg? That €150 spent of phone insurance is now useless to you. If you put that money along with money spent on insurance for other small items into savings after a couple of years you will have more than enough money to cover the cost of replacing any small breakages. This assumes you're not a total klutz who breaks a new phone more than once every 5 years and that you have the discipline to not spend it frivolously. If you break one iPhone X in 8 years then you are ahead.
soundsham wrote: » If you break it once once in 8 yrs Some people are clumsy I’ve a daughter who would smash a diamond Insure according to risk
faceman wrote: » Does anyone know if Apple’s own leather case offer much screen protection by way of a raised bezel?
Blazer wrote: » No they don’t. I’ve used them on every iPhone since 6+,6s+ and both times the glass has shattered. The impact of the edge of the case hitting the glass is still enough to shatter or crack it through shock damage.
stimpson wrote: » I’ve dropped my phone on occasion, but I’ve never actually broke one. This phone has glass front and back. The risk of breaking this one is far higher.