blingrhino wrote: » Advice please ! i would like to keep my monthly payments around the €500 mark.
Nedser101 wrote: » So here is the position I'm in .152 skoda Octavia style 5,000 deposit 300 per month . Change for new one in Jan 342 per month.not a bad deal 0% finance makes sense .
Nedser101 wrote: So here is the position I'm in .152 skoda Octavia style 5,000 deposit 300 per month . Change for new one in Jan 342 per month.not a bad deal 0% finance makes sense .
ECO_Mental wrote: » Right I just rolled over and I think I got a good deal, I posted here a week or two ago saying that I was a bit disappointed that my monthly had gone from €445 to €526 for my Highline Passat but I have just sealed the deal for €480 boom My background is 151 Highline Passat estate 2.0l TDI 150bhp one of the first in the new shape, paid around the €38,000 and I came in with a deposit of €8000 (well they gave me that for an 8 year old smax with 190k km and a clutch and pressure plate that was about to blow) so it was around 20% deposit with an interest rate if 1.9%. So I do around 2000km a month but at the time the VW lads said that if you are going again it shouldn't be a problem the difference between 60k priced car and some thing coming in at 70 shoulnt be that much and sure we can always talk. So 2.5 very happy motoring years later (its a great car that highline passat) I was coming up to 56k so I said I may as well pop in and have a chat to see since I was coming near the limit. So he priced it all up for me and the settlement was around 18500 and he was going to give me 25K so keep at the same payment I would have to put €3000 towards the new one or else pay €526... which is a big increase and the misuses blew a fuse. Reason was he said the new Passat estate is just over €40k nearly 2k+ increase with my spec. Anyway to cut a long story short since I expressed my interest VW began bombarding me with letters and emails etc with offers So between the gig and the reals i get €1000 deposit bonus €500 equipment bonus Free road tax for one year and 0% finance Also they have a tech offer for €499 that give you loads of stuff. so added features my old highline doesn't have are LED headlights with auto dim and high beam LED running lights SAT NAV Keyless entry Full digital speedo and rev counter (active display) Lane warning and assist (actively stops you from drifting into the next lane) Traffic sign recognition rear cameras Android and apple app connection thing and a few other things So I have just come out now and have my new car on order for with no deposit just straight swap...I dropped the metallic paint for solid not for cost reasons but it was differnt and looked good. all the rest were boring shades of grey (although this is grey urano grey)I have Black Oak Brown that is by far the nicest colour and you dont see many around. Anyway excuse the rant but I think I got a good offer, considering I now dont have to worry about the mileage for the next couple of months
ECO_Mental wrote: » Update on this, just picked up the Car this morning and I don't know how this happened but they reduced my payment again... down to €434pm so now I'm paying less than my first deal.... They said they adjusted my settlement and the few months of payments I made came off it as well (I dont know I just signed and ran out of there) So after 2.5 years and putting up 65K km on the car I rolled it over and Im paying less and without handing over any additional money. Boom! that's a result. The Car is also WAY better speced than my old model GPS, all LED headlights, motorized tail gate, lane departure, etc etc For all you number crunchers here is the data Retail Price 39,461 extras 998 Total 40,459 Less discount -4,423 Invoice Price 36,035 Less used vehicle Purchased 22,499 Less Finance Settlement 17,334 Sub Total 30,870 Total Payable 30,869 Trade IN value Allowed 26,924 Less discount -4,423 Purchase Price of Used 22,499 Vehicle Work that one out....
dil999 wrote: » So you have just entered into loan for 31K for a car and you have no idea of the details. The dealers love people like you.
ECO_Mental wrote: » I know enough that I just walked out with a another brand new car after two and half years with a lot higher spec and after going a lot over my agreed mileage and I'm paying less!
R.O.R wrote: » Did you see a youranus grey before ordering it, or just a colour swatch or picture? Looks fine in pictures but I'm not at all a fan of it in the flesh - looks like someone forget to send it for the top coat.
Toyotafanboi wrote: » Have to agree. I wouldn't be looking to put the new car down, it sounds nice but that grey is a disaster of a colour.
dil999 wrote: » There are some characters on this forum :rolleyes: While I am not personally a huge fan of grey, I have seen the urano grey and it's fine as a colour. Its quite dark, and the chrome trim will offset it well on the estate. Best of luck with it.
R.O.R wrote: » Colour is a very particular thing. There's colours I hate but others like and vice versa, but I will never order a Urano Grey for a customer unless they have seen it in the flesh as it looks a lot different in real life to how it looks in pictures.
ECO_Mental wrote: » Yeah I was unsure with the color also, I was going to go with that Navy Blue they have, but when I went into the garage they had only had a Golf Estate in that color and I didn't like it. The previous passat was black oak brown which I loved but I wasn't going to get the same color again. But they did have a high spec passat in the urano grey there and it looked unusual so I went with it. I didnt also like the other colors all very boring. I think you have to have a high enough spec car for it to work eg a good bit of chrome. I went in later and they had that new fancy artheon in there in Urano grey and it looked great.
R.O.R wrote: » Airside by any chance?
JaCrispy wrote: » Wow, some people here spend more on a PCP payment in 1 month than I spend in 24 months on car maintenance :eek:
maidhc wrote: » People could buy a 18 Mth old Passat in the U.K. with tiny low miles, clear it and own 100% of it in 3 years for the same price as renting one on pcp!
jca wrote: » You mean rent it for 3 years and own a 4.5 year old car at the end of the tenancy.
maidhc wrote: » Owning a 4.5 year old Passat is considerably more valuable than an unquantifiable (allowance-gmfv)+Discount, probably 7-10k more, which is a high proportion of the cars value. I think most cash buyers are doing this at the moment, people who are looking to finance are more restricted given the high Apr on personal lending.
![Photo of [Deleted User]](https://wc.vanillicon.com/v2/c35d4ce8a12792ca13fb381f4727ac6f.svg)
