Wanderer2010 wrote: » So many sad stories out there about people losing their jobs during the recession and falling behind in mortgage payments or losing a partner etc and the banks ringing them up all hours of the day demanding they made the payment, pushing decent people to nervous breakdowns, alcohol, even suicide. And all the while the scumbags who ruined this country never seem accountable.
Mrs OBumble wrote: » If someone loses a partner, then the life-assurance that was part of the T&C of taking the mortgage will cover it. In other circumstances, banks only do the behaviours you have described with people who have refused to engage with them. Frankly, what choice do they have?
A WOMAN has reported her bank to gardai for allegedly harassing her with phone calls about her mortgage debt. In what is believed to be the first case of its kind, Amy Heeney, a make-up artist at RTE, complained to Blanchardstown Garda Station about Permanent TSB's alleged harassment of her under the Non-Fatal Offences Against the Person Act.
Wanderer2010 wrote: » I agree that money needs to be paid back but the means by which the bank do it often easily falls into the category of harassment, with follow-up calls to customers even after a meeting and a plan in place to make the payments, I have heard lots of incidents where nameless, faceless bank employees ring a house over and over again and send letters EVEN WHEN THE PERSON IS ENGAGING. Hence the despair, the suicide, and these people from the banks don't even have the give their own names for "security" reasons but they are free to drive a person to nervous breakdown, surely that's breaking the law right there. I wonder if you actually walked into a cop shop and told them you wanted to report the bank for harassing you with a litany of phone call records and letters would they even pretend to do anything. I know deep down the banks run the country because the government have no spine to tackle them but its interesting that ordinary citizens are always the ones to suffer.
