Cork Truck Driver wrote: » [Deleted User] wrote: » Video disabled
[Deleted User] wrote: »
NeilMcGrane wrote: » Either I need to get a new job soon or move house
obi604 wrote: » Bloody annoyed here Age: 38 Gender: Male Car: 2006 BMW 523i Automatic NCB: 14 years Licence: Full Irish Penalty Points: 0 Cover: Comprehensive with no claims bonus protect Value: 3500 Euro Other: My wife is named driver. Car parked in a driveway in a good area. Year before last: 470 Last year: 720 This years initial quote back from Insurance company : 1075 Scandalous, my insurance has more than doubled in 2 years. same car, less penalty points etc. going to do my usual now and go check all insurance companies. Should I target any specific companies? Wonder should I just go third party fire and theft or does it even matter these days?
Cork Truck Driver wrote: » In my own case recently which i highlighted on this thread (i think). I changed from a 2009 worth €8000 to a 2013 worth €21000, my insurance went up by €200. A 2014 worth €17000 i was also looking at would have reduced my insurance by €80. I lack understanding on the figures and where they come from. In saying that, an administrative charge applied with me, it never did until this year. Have you that issue?
rizzee wrote: » Check Liberty and stick the parents on the policy.
NeilMcGrane wrote: » Just said I'd post this quote for a laugh. Your Age: 21 Car type and engine: 2006 MG ZR 1.4 Years driving: 11 months Any claims: No Price and provider: ARB Private Motor €7,022.32 Third Party, Fire & Theft Anyway, back to reality... I've received many quotes between €2,700 - €3,000 from different insurers. I don't need it until next month, so I'll shop around more until then. This will be my first own policy, after one year named driver experience.
Hermy wrote: » They were the best I could find last year. Any suggestions where on line I might do better this time around?:(
JamboMac wrote: » Do an online quote you'll do better yourself, chill are terrible.
Hermy wrote: » Just off the phone with Chill Insurance In my 40's, no claims, 3 points 2001 1.6 Toyota Avensis Last year €508 This year €1000!
JamboMac wrote: » No the quote is direct from liberty, no admin charges all I did was change the value of my car everything else identical.
KC161 wrote: » In my own case recently which i highlighted on this thread (i think). I changed from a 2009 worth €8000 to a 2013 worth €21000, my insurance went up by €200. A 2014 worth €17000 i was also looking at would have reduced my insurance by €80. I lack understanding on the figures and where they come from. In saying that, an administrative charge applied with me, it never did until this year. Have you that issue?
JamboMac wrote: » Totally understand the payout thing, which would never be claimed anyway, but the value seems to have a large effect on the algorithm.
KC161 wrote: » You can value it at whatever you want, they'll only pay the current market value of it if the insurer replaces it.
JamboMac wrote: » What's the legality of over pricing your car, I initially valued it at 1500 and quote was 1500, so I increased its value to 5000 and quote went down to 1000 and then I increased it to 10,000 this resulted in 954. Gonna be some fun when I need to insure myself in a months time on 16 year old car.
BionicRasher wrote: » Wife just got renewal letter as below Your Age: 44 Car type and engine: 2012 Prius years driving: 20 any claims: about 15 years ago 1 claim. Price and provider: 554 Allianz through AA. Step back bonus protection. Going to search around as that seems a bit expensive. BTW. Wife drives my car also a few days a week. Audi A3 2007. I see on her renewal letter it states: Comprehensive driving of other cars, the cover will only apply if the private car being driven does not belong to your partner unless a current certificate of motor insurance has been issued and remains in force in such car. Could anyone explain that in plain English?
BionicRasher wrote: » So rang around a lot of places including some brokers and was getting quotes for 600 to 700. Called the AA and with a little bit of effort (not too much mind you) we got it reduced to €484. This includes me as named driver and wife is fully comp on other cars also. Payment by instalments brings total to €514. Result!
Rod Munch wrote: » I had an interesting conversation during the week. A guy wrote in about his policy and the hike in premiums. He has been with our company since 02 so it gave a brilliant insight into the prices of the last 15 years. He is over 50, full licence and no claims. Driving a mid range saloon car. When he joined our company in 02 he had full licence and full NCD. He paid €1220 for comp. The following year around €1100. Then around €1000. The premiums kept reducing year on year until they reached €440 towards the end of the 00s. Since then they have increased year on year and his premium this year is €850. It was an interesting exercise because for nearly half the time he was with us he paid more than his renewal this year. He was flabbergasted to hear what he had paid for the first 4 or 5 years and didn't believe me until i sent him the schedules for each year. The point is that people seem to forget that in the not too distant past many of them were paying substantially more than they are now. Consumers got spoiled by the ludicrous prices perpetuated by the likes of 123, Quinn and Setanta so in reality, what alot of people are paying nowadays is actually fairly keen when you factor in pricing over the last 20 years.
wotzgoingon wrote: » I had to double check what source I was reading. After reading the first few lines I thought I was reading Waterford Whispers News.
![Photo of [Deleted User]](https://w2.vanillicon.com/v2/282101dc2976956f9dfc87f7a2ef2413.svg)
