Lumina wrote: » HMRC say you can pay national insurance if you have worked for 3 years in the UK, pay any missing national insurance contributions from the previous 10 years, and lived in the UK immediately before moving to the new country you are living in. Form I was referred to: Social Security Abroad NI38 which you can find on google Is there anyone else here who has done this?
leelee77 wrote: » Have you followed this up Lumina? We are in a similar situation. We worked for 8 years in the UK and have just submitted a form to the UK to see if we can pay class 2 contributions.
doc11 wrote: » You can't pay into two social insurance schemes simultaneously in EU.
Lumina wrote: » Yeah. It's legit and HMRC said its all above board. We have done our forms, got our replies about 4 months later, then paid up everything we had too.
EverythingGood wrote: » UK won't be in the EU for much longer
infogiver wrote: » This is true though . People need to be careful that they're not throwing good money after bad.
Lumina wrote: » My thoughts are that Britain will do quite well after an initial chaos so bacjing this horse.
infogiver wrote: » What I mean is that right now social insurance (PRSI here NI in U.K.) is transferable EU wide. When UK leave EU none of us know what will happen about how that going to change. Your planning to pay NI on a voluntary basis while paying PRSI here?
Lumina wrote: » Yes. There are many British Expat forums where people in non-eu countries do this. Planning for retirement should be a priority for all of us and since my partner and i are unlikely to achieve a full Irish contributory we might as well top up with this.
infogiver wrote: » But your UK NI contributions can be used to satisfy the Irish state pension social insurance criteria when you reach pension age.
Lumina wrote: » What is superior to combining in the Irish/UK system is the ability to have a full UK pension plus a considerable Irish pension. I am more than happy to pay into 2 social insurance schemes as long as it is legal and available to do so, which it it is at present.
TheBeach wrote: » The ex pats in non Eu countries may well be doing it as they can but at the minute those in employment within the. Eu cannot pay prsi in two Eu countries at the same time. Only one country's prsi contributions will be taken into account when calculating the irish /uk pension. At the minute i can't imagine the UK paying out on these voluntary contributions. Who knows what will happen after brexit though.
infogiver wrote: » This is not true. Right now in any EU state, any relevant social insurance contributions made in any other EU state as well as those made in US Canada Aus can be used to make up a Contributory pension.http://www.citizensinformation.ie/en/social_welfare/irish_social_welfare_system/claiming_a_social_welfare_payment/social_insurance_contributions_from_abroad.html
Bubbaclaus wrote: » Nobody is disputing that you can combine them. However, it is against the law to be contributing to 2 social security systems in the EU at the same time and subsequently doubling up on benefit claims. At best they would disregard the incorrect contributions you made and you would not get a refund for them either.
endacl wrote: » The UK won't be in the eu soon.
Bubbaclaus wrote: » For all we know the UK will remain part of the EU social security network as part of the Brexit deal. In fact, I would be surprised if they don't. EU Social Security regulations and laws currently apply to Iceland, Liechtenstein, Norway and Switzerland also even though they are not in the EU. To say you can double up because of Brexit is just incorrect and terrible advice.
infogiver wrote: » Even if they didn't go on the list of countries outside the EU but within the continent (very unlikely), they would definitely go on the list of reciprocal arrangement countries.
Steer55 wrote: » Class two voluntary NI contributions are to be abolished from April 2018. Every one will now have to pay the more expensive class three voluntary contributions which currently cost over £700 a year and the cost is expected to rise significantly in the coming years. I am new poster so can't post a link but if you google abolition of class 2 contributions, you will get the information.
Steer55 wrote: » Class two voluntary NI contributions are to be abolished from April 2018. Every one will now have to pay the more expensive class three voluntary contributions which currently cost over £700 a year and the cost is expected to rise significantly in the coming years.
Bubbaclaus wrote: » it is against the law to be contributing to 2 social security systems in the EU at the same time and subsequently doubling up on benefit claims. At best they would disregard the incorrect contributions you made and you would not get a refund for them either.
Charisteas wrote: » Which still seems like a good deal; at current rates paying £13.90 a week now for a return of £159.55 per week at retirement age. I've done a bit of research into this subject and I cannot find any official document that prohibits paying into the Irish PRSI and the UK National Insurance simultaneously. Can you please provide some evidence or a link to back up your claim? I've been living and working in Ireland full-time for the past 10 years continuously, and I've been approved (without supplying false information) to make back-payments into the UK National Insurance scheme as I was living in the UK for more than 3 years before I left for the Emerald Isle. As is the same situation with the original poster Lumina, I am planning to make voluntary class 2 contributions in order to enable me to be able to claim both an Ireland and a UK pension when I reach retirement age. I cannot find anything that legally prohibits me from doing this.
