pilly wrote: » SMF17 wrote: » RootX - cheers for that! Now if only the two developers we have looked at so far were registered :sick: I thought that all developers had to register? Surely it's not in their interests not to register?
SMF17 wrote: » RootX - cheers for that! Now if only the two developers we have looked at so far were registered :sick:
RootX wrote: » All I can tell you is that's not how the process is meant to work, according to the Revenue website. If you put down the full 10%, will Revenue accept that and still issue a refund to the builder? and what happens next, is the builder going to refund you? It's a pickle alright, silly they don't stick to the Revenue process. What does your solicitor say?
Jellybaby17 wrote: » I know it's not meant to work that way at all but that's the way they are trying to do it. I think they would give it back st the end yes. I don't even know how to apply for it if that's the case It's terrible that builders are not using this scheme in good faith
Wopp wrote: » Happened to us, how we are fixing it is the solicitor will only give over the remaining amount after the mortgage is drawn down and refund us the difference. Turns out to be the same amount as his fee so thats handy!
bigpete32 wrote: » No clue how to PM on this but if you can PM me Ill reply with details.
metricspaces wrote: » If you put down 10%, then you just need your mortgage to be 85%. Builder gets remaining 5% from Revenue - don't see where the issue is here?
Jellybaby17 wrote: » We really need it back as we never intended to use full 10%for deposit and it's needed for something else unfortunately
Cober17 wrote: » Hi all, Has anybody done your claim as a retrospective buyer (purchasing date 2016) and selecting the same 2016 as one of the year for claiming back the taxes? I just ask because it is better for myself to include 2016 between the years to be claimed (although I bought in 2016). In the application stage, the system let me choose 2016 but I don't know if in the claiming stage they will reject the application. I called to Revenue asking this, but they don't have a clue. They told me to apply and then wait to see if my claim is not rejected (:mad: unbelievable) Thanks
jenb550 wrote: » He is a qualifying contractor, his company is definitely on the list. I've told him he needs to log in to his online Revenue account, click the option to verify a claim and input the codes I have given him. Am I right in saying this?
Larsso30 wrote: » hi all, just been told by our bank that the builder is not registered, can anyone advise what we do? should we request the builder to regiester and if so how long does it take?
Smacs89 wrote: » Yes this is correct
Cober17 wrote: » Hi, has anybody claimed the HTB with purchasing date 2017 having already paid the 10% of deposit to the builder? In that case, does the builder receive the money and then send the money to you? Or how does it work? Thanks
jenb550 wrote: » Thanks for that, he's sorted it out now and we got an email to say we should expect our refund within the next five working days!
Iluvjazzmasters wrote: » Lads this is how we have availed of the HTB scheme. We originally had 10% deposit savings for the original mortgage from our lender (in January). We then discovered we were eligible for the HTB scheme. We qualified for the full 5% rebate. We then agreed with our builder that we pay 5% upfront deposit on signing of contracts and the other 5% comes from revenue as part of 10% overall deposit. This was inserted into our contract and the builder has signed up and us now a qualifying contractor. Luckily now our other 5% from our savings can be used for house furnishings. Has anyone else done this? It's my understanding that this is how the scheme is supposed to work regarding 5% upfront yourself and 5% from revenue? Is this correct?
