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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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dodzy

dodzy wrote: »

Ringing now. Will feedback. Cheers fred.

update:1030 best price 3rd p/f&t. Still hunting.

Dad. 81yrs old. Put him in a 03 Mazda 6 for Christmas up from a 1.6 focus. Full NCB, no points, no Cs or Cs.

Update: Rang / online applied to 15 companies (brokers and direct). 3 online applications would not quote (outside qualifying criteria).

2 on the phone would not quote.

The rest ranged from €2210 (Liberty) down to €1030 (AXA)

Last call was to my current insurer (Allianz). Added me as a named driver (clean record)

€644. Nearly fell off the chair. Payable over 12mths. He's over the bloody moon.

smeal

Female
23 years
Full Licence 4 years
NCB- 4 years
04 Opel Astra Petrol
Last Year: Its4Women €375.00 deposit with 10 monthly payments of €68.00= TOTAL=€1,055.00 for TPFT
Renewal: €999.73 (added my parents and it brought it down to €940.50) no deposit and 10 monthly payments of €103.46. Not too bad considering..

Haven't shopped around much but 123 have quoted €1,934.76 for TPFT!! I'll try another few but I am positive that my renewal is the best I will get!

UPDATE: The Underwriter with Its4Women is AIG at €940.50 however AIG directly quoted me €2,760.88!!!

zoky

42years old. Full EU license with my second half as named driver, 9+ years NCD, no claims, 3 points on wife license. Car by myself only, class1, overall 28k a year.
BMW 118D bought January 2016. Changed old 2005 version of the same car.
No adjustments to policy at the time of car change. Renewal in March 2016 pretty much the same as 2015 ~ 500€.
Been with 25+ (AIG broker) for the last three years.
Renewal quotation this year 970€ !!!
Others quoted 1k plus.
Tried with full Irish license for both and price dropped to 700€ with 25plus. Still almost 50% increase plus hassle to replace EU to Irish license.
What's the heck???

leeside11

givyjoe wrote: »

Mind telling us the broker?

McCarthy's Insurance Group Fermoy

boardsuser1

leeside11 wrote: »

I'm with Aviva through a Broker in Cork, full comp, over 10 years licence, 04 Fiesta, 4 years NCB €438 which surprised me, was expecting a big increase.

I'm with AXA in Cork, hopefully they reward 9 years of loyalty like Aviva did with yourself renewal due in 10 days.

givyjoe

leeside11 wrote: »

I'm with Aviva through a Broker in Cork, full comp, over 10 years licence, 04 Fiesta, 4 years NCB €438 which surprised me, was expecting a big increase.

Mind telling us the broker?

leeside11

bidiots wrote: »

Last year over 620 fully comp which included AA membership
05 Volvo D5
Over 10 years license
Over 10 years NCB(though they won't give me a letter with more than 9)
No Points

FBD/25plus/BoI/Itsforwomen/AnPost/(Boxymo wouldn't quote online)
All are close to the 1000 or well over it when NCB protection is added.
AA renewal was 780 and got that to 670 TPFT

So, 2 years ago, 400 fully comp which included AA membership, to this.....Rip off shower of w@nK@rs:mad:

Any other suggestions for companies to try?

I'm with Aviva through a Broker in Cork, full comp, over 10 years licence, 04 Fiesta, 4 years NCB €438 which surprised me, was expecting a big increase.

biko

I have been with BOI a year now
Last year they quoted me €650 (first time I have paid more than 400 in insurance) and this year they want €850

They won't even quote me at all as new customer so might have gotten on the 15yo bandwagon.

bidiots

Last year over 620 fully comp which included AA membership
05 Volvo D5
Over 10 years license
Over 10 years NCB(though they won't give me a letter with more than 9)
No Points

FBD/25plus/BoI/Itsforwomen/AnPost/(Boxymo wouldn't quote online)
All are close to the 1000 or well over it when NCB protection is added.
AA renewal was 780 and got that to 670 TPFT

So, 2 years ago, 400 fully comp which included AA membership, to this.....Rip off shower of w@nK@rs:mad:

Any other suggestions for companies to try?

howamidifferent

howamidifferent wrote: »

Driving a 2007 Opel Zafira 1598CC . With Liberty Insurance for last few years, last year was 380 fully comp, year before 300 fully comp, this year quoted 630.
Went to caoga.ie and was quoted 323.

So I went and paid for this new policy. Not 20 minutes later, Liberty rang me to know was I taking their renewal quote. Told them to get stuffed politely.
They didn't bat an eyelid.Thought they might ask me what I paid elsewhere but nope... :rolleyes:

DrPhilG

Gets on my wick that insurance companies can make a glaring mistake and the system is so fecked up it almost seems normal.

When I changed my car a few years ago from a 3 year old 1.6 Peugeot 308, to a 1 year old Nissan Leaf, they initially told me that my premium would change from €570 to €1300!

Only after arguing all the way through customer service did they realise that their computer system had assigned an incorrect insurance class to the Leaf.

Once corrected my premium dropped from €570 to €500!

fxotoole

zenga.m wrote: »

no penalty points.
myself and my wife on insurance, but she doesn't drive much.

Out of curiosity... is your wife on an EU licence or learner permit?

Jesus Shaves

Last year €821
This year €674

2 years no claims with boxymo
Car is 11 years old

zenga.m

fbd insurance. e841. done.

inforfun

zenga.m wrote: »

yeah. and this is with so called 65% no claim bonus discount. original price is e3,661. crazy ****e.

so any options for me? which company would be better?

All of them i reckon.

I once ****ed up 1 minor detail in my online quote which added about 60% on the price i got quoted later when they chased me by phone (cant remember which insurer, just the "event")

3x the price of last year because you switched from an 07 Focus to an 16 Insignia..... ? nah, unless it is made from 18k gold and parked on the open road in the better parts of Finglas.

lolliedog

zenga.m wrote: »

10 years no claim bonus with liberty insurance.
they want me to pay them 2.2k for renewal. i think it's a bit too much.
i'm 32yo. full irish license.
insignia 1.6d 2016

any suggestions for me? which insurance company should i try?

25plus.IE or Allianze

zenga.m

yeah. and this is with so called 65% no claim bonus discount. original price is e3,661. crazy ****e.

so any options for me? which company would be better?

flexcon

zenga.m wrote: »

I've changed the car in september. it was e700 i think, but it was focus 2007. now it is insignia 2016

Yeah something is not right there. Did a quote myself and got 700 euro..... I'm 26 and said I was living in cork city and the partner was an older female with clean record

So obviously not like for like, but something is throwing that quote crazy.

zenga.m

I've changed the car in september. it was e700 i think, but it was focus 2007. now it is insignia 2016

inforfun

Something doesnt add up there.....

What did you pay last year?

zenga.m

no penalty points.
myself and my wife on insurance, but she doesn't drive much.

flexcon

zenga.m wrote: »

10 years no claim bonus with liberty insurance.
they want me to pay them 2.2k for renewal. i think it's a bit too much.
i'm 32yo. full irish license.
insignia 1.6d 2016

any suggestions for me? which insurance company should i try?

Full irish license, penalty points? Named driver?

zenga.m

10 years no claim bonus with liberty insurance.
they want me to pay them 2.2k for renewal. i think it's a bit too much.
i'm 32yo. full irish license.
insignia 1.6d 2016

any suggestions for me? which insurance company should i try?

flexcon

cravings wrote: »

my father went to add my ex onto his insurance as a named driver.. it was €40 extra for the year.. then they found out her license was danish.. it went to €180 euro to ad her on. (she was 38, license for 19 years, no claims etc). so in that case that's how much the license changed the quote.

Yeah its a loophole. Companies can offer penalty free discounts if the named driver has penalty free driving. however, naturally, a non Irish UK license can not have this, and they cannot accept any sort of proof. It's up to them

So a german license will cost more than an Irish one, even though it is against EU law ( don't know which one but was quoted on an older thread )

cravings

my father went to add my ex onto his insurance as a named driver.. it was €40 extra for the year.. then they found out her license was danish.. it went to €180 euro to ad her on. (she was 38, license for 19 years, no claims etc). so in that case that's how much the license changed the quote.

flexcon

Smyth wrote: »

Got 2100 with AA. Best I could get. Need it for Apr 1st so had to plow ahead with someone

So by taking her off, what difference did it make?

fxotoole

Smyth wrote: »

Full licence. No named drivers. My girlfriend has an EU licence which makes feck all difference. Low risk area. D6. Crazy times.

I'd say it's your gf's EU licence that is driving up the cost of your quotes

Smyth

Got 2100 with AA. Best I could get. Need it for Apr 1st so had to plow ahead with someone

flexcon

Smyth wrote: »

Full licence. No named drivers. My girlfriend has an EU licence which makes feck all difference. Low risk area. D6. Crazy times.

Hang on. Try again with her having an Irish License.

Come back to us. ( remember - non irish license, even EU, cannot have penalty point free discounts as only Irish licenses can have this.)

Smyth

fxotoole wrote: »

Are you on a Leaner Permit? Are you putting any named drivers on the quotes? Do you live in an area that insurers might consider risky?

Full licence. No named drivers. My girlfriend has an EU licence which makes feck all difference. Low risk area. D6. Crazy times.